🇬🇧 the United Kingdom·Household total wealth (net)
How does your net worth compare in the United Kingdom?
Enter your household net worth after debts. See your percentile — and what it actually means.
Our household is worth about £AFTER DEBTS in the United Kingdom.
Your position · the United Kingdom households
TOP50%
Upper middle
Above the median of £294k. Typically homeowners with a part-paid mortgage.
You outrank 50% of households in the United Kingdom. That's 1.0× the the United Kingdom median net worth.
The anchors of the distribution
Median, mean, top decile.
The median household in the United Kingdom is worth £294k. The mean is £503k: the 1.7× gap is the signature of a long right tail. The top decile begins at £1.2m; the bottom decile sits below £17k.
Bottom decile
£17k
Often students, young renters, or households with negative net worth from consumer credit.
Median household
£294k
You sit £0 above the median.
Top decile starts at
£1.2m
£907k away from joining the top decile.
The full distribution
Household wealth in the United Kingdom, on a log scale.
Each bar is a wealth bracket; its height is the share of all households in that bracket. The x-axis is logarithmic, so a small and a large fortune don't look like they live on different planets. Half of the United Kingdom sits below the dashed median line; one in ten sit above the top-decile line.
Below median Above median Top quartile Top decile You
Each bar is a decile of households, 10% each; its height is how tightly that tenth is packed in wealth terms, derived from the published decile thresholds. The top bar covers everyone above the ninth decile.
Where this number ranks abroad
Your net worth, across comparable countries.
Same household-net-worth methodology, converted to each country's currency at approximate exchange rates. Where your number lands tells you something different in each economy.
Sort by
Country
Median household
Your position
🇪🇸Spain
€128K
Top 21%2.7× their median
🇳🇱the Netherlands
€106K
Top 21%3.2× their median
🇫🇷France
€126K
Top 25%2.7× their median
🇮🇹Italy
€159K
Top 25%2.1× their median
🇯🇵Japan
¥14.2M
Top 25%3.9× their median
🇩🇪Germany
€107K
Top 27%3.2× their median
🇺🇸the United States
$193K
Top 37%1.9× their median
🇦🇺Australia
A$579K
Top 50%1.0× their median
🇬🇧the United Kingdomyour country
£294K
Top 50%1.0× their median
🇨🇦Canada
CA$520K
Top 52%1.0× their median
The filled bar shows your position on each country's distribution; the notch sits at the country median. Cross-country figures use approximate market exchange rates; inter-quantile points are interpolated from published deciles.
Three numbers worth the asterisk
What the percentile hides.
The mean vs median gap
The mean is 1.7× the median.
The median household in the United Kingdom holds £294k; the mean is £503k. That gap is the signature of a long right tail: a small number of very wealthy households pulls the average up, which is why the median is the truer middle.
The first rung
The first £115k separates the bottom from the middle.
Below the lower deciles, households are typically renters with limited financial assets. Above this line, a primary residence enters the picture and the asset base compounds. The moment of buying is the single biggest step on the wealth ladder.
The pension blind spot
Your real economic wealth is higher than this.
This measure excludes accrued entitlements from public and most occupational pension schemes, so the real economic wealth of a typical household is meaningfully higher than the figure shown. The wealthier you are, the smaller that adjustment is in proportion.
Go global?
Type the same number into the global wealth pyramid to see your tier among billions of adults worldwide.
→
Next steps
Four ways to act on this number.
Am I rich in the United Kingdom? (income)
The income twin of this page: your percentile and tier from the same survey family.
Compare→
Saving rate, ranked
How much of your take-home pay you keep, versus other economies.
Compare→
Can I afford a house in the United Kingdom?
What you can buy at your income and current mortgage rates.
Calculate→
Compound your next milestone
See what a lump sum becomes at 5%, 7% and 10% over 10, 20 and 30 years.
Run it→
Frequently asked questions
Based on the ONS Wealth and Assets Survey (April 2020 to March 2022), a household total wealth of £1,200,500 places you in the top 10% in Great Britain. £3,121,500 puts you in the top 1%. ONS does not publish a top-5% threshold separately. These figures include net property, financial assets, private pensions and physical wealth, minus all debts.
The median British household has total wealth of £293,700 (ONS WAS, April 2020 to March 2022). Half of households hold more, half hold less. The mean (computed as aggregate wealth ÷ number of households) is around £502,700 — about 71% higher than the median because top households pull the average up.
The UK mean of around £502,700 is about 1.7× the median of £293,700. This gap reflects wealth concentration at the top: the wealthiest 1% of households held 10% of all British household wealth — the same share as the least wealthy 50% combined. Housing wealth and private pensions drive the gap.
A household total wealth of £500,000 is between the median (£293,700) and the 75th percentile (£662,100), so it places you in roughly the upper-middle wealth tier — above two-thirds of British households but below the top 25%.
The ONS Wealth and Assets Survey measures four components: property wealth (net of mortgage), financial wealth (savings, investments, net of financial liabilities), physical wealth (household possessions, vehicles, valuables), and private pension wealth. State pension entitlements are excluded — these are unfunded statutory promises rather than accumulated assets, so they are not part of household 'wealth' in this survey.