Am I a rare homeowner in Europe?
Pick your country and tell us if you own or rent. We'll show you exactly how rare you are across 30 European countries.
Do you own or rent?
How rare are you?
Pick your country and tenure to see where you stand. Or jump straight to one of the extremes below.
Homeownership across Europe
Each bar is one of 30 European countries, sorted by ownership rate. Pick your country to see where you fit.
What the European map actually says
Romania: 93.2%. Switzerland: 42.0%.
The same continent, the same currency union — and a 50-point gap in who owns their home.
Eastern Europe averages 85.4% ownership. The DACH region averages 47.9%.
Geography decides this more than income does — and the divide is decades old, not generational.
Only 42.0% of Swiss households own. 58.0% rent.
One of the richest countries on Earth has the lowest ownership rate in Europe. Wealth and ownership are not the same thing.
In the 1990s, ex-Soviet states sold state apartments at fire-sale prices.
That single policy decision still determines who owns and who rents across half of Europe today.
In Germany, just 47.2% of households own.
Powerful tenant protections, strict lending rules, and a culture that doesn't punish renters keep ownership a genuine choice — not a milestone.
The EU average ownership rate is 68.4%.
Slightly below the United States — but the EU's range (42% to 93%) dwarfs the variation across U.S. states.
Which European country has the highest homeownership rate?+
Which European country has the lowest homeownership rate?+
Why do rich European countries like Germany and Switzerland have such low homeownership?+
Is renting in Europe a sign of financial weakness?+
Where does this homeownership data come from?+
How does the EU average compare to the United States?+