4 Split Types
Split equally, by exact amounts, percentages or shares. Handle any situation from simple dinners to complex group trips.
Free feature
Split Expenses, Not Friendships
Track shared expenses with roommates, partners and friends. Know exactly who owes what, settle up easily, and keep money from getting awkward.
Group balances
Jordan owes you+$42.50
You owe Sam−$18.00
Alex is settled$0.00
What you get
Everything you need for shared expenses
From a dinner for two to a two-week group trip.
Real-Time Balances
See who owes who at a glance. Balances update instantly when you add expenses or record payments.
Easy Settlements
Record payments with one click. Add notes like "Venmo" or "Cash" to keep track of how you settled.
Multi-Currency
Perfect for international groups or travel. Track expenses in any currency with automatic conversion display.
Works Everywhere
Access from any device. Responsive design means it works great on phones, tablets and desktops.
Export to CSV
Download your settlement history for records or tax purposes. Full transparency for all transactions.
How it works
How expense splitting works
Set up a group once, then add, track and settle.
1
Create a shared account
Set up a shared expense account for your household, trip or group. Invite members to join.
2
Add shared expenses
When someone pays for the group, add the expense and toggle "Split this expense". Choose who participated and how to split.
3
Track balances
See your running balance with each group member. Know exactly who owes what at any time.
4
Settle up
When it's time to pay, record the settlement. Balances reset and everyone's square.
Flexible
Flexible split options
Different situations call for different splits. We have you covered.
Equal Split
Perfect for dinners, shared bills and group purchases. The total is divided evenly among all participants.
$120.00 ÷ 4 people = $30.00 each Exact Amounts
When you know exactly what each person should pay. Great for individual orders or varied contributions.
Alex: $45.00 | Jordan: $35.00 | Sam: $40.00 Percentage
Split by income ratios or agreed percentages. Common for couples or roommates with different salaries.
60% / 40% split on $200 = $120 / $80 Shares
Use simple ratios for flexible splits. One person pays double? Use a 2:1:1 ratio.
2 shares + 1 share + 1 share = 4 total shares Who it's for
Built for shared life
Roommates
Track rent, utilities, groceries and household supplies. No more spreadsheet drama.
Couples
Split shared expenses fairly, whether 50/50 or by income ratio. Keep personal finances clear.
Travel Groups
One person books the hotel, another pays for dinner. Track it all and settle at the end of the trip.
Events & Parties
Organize group gifts, party expenses or event costs. Everyone knows their share.
Why not a spreadsheet?
Expense splitting app vs a shared spreadsheet
Most groups start with a spreadsheet or a notes app. Here is where that breaks down.
The shared spreadsheet
One person owns the file, everyone else texts them receipts. Uneven splits mean hand-written formulas, repayments get typed into the wrong row, and by the end of the trip nobody trusts the total enough to actually settle it.
The splitting tool
Everyone adds their own expenses from their own phone, split math is computed for you in all four modes, repayments are recorded against the right pair, and the who-owes-whom balances are always current and beyond argument.
Who can see our group expenses?
Only your group. Shared accounts are invite-only: members join with a code you hand out, everyone signs in with just an email and password, and each account's expenses are protected by row-level security, so they are readable by its members and nobody else. You can review the member list and roles at any time.
Frequently asked questions
How does expense splitting work?+
When you add a shared expense, you select who paid and how to split the cost among group members. The app automatically calculates how much each person owes, tracking balances over time. When someone pays back what they owe, you record a settlement to clear the balance.
What split types are supported?+
We support four split types: Equal (divide evenly among selected members), Exact amounts (specify exact amount per person), Percentage (specify percentage each person pays), and Shares (use ratios like 2:1:1 for uneven splits).
How do I split travel expenses in different currencies?+
Add each expense in the currency it was paid in - hotel in euros, dinners in francs. Balances are tracked per currency, so who-owes-whom stays exact instead of drifting with exchange rates, and the app shows an approximate conversion into your preferred currency for context.
How do I settle up with someone?+
Click the "Settle" button next to anyone you owe money to (or who owes you). Enter the payment amount, add an optional note (like "Venmo" or "Cash"), and click Record Payment. The balance updates immediately.
How does the app track who owes whom?+
Every split is recorded between the payer and each participant, and opposite debts within a pair cancel out: if Alex owes Jordan $50 and Jordan owes Alex $30, the app shows a single $20 balance. Settlements you record are subtracted, so each pair always sees one honest number per currency.
Do all participants need an account?+
Yes. Everyone in a shared expense account signs up (email and password only) and joins with an invite code, which is what keeps your group's data private to its members. There is no anonymous or guest access to a group's expenses.
Is there a mobile app?+
Our expense tracker is a responsive web application that works great on mobile browsers. You can add it to your home screen for app-like access. No download required.
Is expense splitting free?+
Tracking your own expenses, categories and budgets in your personal account is free. Creating additional shared accounts and joining someone else's account with an invite code are part of Premium, which you can try free for 7 days.
Can I export our expense history?+
You can export your settlement history to CSV at any time, which gives you a record of every repayment in the group. You can also import expenses from CSV or Excel files if you are moving in from a spreadsheet.
Does it handle recurring expenses like rent?+
Yes. Recurring templates (part of Premium) let you set up expenses like rent or a shared subscription once, so they are added automatically on schedule instead of being retyped every month.
Ready to split smarter?
Join thousands of users who've simplified their shared expenses.
Free forever for basic features · No credit card required
Balances and split examples shown are illustrative. Basic expense splitting is a free feature. Nothing here is financial advice.