🇺🇸 the United States·Household net worth

How does your net worth compare in the United States?

Enter your household net worth after debts. See your percentile — and what it actually means.

Our household is worth about $AFTER DEBTS in the United States.
Your position · the United States households
TOP50%
Upper middle
Above the median of $193K. Typically homeowners with a part-paid mortgage.
You outrank 50% of households in the United States. That's 1.0× the the United States median net worth.
The anchors of the distribution

Median, mean, top decile.

The median household in the United States is worth $193K. The mean is $1.1M: the 5.5× gap is the signature of a long right tail. The top decile begins at $1.9M; the bottom decile sits below $400.

Bottom decile
$400
10% of households below this line
Often students, young renters, or households with negative net worth from consumer credit.
Median household
$193K
P50 · the truer middle
You sit $0 above the median.
Top decile starts at
$1.9M
10% of households above this line
$1.7M away from joining the top decile.
The full distribution

Household wealth in the United States, on a log scale.

Each bar is a wealth bracket; its height is the share of all households in that bracket. The x-axis is logarithmic, so a small and a large fortune don't look like they live on different planets. Half of the United States sits below the dashed median line; one in ten sit above the top-decile line.

Below median Above median Top quartile Top decile You
$1K$10K$100K$1.0M$10.0MHOUSEHOLD DENSITYNET WORTH · LOG SCALEMEDIAN$193KTOP 25%$692KTOP 10%$1.9MYOU · TOP 50%
Each bar is a decile of households, 10% each; its height is how tightly that tenth is packed in wealth terms, derived from the published decile thresholds. The top bar covers everyone above the ninth decile.
Where this number ranks abroad

Your net worth, across comparable countries.

Same household-net-worth methodology, converted to each country's currency at approximate exchange rates. Where your number lands tells you something different in each economy.

Sort by
Country
Median household
Your position
Where you sit on their distribution
🇯🇵Japan
¥14.2M
Top 25%2.0× their median
0MEDIANP100
🇪🇸Spain
€128K
Top 39%1.4× their median
0MEDIANP100
🇳🇱the Netherlands
€106K
Top 40%1.7× their median
0MEDIANP100
🇩🇪Germany
€107K
Top 41%1.7× their median
0MEDIANP100
🇫🇷France
€126K
Top 42%1.4× their median
0MEDIANP100
🇦🇹Austria
€128K
Top 44%1.4× their median
0MEDIANP100
🇮🇹Italy
€159K
Top 46%1.1× their median
0MEDIANP100
🇺🇸the United Statesyour country
$193K
Top 50%1.0× their median
0MEDIANP100
🇦🇺Australia
A$579K
Top 63%0.5× their median
0MEDIANP100
🇬🇧the United Kingdom
£294K
Top 66%0.5× their median
0MEDIANP100
🇨🇦Canada
CA$520K
Top 75%0.5× their median
0MEDIANP100
The filled bar shows your position on each country's distribution; the notch sits at the country median. Cross-country figures use approximate market exchange rates; inter-quantile points are interpolated from published deciles.
Three numbers worth the asterisk

What the percentile hides.

The mean vs median gap
The mean is 5.5× the median.
The median household in the United States holds $193K; the mean is $1.1M. That gap is the signature of a long right tail: a small number of very wealthy households pulls the average up, which is why the median is the truer middle.
The first rung
The first $51K separates the bottom from the middle.
Below the lower deciles, households are typically renters with limited financial assets. Above this line, a primary residence enters the picture and the asset base compounds. The moment of buying is the single biggest step on the wealth ladder.
The pension blind spot
Your real economic wealth is higher than this.
This measure excludes accrued entitlements from public and most occupational pension schemes, so the real economic wealth of a typical household is meaningfully higher than the figure shown. The wealthier you are, the smaller that adjustment is in proportion.
Go global?
Type the same number into the global wealth pyramid to see your tier among billions of adults worldwide.
→
Next steps

Four ways to act on this number.

Am I rich in the United States? (income)
The income twin of this page: your percentile and tier from the same survey family.
Compare→
Saving rate, ranked
How much of your take-home pay you keep, versus other economies.
Compare→
Can I afford a house in the United States?
What you can buy at your income and current mortgage rates.
Calculate→
Compound your next milestone
See what a lump sum becomes at 5%, 7% and 10% over 10, 20 and 30 years.
Run it→
Frequently asked questions
Based on the 2022 Survey of Consumer Finances (SCF), a household net worth of $1,920,800 places you in the top 10% in the United States. $3,795,600 reaches the top 5%, and $13,667,000 puts you in the top 1%. These thresholds include the value of primary residences, retirement accounts (401(k), IRA), and all other assets minus debts.
The median American household has a net worth of approximately $192,900 (Federal Reserve SCF, reference year 2022). Half of households hold more, half hold less. The mean is much higher — around $1,063,700 — because a small number of extremely wealthy households pull the average upward. The median rose 37% from 2019 to 2022, the largest jump since the survey began in 1983.
The U.S. mean of roughly $1,063,700 is about 5.5× the median of $192,900. This extreme gap reflects one of the most concentrated wealth distributions in the developed world: the top 1% holds roughly 30% of total household net worth. A small number of billionaires and multi-millionaires pull the average up without affecting the median, which is why the median is always the better number for describing a 'typical' American household.
A household net worth of $500,000 places you around the 70th percentile in the United States — well above the median of $192,900 but below the top 10% threshold of $1,920,800. In other words, you have more wealth than about 70% of American households, but are still below the tier commonly referred to as 'wealthy'.
Household net worth adds up the market value of all assets a household owns — primary residence, other real estate, retirement accounts (401(k), IRA, pension plans), bank and savings accounts, stocks, bonds, mutual funds, business equity, vehicles, and other assets — and subtracts all liabilities such as mortgages, student loans, credit card balances, vehicle loans, and other debt. The SCF is a comprehensive survey that captures both financial and non-financial assets.

Net worth is the total value of a household's assets (primary residence, other real estate, retirement accounts such as 401(k) and IRA, bank and savings accounts, stocks, bonds, mutual funds, business equity, vehicles) minus all liabilities (mortgages, student loans, credit card balances, vehicle loans, other debt). Data come from the Federal Reserve's triennial Survey of Consumer Finances (SCF), which interviews roughly 4,600 families and is considered the gold standard for U.S. household wealth measurement.

Federal Reserve — Survey of Consumer Finances (SCF) 2022 · Wealth reference year 2022 · released 2023
Explore other countries
AR
Argentina
Median net worth in Argentina
AU
Australia
Median net worth in Australia
AT
Austria
Median net worth in Austria
BR
Brazil
Median net worth in Brazil
CA
Canada
Median net worth in Canada
FR
France
Median net worth in France
DE
Germany
Median net worth in Germany
IT
Italy
Median net worth in Italy
JP
Japan
Median net worth in Japan
MX
Mexico
Median net worth in Mexico
SG
Singapore
Median net worth in Singapore
ZA
South Africa
Median net worth in South Africa
ES
Spain
Median net worth in Spain
CH
Switzerland
Median net worth in Switzerland
NL
the Netherlands
Median net worth in the Netherlands
GB
the United Kingdom
Median net worth in the United Kingdom
← Wealth insights in the United States