Financial Insights

Financial Insights

Real data on how income and wealth are distributed. Pick a country to see where you stand.

Europe

Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Household debt · Pensions

Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Household debt · Pensions

Net worth rank by region · Homeownership

Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Household debt · Pensions

Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Cost of raising a child · Affordability · Household debt · Pensions

Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Cost of raising a child · Affordability · Household debt · Pensions

Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Household debt · Pensions

Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Affordability · Household debt · Pensions

Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Household debt · Pensions

Income percentiles · Am I middle class? · Income by region · Wealth percentiles · Net worth by age · Household debt · Pensions

Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Cost of raising a child · Affordability · Household debt · Pensions

Income percentiles · Am I middle class? · Wealth percentiles · Cost of raising a child · Affordability · Pensions

the Netherlands

Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Affordability · Household debt · Pensions

the United Kingdom

Income percentiles · Am I middle class? · Wealth percentiles · Cost of raising a child · Affordability · Pensions

North America

Income percentiles · Am I middle class? · Wealth percentiles · Cost of raising a child · Affordability · Pensions

Income percentiles · Am I middle class? · Income by region · Wealth percentiles · Affordability · Pensions

the United States

Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Retirement savings by age · Saving enough for your age? · Upper-middle class by state · $400 emergency test · Affordability · Salary & pay · Pensions

South America

Income percentiles · Am I middle class? · Income by region · Wealth percentiles

Income percentiles · Am I middle class? · Wealth percentiles · Affordability

Income percentiles · Am I middle class? · Income by region · Pensions

Income percentiles · Am I middle class?

Income percentiles

Asia

Income percentiles · Am I middle class? · Wealth percentiles · Affordability · Pensions

Income percentiles · Am I middle class? · Wealth percentiles · Affordability

Africa

Income percentiles · Am I middle class? · Wealth percentiles · Affordability

Oceania

Income percentiles · Am I middle class? · Wealth percentiles · Affordability · Pensions

Global perspective

See where your income ranks among all 8 billion people on Earth.

How rich are you globally? Enter your income in any currency. See your rank among all 8 billion people on Earth. Global wealth rank — the UBS pyramid Type your net worth, see your tier among 3.81 billion adults. Cost of living comparison Rank 25 countries by cost of living and see how far your money goes. City Cost of Living Compare 43 cities worldwide — from Zurich to Cairo Am I saving enough? Enter your savings rate. See how it ranks against 29 OECD economies — and what your 1% more could compound to. Where do wages go furthest? Type your salary. See its real purchasing power against 59 country averages — Luxembourg #1, Switzerland #14. Currency strength explorer How has your money fared against the world? Pick a base currency, a date range, and see which currencies have gained or lost ground since 1999.

Pensions

Will your pension be enough? Type your salary and see how much of it the pension system replaces, in all 38 OECD countries.

Pension: 53.0% of take-home pay

Pension: 86.8% of take-home pay

Pension: 61.1% of take-home pay

Pension: 45.1% of take-home pay

Pension: 61.3% of take-home pay

Pension: 73.1% of take-home pay

Pension: 69.5% of take-home pay

Pension: 55.9% of take-home pay

Pension: 77.1% of take-home pay

Pension: 37.8% of take-home pay

Pension: 65.7% of take-home pay

Pension: 70.0% of take-home pay

Pension: 53.3% of take-home pay

Pension: 88.5% of take-home pay

Pension: 78.0% of take-home pay

Pension: 53.3% of take-home pay

Pension: 33.7% of take-home pay

Pension: 54.4% of take-home pay

Pension: 79.0% of take-home pay

Pension: 42.4% of take-home pay

Pension: 52.2% of take-home pay

Pension: 28.2% of take-home pay

Pension: 87.7% of take-home pay

Pension: 79.6% of take-home pay

Pension: 96.0% of take-home pay

Pension: 43.8% of take-home pay

Pension: 54.9% of take-home pay

Pension: 40.6% of take-home pay

Pension: 92.7% of take-home pay

Pension: 76.3% of take-home pay

Pension: 71.3% of take-home pay

Pension: 38.9% of take-home pay

Pension: 86.3% of take-home pay

Pension: 66.3% of take-home pay

Pension: 47.5% of take-home pay

Pension: 94.4% of take-home pay

Pension: 54.2% of take-home pay

Pension: 51.3% of take-home pay

Am I middle class?

Am I middle class in Switzerland? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in the United States? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Germany? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in France? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in the United Kingdom? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Spain? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Mexico? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Argentina? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Chile? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Peru? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Canada? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Italy? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in the Netherlands? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Belgium? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Australia? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Japan? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Brazil? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Singapore? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in South Africa? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Austria? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Portugal? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Ireland? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Luxembourg? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Finland? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong.

Income by region

Income across Mexico, region by region Type your monthly income. See in how many regions of Mexico you'd outrank the median household — using real agency data, no fabricated percentiles. Income across Argentina, region by region Type your monthly income. See in how many regions of Argentina you'd outrank the median household — using real agency data, no fabricated percentiles. Income across Chile, region by region Type your monthly income. See in how many regions of Chile you'd outrank the median household — using real agency data, no fabricated percentiles. Income across Portugal, region by region Type your monthly income. See in how many regions of Portugal you'd outrank the median household — using real agency data, no fabricated percentiles.

Net worth by age

Net worth by age in the United States See how your net worth compares for your age group — from under 25 to 65+. Net worth by age in Germany See how your net worth compares for your age group — from under 25 to 65+. Net worth by age in France See how your net worth compares for your age group — from under 25 to 65+. Net worth by age in Spain See how your net worth compares for your age group — from under 25 to 65+. Net worth by age in Italy See how your net worth compares for your age group — from under 25 to 65+. Net worth by age in the Netherlands See how your net worth compares for your age group — from under 25 to 65+. Net worth by age in Belgium See how your net worth compares for your age group — from under 25 to 65+. Net worth by age in Austria See how your net worth compares for your age group — from under 25 to 65+. Net worth by age in Portugal See how your net worth compares for your age group — from under 25 to 65+. Net worth by age in Ireland See how your net worth compares for your age group — from under 25 to 65+. Net worth by age in Luxembourg See how your net worth compares for your age group — from under 25 to 65+. Net worth by age in Finland See how your net worth compares for your age group — from under 25 to 65+.

Saving enough for your age?

Am I saving enough for my age? (the United States) Where you stand for your age — plus where the savings-by-age guideline says you'd be.

Savings and investments

The ECB household survey publishes what euro-area households hold in deposits, funds, shares and voluntary pensions, separately from property. Type your total and see where it lands.

Am I rich in Germany, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in France, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Spain, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Italy, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in the Netherlands, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Belgium, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Austria, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Ireland, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Luxembourg, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Finland, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits.

Net worth rank by region

One harmonised survey, every country in the region, your percentile in all of them at once.

Europe net worth rank Type your net worth once and read your percentile in 22 European countries at once, from one harmonised ECB survey.

Homeownership

How rare is your tenure status across Europe? Pick your country and see where you stand.

Am I a rare homeowner in Europe? Pick your country and tenure — see how unusual you are across 30 European countries.

Cost of raising a child

How much does a child actually cost from birth to 18? Pick a family setup and find out.

How much does a child cost in Switzerland? Pick siblings, age and Kita days — see the monthly cost and the cumulative-to-18 reveal. How much does a child cost in Germany? Pick siblings, age and Kita days — see the monthly cost and the cumulative-to-18 reveal. How much does a child cost in Canada? Pick siblings, age and Kita days — see the monthly cost and the cumulative-to-18 reveal. How much does a child cost in Spain? Pick siblings, age and Kita days — see the monthly cost and the cumulative-to-18 reveal. How much does a child cost in France? Pick siblings, age and Kita days — see the monthly cost and the cumulative-to-18 reveal. How much does a child cost in the United Kingdom? Pick siblings, age and Kita days — see the monthly cost and the cumulative-to-18 reveal.

Affordability

Can you afford to buy a home? Enter your numbers and find out.

Can I afford a house in Switzerland? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in United States? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in France? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Germany? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in United Kingdom? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Canada? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Australia? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Netherlands? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Italy? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Spain? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Mexico? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Singapore? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Japan? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Brazil? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in South Africa? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits.

Household debt

Is what you owe normal? Type your debt and see it against the ECB's household survey for your country.

Is my debt normal in Germany? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Spain? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in France? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Italy? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in the Netherlands? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Austria? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Belgium? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Ireland? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Luxembourg? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Finland? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Portugal? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden.

Salary & pay

How your pay ranks within your occupation, and how it compares across the whole U.S. labor market.

Am I paid fairly? Your percentile within your exact occupation, and whether the same job pays more in another state. Which jobs pay more? Drop your salary onto all 825 U.S. occupations and see which out-earn you, and by how much.

Frequently Asked Questions

What data sources do you use for income and wealth distributions?+

How many countries are covered?+

What is a percentile and how do I interpret it?+

Is the data adjusted for cost of living or purchasing power?+

How often is the data updated?+