ETF comparison · US core
VTI vs VT: overlap by weight, TER & holdings
Vanguard Total Stock Market ETF vs Vanguard Total World Stock ETF
VT holds VTI’s market and then the rest of the world. The comparison is really a home-bias decision: all-US concentration against one-fund global coverage.
VTI vs VT at a glance
| VTI | VT | |
|---|---|---|
| Fund | Vanguard Total Stock Market ETF | Vanguard Total World Stock ETF |
| ISIN | US9229087690 | US9220427424 |
| Index | CRSP US Total Market | FTSE Global All Cap |
| Market exposure | Entire US market | Global (developed + emerging) |
| TER | 0.03% | 0.06% |
| Holdings in fund | 1,171 | 1,977 |
| Fund size | ≈ 2.3 tn USD | ≈ 97.9 bn USD |
| Domicile | the United States | the United States |
| Replication | Physical (sampling) | Physical (sampling) |
| Use of income | Distributing | Distributing |
| Launched | May 24, 2001 | Jun 24, 2008 |
Top shared holdings
| VTI | VT | |
|---|---|---|
| NVDANVDA | 7% | 4.73% |
| AAPLAAPL | 6.42% | 4.2% |
| MSFTMSFT | 5.2% | 3.46% |
| AMZNAMZN | 3.47% | 2.32% |
| GOOGLGOOGL | 2.74% | 1.84% |
| AVGOAVGO | 2.42% | 1.58% |
| GOOGGOOG | 2.16% | 1.43% |
| METAMETA | 1.73% | 1.16% |
| MUMU | 1.49% | 0.99% |
| TSLATSLA | 1.43% | 0.98% |
| JPMJPM | 1.31% | 0.87% |
| LLYLLY | 1.36% | 0.85% |
| BRK/BBRK/B | 1.25% | 0.76% |
| AMDAMD | 1.06% | 0.71% |
| XOMXOM | 0.92% | 0.62% |
Weights per fund, normalized. 867 companies appear in both funds.
What the fee gap costs
Growth of 10,000 invested at 7% annual return, after each fund’s TER: 0.03% for VTI, 0.06% for VT.
| VTI | VT | Difference | |
|---|---|---|---|
| After 10 years | 19,616 | 19,561 | 55 |
| After 20 years | 38,480 | 38,265 | 215 |
| After 30 years | 75,485 | 74,852 | 633 |
VTI comes out ahead by about 633 per 10,000 invested over 30 years. TER only. Trading spreads, taxes and broker fees are not included.
Where the portfolios differ
| Sector | VTI | VT |
|---|---|---|
| Financials | 13.3% | 16.5% |
| Communication Services | 10.1% | 7.3% |
| Information Technology | 33.2% | 30.3% |
| Industrials | 8.8% | 11.1% |
| Materials | 1.9% | 4.1% |
| Health Care | 10.3% | 8.6% |
| Consumer Discretionary | 10.5% | 9.0% |
| Energy | 2.9% | 4.1% |
Only rows where the two funds differ by at least 1 percentage point.
Domicile and withholding tax
Both funds are domiciled in the United States, so fund-level dividend withholding works the same way for both. Domicile does not separate this pair.
Frequently asked questions
Do VTI and VT overlap?+
Yes: 65.25% by weight, with 867 holdings appearing in both funds. 96.87% of VTI’s weight is also inside VT.
Do VTI and VT track the same index?+
No. VTI tracks the CRSP US Total Market while VT tracks the FTSE Global All Cap. The 65.25% overlap comes from companies that both indices include.
Which is cheaper, VTI or VT?+
VTI: 0.03% per year against 0.06% for VT. At 7% growth that gap is worth about 633 per 10,000 invested over 30 years.
Is it worth holding both VTI and VT?+
Holding both mostly duplicates exposure: 65.25% of the pair overlaps by weight. Most investors pick one, or combine one of them with a fund covering different markets.
Why does VTI hold the same companies at higher weights?+
Same companies, smaller universe: VTI spreads its weight across 1,171 holdings while VT holds 1,977, so each shared position takes a larger slice of VTI.
More comparisons
Methodology
Overlap is the sum of min(weight A, weight B) across holdings that appear in both funds, with each fund’s stored weights normalized to 100%. Holdings come from issuer feeds and regulatory filings in our ETF holdings database; TER and fund size come from fund profile data and are refreshed regularly. Figures update when the underlying holdings data updates.
Holdings data as of Aug 31, 2026, from our ETF holdings database.