Type your salary. See what a full career in the pension system pays you back the month you stop working.
I earn € a year before tax in Lithuania.
The OECD average wage in Lithuania was €25,757 in 2024, the salary shown. Wages have grown since, so a salary from today places you slightly higher on this scale than you really are.
Share of your take-home pay your pension replaces
28.2%
Your pension alone will not pay the bills.
Less than a third of your take-home pay comes back as pension. The OECD average at your pay level is 63.2%.
After a full career, the pension system in Lithuania would replace 28.2% of your take-home pay from age 65. Before tax, that is about €373 a month, against €2,146 today.
The gap in money
From payslip to pension.
Before tax, the pension replaces 17.4% of your pay. After tax it replaces 28.2%, because pensioners in Lithuania pay less tax and fewer social contributions than workers. Both figures are in today's money.
Today
€2,146
per month, before tax
Your salary before tax.
Your pension
€373
17.4% of your pay, before tax
Paid from age 65, in today's money.
The gap
€1,773
per month, before tax
What your own savings would have to pay to keep your full income.
Time is the lever you still control: every year you start earlier does more than any catch-up later. Covering €1,773 a month yourself takes about €531,882 of savings by age 65, at a 4% withdrawal rate. Most people need less than their full salary once work costs and pension contributions stop, but this is the size of the job.
In today's money: the OECD models pensions relative to earnings at retirement, which rise with average wages. A 4% withdrawal rate means saving 25 times the yearly gap.
What your pay changes
Higher earners get a smaller share back.
The OECD models three pay levels in Lithuania. At 0.5× the average wage the pension replaces 36.9% of take-home pay; at the average, 28.2%; at twice the average, 21.0%. A gap of 15.9 points: the system leans toward low earners.
Net replacement rates from OECD Table 4.4. Tap a level to use its salary.
With a voluntary plan
What a typical voluntary plan adds.
Beyond the mandatory system, the OECD also models the voluntary pension many workers in Lithuania pay into, with typical contributions over a full career.
Mandatory plus voluntary
49.9% instead of 28.2%
About €635 a month before tax, €262 more than the mandatory pension alone. It only counts if you actually join and keep contributing for your whole career.
38 OECD countries
Same pay, 38 pension systems.
Every OECD country, for someone earning 1× their own country's average wage, as you do. The pension system in Lithuania ranks 38 of 38.
OECD avg 63.2%
01
🇳🇱Netherlands
96.0%
02
🇹🇷Türkiye
94.4%
03
🇵🇹Portugal
92.7%
04
🇬🇷Greece
88.5%
05
🇱🇺Luxembourg
87.7%
06
🇦🇹Austria
86.8%
07
🇪🇸Spain
86.3%
08
🇲🇽Mexico
79.6%
09
🇮🇹Italy
79.0%
10
🇭🇺Hungary
78.0%
11
🇩🇰Denmark
77.1%
12
🇸🇰Slovakia
76.3%
13
🇨🇴Colombia
73.1%
14
🇸🇮Slovenia
71.3%
15
🇫🇷France
70.0%
16
🇨🇷Costa Rica
69.5%
17
🇸🇪Sweden
66.3%
18
🇫🇮Finland
65.7%
19
🇨🇱Chile
61.3%
20
🇧🇪Belgium
61.1%
21
🇨🇿Czechia
55.9%
22
🇳🇴Norway
54.9%
23
🇮🇱Israel
54.4%
24
🇬🇧United Kingdom
54.2%
25
🇩🇪Germany
53.3%
26
🇮🇸Iceland
53.3%
27
🇦🇺Australia
53.0%
28
🇱🇻Latvia
52.2%
29
🇺🇸United States
51.3%
30
🇨🇭Switzerland
47.5%
31
🇨🇦Canada
45.1%
32
🇳🇿New Zealand
43.8%
33
🇯🇵Japan
42.4%
34
🇵🇱Poland
40.6%
35
🇰🇷South Korea
38.9%
36
🇪🇪Estonia
37.8%
37
🇮🇪Ireland
33.7%
38
🇱🇹Lithuania
YOU
28.2%
Net replacement rate OECD average (63.2%)
Men, mandatory schemes, OECD Pensions at a Glance 2025 Table 4.4, placed at your multiple of each country's average wage.
Worth knowing
Three numbers behind yours.
Your pension age
65
The normal pension age the OECD uses for someone who starts work at 22 today. The OECD average is 66.4.
OECD average earner
63.2%
Share of take-home pay replaced for an average earner across the 38 countries. In Lithuania: 28.2%.
Best and worst
96.0% · 28.2%
Netherlands replaces 3.4 times the share Lithuania does, for the same average earner with the same full career.
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For an average earner who starts work at 22 and works a full career, the mandatory pension system in Lithuania replaces 28.2% of take-home pay and 17.4% of gross pay, according to OECD Pensions at a Glance 2025. That ranks 38 of the 38 OECD countries; the OECD average is 63.2%.
The OECD puts the average wage in Lithuania at €25,757 a year (2024). A full career at that wage earns a pension of about €373 a month before tax in today's money, 17.4% of gross pay, paid from the normal pension age of 65.
At 0.5× the average wage the pension replaces 36.9% of take-home pay; at twice the average, 21.0%. That gap of 15.9 points means the system leans toward low earners.
For someone who starts work at 22 today, the OECD models the normal pension age in Lithuania as 65, against an OECD average of 66.4. The replacement rates on this page assume retiring at that age.
Partly. With the voluntary scheme the OECD models for Lithuania, an average earner's pension rises from 28.2% to 49.9% of take-home pay. That only applies to people who actually join it and contribute for a full career.
It is your pension after tax and social contributions divided by your take-home pay before retirement. The OECD calculates it for a worker who starts at 22 and works a full career to the normal pension age. A rate of 28.2% means that for every 100 you take home while working, you keep about 28 as a pensioner.