🇦🇺 Australia·Household net wealth

How does your net worth compare in Australia?

Enter your household net worth after debts. See your percentile — and what it actually means.

Our household is worth about $AFTER DEBTS in Australia.
Your position · Australia households
TOP49%
Upper middle
Above the median of $579K. Typically homeowners with a part-paid mortgage.
You outrank 51% of households in Australia. That's 1.0× the Australia median net worth.
The anchors of the distribution

Median, mean, top decile.

The median household in Australia is worth $579K. The mean is $1.0M: the 1.8× gap is the signature of a long right tail. The top decile begins at $2.6M; the bottom decile sits below $5K.

Bottom decile
$5K
10% of households below this line
Often students, young renters, or households with negative net worth from consumer credit.
Median household
$579K
P50 · the truer middle
You sit $0 above the median.
Top decile starts at
$2.6M
10% of households above this line
$2.0M away from joining the top decile.
The full distribution

Household wealth in Australia, on a log scale.

Each bar is a wealth bracket; its height is the share of all households in that bracket. The x-axis is logarithmic, so a small and a large fortune don't look like they live on different planets. Half of Australia sits below the dashed median line; one in ten sit above the top-decile line.

Below median Above median Top quartile Top decile You
$1K$10K$100K$1.0M$10.0M$100.0MHOUSEHOLD DENSITYNET WORTH · LOG SCALEMEDIAN$579KTOP 25%$1.3MTOP 10%$2.6MYOU · TOP 49%
Each bar is a decile of households, 10% each; its height is how tightly that tenth is packed in wealth terms, derived from the published decile thresholds. The top bar covers everyone above the ninth decile.
Where this number ranks abroad

Your net worth, across comparable countries.

Same household-net-worth methodology, converted to each country's currency at approximate exchange rates. Where your number lands tells you something different in each economy.

Sort by
Country
Median household
Your position
Where you sit on their distribution
🇪🇸Spain
€128K
Top 20%2.7× their median
0MEDIANP100
🇳🇱the Netherlands
€106K
Top 20%3.3× their median
0MEDIANP100
🇫🇷France
€126K
Top 24%2.8× their median
0MEDIANP100
🇮🇹Italy
€159K
Top 24%2.2× their median
0MEDIANP100
🇦🇹Austria
€128K
Top 24%2.7× their median
0MEDIANP100
🇯🇵Japan
¥14.2M
Top 25%4.0× their median
0MEDIANP100
🇩🇪Germany
€107K
Top 26%3.3× their median
0MEDIANP100
🇺🇸the United States
$193K
Top 36%2.0× their median
0MEDIANP100
🇦🇺Australiayour country
A$579K
Top 49%1.0× their median
0MEDIANP100
🇬🇧the United Kingdom
£294K
Top 49%1.0× their median
0MEDIANP100
🇨🇦Canada
CA$520K
Top 50%1.0× their median
0MEDIANP100
The filled bar shows your position on each country's distribution; the notch sits at the country median. Cross-country figures use approximate market exchange rates; inter-quantile points are interpolated from published deciles.
Three numbers worth the asterisk

What the percentile hides.

The mean vs median gap
The mean is 1.8× the median.
The median household in Australia holds $579K; the mean is $1.0M. That gap is the signature of a long right tail: a small number of very wealthy households pulls the average up, which is why the median is the truer middle.
The first rung
The first $185K separates the bottom from the middle.
Below the lower deciles, households are typically renters with limited financial assets. Above this line, a primary residence enters the picture and the asset base compounds. The moment of buying is the single biggest step on the wealth ladder.
The pension blind spot
Your real economic wealth is higher than this.
This measure excludes accrued entitlements from public and most occupational pension schemes, so the real economic wealth of a typical household is meaningfully higher than the figure shown. The wealthier you are, the smaller that adjustment is in proportion.
Go global?
Type the same number into the global wealth pyramid to see your tier among billions of adults worldwide.
→
Next steps

Four ways to act on this number.

Am I rich in Australia? (income)
The income twin of this page: your percentile and tier from the same survey family.
Compare→
Saving rate, ranked
How much of your take-home pay you keep, versus other economies.
Compare→
Can I afford a house in Australia?
What you can buy at your income and current mortgage rates.
Calculate→
Compound your next milestone
See what a lump sum becomes at 5%, 7% and 10% over 10, 20 and 30 years.
Run it→
Frequently asked questions
Based on ABS Survey of Income and Housing 2021-22, a household net wealth of AUD 2,600,000 places you in the top 10% in Australia. AUD 4,200,000 reaches the top 5%, and AUD 12,000,000 puts you in the top 1%. These figures include property, superannuation, and all other assets minus debts.
The median Australian household has a net wealth of approximately AUD 579,200 (ABS, reference year 2022). This is among the highest median wealth figures globally, largely due to high property values and mandatory superannuation savings. The mean is nearly double at AUD 1,040,000.
Three factors drive Australia's high wealth: (1) Property values — Australian house prices are among the world's highest relative to income, and ~67% of households own their home; (2) Superannuation — the mandatory 11% employer contribution has accumulated substantial retirement savings (over AUD 3.5 trillion nationally); (3) Strong economic growth over 30+ years without a recession (pre-COVID). However, this wealth is unevenly distributed — renters and younger Australians increasingly struggle with affordability.
A household net worth of AUD 1,000,000 places you around the 68th percentile — above the median of AUD 579,200 but below the top 10% threshold of AUD 2,600,000. In many Australian cities, this may just represent a paid-off average home with modest super savings.
Yes. The ABS includes superannuation balances in household net wealth. This is important because super is the second-largest asset class for Australian households after property. A median-age couple might have AUD 300,000-400,000 in combined super alone. Countries like Switzerland partially exclude similar pension assets, making direct international comparisons tricky.

Net wealth is the total value of a household's assets (residential property, superannuation balances, bank deposits, shares, other financial assets, business equity, vehicles) minus all liabilities (mortgages, investment loans, personal debt, credit cards). Data from ABS Survey of Income and Housing 2021-22. Superannuation (mandatory 11% employer contribution) is included, which makes Australian wealth figures higher than countries where occupational pension wealth is excluded.

Australian Bureau of Statistics — Household Income and Wealth, Australia 2019-20 (latest released SIH wealth module). Median and mean verified from ABS publication; intermediate decile thresholds approximated from ABS quintile means (only quintiles are published in the standard release). · Wealth reference year 2020 · released 2022
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DE
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CH
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US
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← Wealth insights in Australia