🇨🇦 Canada·Household net worth
How does your net worth compare in Canada?
Enter your household net worth after debts. See your percentile — and what it actually means.
Our household is worth about $AFTER DEBTS in Canada.
Your position · Canada households
TOP50%
Upper middle
Above the median of $520K. Typically homeowners with a part-paid mortgage.
You outrank 50% of households in Canada. That's 1.0× the Canada median net worth.
The anchors of the distribution
Median, mean, top decile.
The median household in Canada is worth $520K. The mean is $1.0M: the 2.0× gap is the signature of a long right tail. The top decile begins at $2.0M; the bottom decile sits below $104K.
Bottom decile
$104K
Often students, young renters, or households with negative net worth from consumer credit.
Median household
$520K
You sit $0 above the median.
Top decile starts at
$2.0M
$1.5M away from joining the top decile.
The full distribution
Household wealth in Canada, on a log scale.
Each bar is a wealth bracket; its height is the share of all households in that bracket. The x-axis is logarithmic, so a small and a large fortune don't look like they live on different planets. Half of Canada sits below the dashed median line; one in ten sit above the top-decile line.
Below median Above median Top quartile Top decile You
Each bar is a decile of households, 10% each; its height is how tightly that tenth is packed in wealth terms, derived from the published decile thresholds. The top bar covers everyone above the ninth decile.
Where this number ranks abroad
Your net worth, across comparable countries.
Same household-net-worth methodology, converted to each country's currency at approximate exchange rates. Where your number lands tells you something different in each economy.
Sort by
Country
Median household
Your position
🇳🇱the Netherlands
€106K
Top 20%3.4× their median
🇪🇸Spain
€128K
Top 20%2.8× their median
🇫🇷France
€126K
Top 24%2.8× their median
🇮🇹Italy
€159K
Top 24%2.2× their median
🇦🇹Austria
€128K
Top 24%2.8× their median
🇯🇵Japan
¥14.2M
Top 25%4.0× their median
🇩🇪Germany
€107K
Top 26%3.3× their median
🇺🇸the United States
$193K
Top 36%2.0× their median
🇦🇺Australia
A$579K
Top 49%1.0× their median
🇬🇧the United Kingdom
£294K
Top 49%1.0× their median
🇨🇦Canadayour country
CA$520K
Top 50%1.0× their median
The filled bar shows your position on each country's distribution; the notch sits at the country median. Cross-country figures use approximate market exchange rates; inter-quantile points are interpolated from published deciles.
Three numbers worth the asterisk
What the percentile hides.
The mean vs median gap
The mean is 2.0× the median.
The median household in Canada holds $520K; the mean is $1.0M. That gap is the signature of a long right tail: a small number of very wealthy households pulls the average up, which is why the median is the truer middle.
The first rung
The first $312K separates the bottom from the middle.
Below the lower deciles, households are typically renters with limited financial assets. Above this line, a primary residence enters the picture and the asset base compounds. The moment of buying is the single biggest step on the wealth ladder.
The pension blind spot
Your real economic wealth is higher than this.
This measure excludes accrued entitlements from public and most occupational pension schemes, so the real economic wealth of a typical household is meaningfully higher than the figure shown. The wealthier you are, the smaller that adjustment is in proportion.
Go global?
Type the same number into the global wealth pyramid to see your tier among billions of adults worldwide.
→
Next steps
Four ways to act on this number.
Am I rich in Canada? (income)
The income twin of this page: your percentile and tier from the same survey family.
Compare→
Saving rate, ranked
How much of your take-home pay you keep, versus other economies.
Compare→
Can I afford a house in Canada?
What you can buy at your income and current mortgage rates.
Calculate→
Compound your next milestone
See what a lump sum becomes at 5%, 7% and 10% over 10, 20 and 30 years.
Run it→
Frequently asked questions
Based on Statistics Canada's Survey of Financial Security (SFS) 2023 and PBO top-tail estimates, a Canadian family with net worth of CAD 2,000,000 or more is in the top 10%. CAD 7,400,000 or more puts you in the top 1%. StatCan publishes only the median and quintile aggregates directly — the top-tail thresholds come from PBO microdata work. These figures include all assets (real estate, pensions, financial accounts, business equity) minus all debts.
The median Canadian family had a net worth of CAD 519,700 in 2023 (Statistics Canada SFS 2023). Half of families hold more, half hold less. The mean is approximately CAD 1,023,000 (computed from the SFS 2023 aggregate of CAD 16.78 trillion across roughly 16.4 million economic families) — about 2× the median, reflecting strong wealth concentration at the top.
Canada's mean of approximately CAD 1.02 million is around 2× the median of CAD 519,700. The lowest net-worth quintile holds aggregate wealth of just CAD 38 billion, while the highest quintile holds CAD 10.65 trillion — about 64% of all household wealth. This reflects strong concentration of housing equity, business assets and registered pension wealth at the top.
A net worth of CAD 1,000,000 places you between the median (CAD 519,700) and the top-10% threshold (CAD 2,000,000) — comfortably above the typical Canadian family but well below the top wealth tier. Many older Canadian homeowners with substantial home equity and pension savings now reach this level, particularly in expensive housing markets.
The Survey of Financial Security counts all assets — principal residence and other real estate, RRSPs, RRIFs, LIRAs, TFSAs, employer-sponsored pension plans (defined benefit and defined contribution), bank deposits, investments, business equity, vehicles, valuables — minus all debts including mortgages, lines of credit, credit cards, student loans and vehicle loans. The Old Age Security and Canada Pension Plan are not counted as accumulated assets but as future government transfers.
Explore other countries
AR
Argentina
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AU
Australia
Median net worth in Australia
AT
Austria
Median net worth in Austria
BR
Brazil
Median net worth in Brazil
FR
France
Median net worth in France
DE
Germany
Median net worth in Germany
IT
Italy
Median net worth in Italy
JP
Japan
Median net worth in Japan
MX
Mexico
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SG
Singapore
Median net worth in Singapore
ZA
South Africa
Median net worth in South Africa
ES
Spain
Median net worth in Spain
CH
Switzerland
Median net worth in Switzerland
NL
the Netherlands
Median net worth in the Netherlands
GB
the United Kingdom
Median net worth in the United Kingdom
US
the United States
Median net worth in the United States