Financial Insights

Financial Insights

Real data on how income and wealth are distributed. Pick a country to see where you stand.

Europe
AT
Austria
Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Household debt
BE
Belgium
Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Household debt
EU
Europe
Net worth rank by region · Homeownership
FI
Finland
Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Household debt
FR
France
Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Cost of raising a child · Affordability · Household debt
DE
Germany
Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Cost of raising a child · Affordability · Household debt
IE
Ireland
Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Household debt
IT
Italy
Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Affordability · Household debt
LU
Luxembourg
Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Household debt
PT
Portugal
Income percentiles · Am I middle class? · Income by region · Wealth percentiles · Net worth by age · Household debt
ES
Spain
Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Cost of raising a child · Affordability · Household debt
CH
Switzerland
Income percentiles · Am I middle class? · Wealth percentiles · Cost of raising a child · Affordability
NL
the Netherlands
Income percentiles · Am I middle class? · Wealth percentiles · Net worth by age · Savings and investments · Affordability · Household debt
GB
the United Kingdom
Income percentiles · Am I middle class? · Wealth percentiles · Cost of raising a child · Affordability

Am I middle class?

Am I middle class in Switzerland? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in the United States? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Germany? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in France? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in the United Kingdom? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Spain? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Mexico? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Argentina? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Chile? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Peru? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Canada? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Italy? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in the Netherlands? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Belgium? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Australia? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Japan? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Brazil? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Singapore? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in South Africa? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Austria? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Portugal? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Ireland? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Luxembourg? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong. Am I middle class in Finland? Enter your income and see if you're below, inside or above the middle class range. Most people guess wrong.

Savings and investments

The ECB household survey publishes what euro-area households hold in deposits, funds, shares and voluntary pensions, separately from property. Type your total and see where it lands.

Am I rich in Germany, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in France, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Spain, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Italy, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in the Netherlands, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Belgium, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Austria, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Ireland, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Luxembourg, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits. Am I rich in Finland, if you don't count the house? Savings and investments only: the median, who owns funds and shares, and where the money actually sits.

Net worth rank by region

One harmonised survey, every country in the region, your percentile in all of them at once.

Homeownership

How rare is your tenure status across Europe? Pick your country and see where you stand.

Affordability

Can you afford to buy a home? Enter your numbers and find out.

Can I afford a house in Switzerland? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in United States? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in France? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Germany? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in United Kingdom? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Canada? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Australia? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Netherlands? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Italy? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Spain? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Mexico? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Singapore? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Japan? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in Brazil? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits. Can I afford a house in South Africa? We run the same check your bank would — calculative interest rate, down-payment rules, and income limits.

Household debt

Is what you owe normal? Type your debt and see it against the ECB's household survey for your country.

Is my debt normal in Germany? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Spain? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in France? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Italy? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in the Netherlands? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Austria? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Belgium? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Ireland? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Luxembourg? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Finland? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden. Is my debt normal in Portugal? Type what your household owes and see it against the real distribution, plus debt-to-income and payment burden.
Frequently Asked Questions