Nothing to connect
There is no bank linking flow, no broker OAuth, no aggregator in the middle. The tracker never asks for financial credentials because it has no use for them.
Privacy first
Track Your Net Worth Without Handing Over Your Bank Login
A portfolio tracker with no bank linking, no broker credentials and no screen-scraping - because there is nothing to connect. You enter or import your holdings; prices update themselves.
Email + password is all the tracker ever knows about you
Net worth $186,200 No banks linked
Investments$121,700
Pension$38,400
Cash$26,100
Total gains+$17,300 · 10.2%
Privacy by architecture
Private because it can’t be otherwise
Not a settings toggle - the connection you’re worried about simply doesn’t exist.
Email-only signup
A free account requires an email address and a password. No name, no phone number, no address, no identity verification.
Row-level security
Your portfolio rows are protected by database row-level security: they are readable by your account only, enforced at the database layer.
Delete yourself, anytime
Remove your account and all its data from your profile page - no support ticket, no retention dance, no exit interview.
Works with any institution
Because nothing connects, nothing is unsupported. Any bank, broker or pension provider in the world - including the small ones no aggregator covers.
Still automatic where it counts
Manual entry does not mean manual prices: stocks, ETFs and crypto update automatically from market data, and exchange rates refresh daily.
Manual entry, done right
The maintenance problem, solved without bank access
The usual argument for bank linking is convenience. Here is what replaces it.
Prices keep themselves current
You enter a position once - ticker, quantity, cost basis. From then on, prices refresh automatically whenever you open your portfolio and daily on the server.
CSV & Excel import
Broker exports, old spreadsheets, balance histories and buy/sell transactions import from CSV, TSV or Excel - matched by ticker or ISIN.
Cash needs one number
Non-traded accounts like cash or your pension only need an occasional balance update - a ten-second edit, not a nightly sync that breaks.
How it works
Private tracking in four steps
From zero to a full net worth picture, with nothing sensitive shared.
1
Try the demo first
The public demo portfolio shows the entire tracker with sample data - no signup, no email, no cookies asking for your firstborn.
2
Sign up with an email
An email address and a password create your account. Use an alias if you like - the tracker does not need to know who you are.
3
Enter or import holdings
Add accounts and positions manually, or import from files. Your data, typed or uploaded by you, visible to you alone.
4
Track on autopilot
Automatic prices, daily exchange rates and weekly snapshots keep your net worth current without any account ever being connected.
Free vs Premium
What’s free and what’s paid - the honest table
Privacy is not a premium feature here. The free plan is the same architecture.
| Feature | Free | Premium |
|---|---|---|
| No bank linking - manual entry & import | Included | Included |
| Accounts & positions | Unlimited | Unlimited |
| Automatic prices & daily FX (27 currencies) | Included | Included |
| Portfolio snapshots | Weekly | Daily |
| Balance history | Last 30 days | All time + backfill |
| Dividend analysis | — | Included |
| ETF overlap, sector & geography | — | Included |
| Paycheck Advisor & AI Advisor | — | Included |
| Price | $0 forever | $4/mo or $36/yr · $99 lifetime |
Premium includes a 7-day free trial. The free plan needs no credit card and never expires.
The trade-off, honestly
Bank syncing vs manual entry
Both are legitimate choices. Here is the difference in plain terms.
What bank syncing costs you
Aggregator-based trackers need read access to your accounts - credentials or OAuth grants to a third party, an integration list that decides which banks you may use, and syncs that silently break. Convenient, until it isn’t private or isn’t working.
What manual entry costs you
A few minutes of setup per account and an occasional balance update for cash and pensions. Traded positions update themselves. In exchange: no credentials shared, no institution unsupported, no sync to break.
Want more depth?
Premium goes deeper - same privacy
Premium unlocks daily snapshots, unlimited history, dividend analysis, ETF overlap detection, sector & geographic breakdowns, and the Paycheck Advisor - still with no bank connection anywhere.
Frequently asked questions
Does the portfolio tracker connect to my bank or broker?+
No, and it cannot: there is no bank or broker connection anywhere in the product. You add holdings manually or import them from CSV, TSV or Excel files. No credentials, no OAuth grants, no third-party aggregator.
What personal data do I have to provide?+
An email address and a password - that is the entire signup. No name, phone number, address or identity verification. You can even explore the full demo portfolio without signing up at all.
How is my portfolio data protected?+
Your data is stored per user and protected by database row-level security, meaning your rows are readable by your account only. You can delete your account and all its data yourself at any time from your profile.
Isn’t manual entry a lot of work?+
Less than you would think. Traded positions (stocks, ETFs, crypto) update their prices automatically - you enter them once. Only cash and pension balances need occasional manual updates, and CSV/Excel import handles the initial move-in.
Do automatic prices still work without bank access?+
Yes. Prices come from market data sources by ticker, not from your accounts. Stocks, ETFs and crypto across 53+ exchanges refresh automatically, and exchange rates for 27 currencies update daily.
Is the private tracker free?+
Yes. The free plan - unlimited accounts and positions, automatic prices, multi-currency, weekly snapshots - is free forever with no credit card. Premium adds analytics depth for $4/month, $36/year or $99 lifetime, with the same privacy architecture.
Do you sell my data?+
No. The privacy policy is explicit: your data is not sold, not used for advertising and not shared with third parties for their marketing. The product is funded by the optional Premium tier, not by monetizing your information.
Can I use the tracker anonymously?+
Effectively, yes. The demo portfolio needs no account at all, and a real account needs only an email address and a password - an alias address works fine. No name, no phone number, no identity verification.
What happens when I delete my account?+
Your account and its portfolio data are removed. You trigger the deletion yourself from your profile page - no support ticket, no waiting period imposed on you, no calls to talk you out of it.
Where is my portfolio data stored?+
In a Supabase-hosted database, protected by row-level security so your rows are readable by your account only. Calculators used while logged out run entirely in your browser - nothing is sent to the server at all.
Your net worth is your business
Track everything, connect nothing. Free plan, email-only signup.
No bank linking · no credit card · delete anytime
Portfolio figures shown are illustrative. Basic portfolio tracking is free; advanced analytics are part of Premium. Nothing here is financial advice.