Calculadora de Asignación de Activos - Optimiza Portafolio según Tolerancia al Riesgo
Determina la asignación óptima de activos basada en tu edad, tolerancia al riesgo y objetivos de inversión. Obtén recomendaciones personalizadas de portafolio para acciones, bonos e inversiones alternativas.
Recommended Portfolio Allocation
Expected Annual Return: 6.3%
Stocks: 65%
Bonds: 30%
Alternatives: 5%
Tips
A common rule: subtract your age from 100 to get your stock percentage (e.g., at 30, consider 70% stocks). Adjust based on risk tolerance.
Don't put all stocks in one company or sector. Use broad index funds or ETFs for instant diversification across hundreds of companies.
Market movements will shift your allocation over time. Rebalance by selling high-performing assets and buying underperforming ones.
Begin with broad index funds or target-date funds. As you gain experience and assets, you can add more sophisticated investments.
FAQ
What is asset allocation and why is it important?
How often should I rebalance my portfolio?
What if I'm young but risk-averse?
Should I include crypto in my portfolio?