🇮🇹 Italy·Household net wealth
How does your net worth compare in Italy?
Enter your household net worth after debts. See your percentile — and what it actually means.
Our household is worth about €AFTER DEBTS in Italy.
Your position · Italy households
TOP50%
Upper middle
Above the median of 159K €. Typically homeowners with a part-paid mortgage.
You outrank 50% of households in Italy. That's 1.0× the Italy median net worth.
The anchors of the distribution
Median, mean, top decile.
The median household in Italy is worth 159K €. The mean is 350K €: the 2.2× gap is the signature of a long right tail. The top decile begins at 703K €; the bottom decile sits below 6K €.
Bottom decile
6K €
Often students, young renters, or households with negative net worth from consumer credit.
Median household
159K €
You sit 0 € above the median.
Top decile starts at
703K €
544K € away from joining the top decile.
The full distribution
Household wealth in Italy, on a log scale.
Each bar is a wealth bracket; its height is the share of all households in that bracket. The x-axis is logarithmic, so a small and a large fortune don't look like they live on different planets. Half of Italy sits below the dashed median line; one in ten sit above the top-decile line.
Below median Above median Top quartile Top decile You
Each bar is a decile of households, 10% each; its height is how tightly that tenth is packed in wealth terms, derived from the published decile thresholds. The top bar covers everyone above the ninth decile.
Where this number ranks abroad
Your net worth, across comparable countries.
Same household-net-worth methodology, converted to each country's currency at approximate exchange rates. Where your number lands tells you something different in each economy.
Sort by
Country
Median household
Your position
🇯🇵Japan
¥14.2M
Top 30%1.8× their median
🇳🇱the Netherlands
€106K
Top 42%1.5× their median
🇪🇸Spain
€128K
Top 43%1.2× their median
🇩🇪Germany
€107K
Top 43%1.5× their median
🇫🇷France
€126K
Top 45%1.3× their median
🇦🇹Austria
€128K
Top 46%1.2× their median
🇮🇹Italyyour country
€159K
Top 50%1.0× their median
🇺🇸the United States
$193K
Top 53%0.9× their median
🇦🇺Australia
A$579K
Top 65%0.5× their median
🇬🇧the United Kingdom
£294K
Top 68%0.5× their median
🇨🇦Canada
CA$520K
Top 78%0.4× their median
The filled bar shows your position on each country's distribution; the notch sits at the country median. Cross-country figures use approximate market exchange rates; inter-quantile points are interpolated from published deciles.
Three numbers worth the asterisk
What the percentile hides.
The mean vs median gap
The mean is 2.2× the median.
The median household in Italy holds 159K €; the mean is 350K €. That gap is the signature of a long right tail: a small number of very wealthy households pulls the average up, which is why the median is the truer middle.
The first rung
The first 83K € separates the bottom from the middle.
Below the lower deciles, households are typically renters with limited financial assets. Above this line, a primary residence enters the picture and the asset base compounds. The moment of buying is the single biggest step on the wealth ladder.
The pension blind spot
Your real economic wealth is higher than this.
This measure excludes accrued entitlements from public and most occupational pension schemes, so the real economic wealth of a typical household is meaningfully higher than the figure shown. The wealthier you are, the smaller that adjustment is in proportion.
Go global?
Type the same number into the global wealth pyramid to see your tier among billions of adults worldwide.
→
Next steps
Four ways to act on this number.
Am I rich in Italy? (income)
The income twin of this page: your percentile and tier from the same survey family.
Compare→
Saving rate, ranked
How much of your take-home pay you keep, versus other economies.
Compare→
Can I afford a house in Italy?
What you can buy at your income and current mortgage rates.
Calculate→
Compound your next milestone
See what a lump sum becomes at 5%, 7% and 10% over 10, 20 and 30 years.
Run it→
Frequently asked questions
Based on ECB HFCS Wave 2021 data (reference end-2020), a household net wealth of €703,000 places you in the top 10% in Italy. HFCS Statistical Tables Table J3 does not publish top-5% or top-1% thresholds — the highest published quantile is the 90th percentile. These figures include real estate, financial assets, and business equity, minus all debts.
The median Italian household has a net wealth of approximately €159,000 (ECB HFCS Wave 2021, reference end-2020). Half of households hold more, half hold less. The mean is roughly double at €350,000, reflecting inequality at the top of the distribution.
Italy's home-ownership rate of ~73% is among the highest in Europe. Most Italian families own their primary residence, often inherited or purchased decades ago, which forms the bulk of household wealth. Financial assets (stocks, bonds, funds) represent a much smaller share than in the US or UK. This means Italian median wealth looks relatively high compared to renter-heavy countries like Germany or the Netherlands, even though Italian incomes are lower.
A household net worth of €300,000 places you around the 70th percentile in Italy — comfortably above the median of €159,000 but below the top 10% threshold of €703,000. You have more wealth than about 70% of Italian households.
Italy's median household wealth (~€159,000) is significantly higher than Germany's (~€107,000) and far above the Netherlands (~€73,000), despite lower incomes. This 'Italian wealth paradox' is explained by high home-ownership and low mortgage debt — Italian families tend to own their homes outright, while German and Dutch families often rent or carry large mortgages.
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FR
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US
the United States
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