Delta Basic stops at 10 tracked assets. Here, unlimited accounts and positions are free forever, in a full web app rather than a phone-first one, with ETF overlap, fee-impact analysis and 27 currencies. Premium is $60/year.
No credit card · no account connections · unlimited holdings free
Net worth$184,900
Investments$118,400
Crypto$21,600
Pension$44,900
Total gains+$17,320 · 10.3%
Head to head
Delta vs MyFinanceTools: the honest table
A polished phone tracker that connects to everything, or a browser-first tracker that connects to nothing.
Delta by eToro
MyFinanceTools
Free plan
Basic: up to 10 tracked assets, unlimited connections
Unlimited accounts and holdings
Paid plans
PRO (40 assets) and PRO+ (unlimited), roughly US$54 to US$108 a year depending on store region
$6/mo, $60/yr or $249 lifetime
Where it runs
Mobile first: native iOS and Android, plus a desktop and web companion
Web first: the whole product in any browser, installable to your home screen
How data gets in
Auto-sync with 200+ brokers, exchanges and crypto wallets
Manual entry or CSV, TSV and Excel import. No credentials shared
Currencies
150+ fiat currencies
27 currencies with daily rates, plus localized pension accounts
ETF overlap and look-through
Not part of its published feature set
Overlap, sector and geography X-ray on Premium, plus a free overlap tool
Fee analysis
Not part of its published feature set
Fee-impact projections on your real funds (Premium)
Crypto
Deep coverage: exchanges, wallets, NFTs
Crypto accounts alongside stocks, ETFs, cash, pensions, property and debts
Languages
18 languages
English, German, Spanish, French, Portuguese
Delta facts from delta.app, its App Store listing and public reviews, last verified August 2026. Plans and prices vary by country and change, so confirm current details before deciding. Also compared: getquin, Parqet, Sharesight, or see the full portfolio tracker comparison.
A fair look
What Delta does well, and what that costs you
We compare honestly. These are its real strengths, with the trade-off attached.
📱
A genuinely good phone app
Delta ships fast, polished native apps for iOS and Android, with price alerts and home-screen widgets we do not have. Ours is a web app you can install to your home screen: the same product on every device, nothing to download, but no App Store build and no alerts.
🔌
Connections to 200+ brokers, exchanges and wallets
Auto-sync across brokers, crypto exchanges and wallets is real convenience, especially if you trade crypto often. It also means read access to your accounts sits with a third party. We took the opposite trade-off: nothing to connect, and a CSV import that works with any broker on earth.
🗣️
18 languages and 150+ currencies
Delta reaches further than we do on both counts, and that deserves saying plainly. Our five languages and 27 currencies come with locale-aware number formats and real pension account types (Pillar 3a, PER, Riester, PGBL) rather than a longer list of tickers.
Why people switch
The reasons people leave Delta
All of these come from Delta’s own published plan limits and from public reviews.
🎫
The 10-asset free cap
Basic tracks 10 assets. A three-ETF core with a few single stocks and two crypto positions already breaks it, and PRO only lifts the ceiling to 40. Our free plan has no cap on accounts or positions at all.
📊
Analysis a price tracker does not do
Delta answers "what is my portfolio worth". ETF overlap detection and look-through sector and geography X-ray answer "what do I actually own", which is the question that changes what you buy next.
💸
Fees you can finally see
Fee-impact analysis projects what your funds’ ongoing charges cost you over a real holding period, on your actual positions. It is the number most trackers never show you.
🔒
Nothing to connect
No broker logins, no exchange API keys, no wallet addresses handed over. You type positions in or import a CSV, and no credential ever leaves your hands.
🖥️
A real desktop workflow
Importing a year of transactions, mapping columns and reviewing allocation is desktop work. Here the browser is the primary product, not a companion to the phone.
🏦
Your whole net worth, not just markets
Pensions, cash, property and debts sit in the same dashboard as your stocks, ETFs and crypto, with goals and snapshots tracking the total over time.
Switching
Move your portfolio in four steps
Delta fills itself from your accounts, so the cleanest source for a move is the broker export you already have.
1
Get a transaction export
Download the trades or holdings CSV from your broker or exchange. That is the same data Delta was syncing, straight from the source.
2
Create a free account
An email address and a password. No card, no account connections, under a minute.
3
Import your CSV
Import buy and sell transactions or current balances from CSV, TSV or Excel. Interactive Brokers, DEGIRO, Trading 212, Revolut, Scalable Capital, Swissquote and Parqet exports are recognized automatically; anything else you map once.
4
Check your dashboard
Prices update automatically from 53+ exchanges, gains are computed per position, and your net worth history starts building with automated snapshots.
Pricing
Free where it matters, cheap where it isn’t
The core tracker (unlimited holdings, automatic prices, 27 currencies, snapshots, CSV import and export) is free forever. Premium adds daily snapshots, unlimited history, dividend analysis, ETF overlap, fee impact and the AI advisor for $6/month, $60/year, or $249 once. Comparing more trackers? See the full comparison or the free portfolio tracker overview.
For long-term investors, yes: unlimited holdings on the free plan, ETF overlap and look-through X-ray, fee-impact analysis and 27 currencies, with Premium at $60/year. The honest caveat: Delta has better native mobile apps, price alerts, auto-sync with 200+ brokers and exchanges, 18 languages and deeper crypto coverage. If you are an active crypto trader who lives in a phone app, Delta is the better fit.
Is there a free alternative to Delta without the 10-asset limit?+
Yes, this one. The free plan includes unlimited accounts and positions, automatic prices from 53+ exchanges, 27 currencies, weekly snapshots and CSV import and export, free forever with no credit card.
Can I import my Delta portfolio?+
Not directly from Delta. Because Delta fills itself by syncing your accounts, the cleanest route is to export trades or holdings from the broker or exchange itself and import that CSV, TSV or Excel file here. Interactive Brokers, DEGIRO, Trading 212, Revolut, Scalable Capital, Swissquote and Parqet files are recognized automatically, and any other file is mapped once by hand.
Does MyFinanceTools connect to my broker or exchange like Delta?+
No, deliberately. There is no broker linking, no exchange API key and no wallet connection. You enter or import positions yourself. That is the privacy trade-off: slightly more work in exchange for no credentials handed over and compatibility with any broker in the world.
Does it have a mobile app?+
It is an installable web app rather than an App Store download. Open it in your phone browser, add it to your home screen, and it behaves like an app with an icon and full-screen launch. Delta’s native apps are smoother and add price alerts and widgets, which we do not have.
How much does the alternative cost compared to Delta?+
The core tracker is free with no asset cap. Premium is $6/month, $60/year, or $249 as a one-time lifetime purchase. Delta charges roughly US$54 to US$108 a year for PRO or PRO+ depending on your store region, and only PRO+ removes the asset limit entirely. Verify current pricing on delta.app before deciding.
Does it track crypto like Delta?+
Crypto accounts and positions are tracked alongside your stocks, ETFs, cash, pensions and property, with automatic prices. Delta goes deeper on crypto specifically (exchange and wallet sync, NFTs), so if crypto is the bulk of what you hold, that gap is real.
Can I try it before moving my portfolio?+
Yes. The public demo portfolio shows the full tracker with realistic sample data, no signup needed. If you like it, a free account takes under a minute and a CSV import can be the first thing you do.
Ready to drop the asset cap?
Unlimited holdings, ETF X-ray, fee impact, 27 currencies. Free to start, $60/yr for everything.
Delta and eToro are trademarks of their owners; MyFinanceTools is not affiliated with or endorsed by either. Competitor details are from public sources, last verified August 2026, and may have changed. Portfolio figures shown are illustrative. Nothing here is financial or tax advice.