🇯🇵 Japan·Household net assets
How does your net worth compare in Japan?
Enter your household net worth after debts. See your percentile — and what it actually means.
Our household is worth about ￥AFTER DEBTS in Japan.
Your position · Japan households
TOP50%
Upper middle
Above the median of ￥1422万. Typically homeowners with a part-paid mortgage.
You outrank 50% of households in Japan. That's 1.0× the Japan median net worth.
The anchors of the distribution
Median, mean, top decile.
The median household in Japan is worth ￥1422万. The mean is ￥2833.7万: the 2.0× gap is the signature of a long right tail. The top decile begins at ￥1422万; the bottom decile sits below ￥284.4万.
Bottom decile
￥284.4万
Often students, young renters, or households with negative net worth from consumer credit.
Median household
￥1422万
You sit ￥0 above the median.
Top decile starts at
￥1422万
You're -￥0 past the top-decile line.
The full distribution
Household wealth in Japan, on a log scale.
Each bar is a wealth bracket; its height is the share of all households in that bracket. The x-axis is logarithmic, so a small and a large fortune don't look like they live on different planets. Half of Japan sits below the dashed median line; one in ten sit above the top-decile line.
Below median Above median Top quartile Top decile You
Each bar is a decile of households, 10% each; its height is how tightly that tenth is packed in wealth terms, derived from the published decile thresholds. The top bar covers everyone above the ninth decile.
Where this number ranks abroad
Your net worth, across comparable countries.
Same household-net-worth methodology, converted to each country's currency at approximate exchange rates. Where your number lands tells you something different in each economy.
Sort by
Country
Median household
Your position
🇯🇵Japanyour country
¥14.2M
Top 50%1.0× their median
🇩🇪Germany
€107K
Top 53%0.8× their median
🇳🇱the Netherlands
€106K
Top 53%0.8× their median
🇦🇹Austria
€128K
Top 55%0.7× their median
🇫🇷France
€126K
Top 57%0.7× their median
🇪🇸Spain
€128K
Top 61%0.7× their median
🇺🇸the United States
$193K
Top 63%0.5× their median
🇮🇹Italy
€159K
Top 69%0.6× their median
🇦🇺Australia
A$579K
Top 73%0.3× their median
🇬🇧the United Kingdom
£294K
Top 74%0.3× their median
🇨🇦Canada
CA$520K
Top 88%0.2× their median
The filled bar shows your position on each country's distribution; the notch sits at the country median. Cross-country figures use approximate market exchange rates; inter-quantile points are interpolated from published deciles.
Three numbers worth the asterisk
What the percentile hides.
The mean vs median gap
The mean is 2.0× the median.
The median household in Japan holds ￥1422万; the mean is ￥2833.7万. That gap is the signature of a long right tail: a small number of very wealthy households pulls the average up, which is why the median is the truer middle.
The first rung
The first ￥853.2万 separates the bottom from the middle.
Below the lower deciles, households are typically renters with limited financial assets. Above this line, a primary residence enters the picture and the asset base compounds. The moment of buying is the single biggest step on the wealth ladder.
The pension blind spot
Your real economic wealth is higher than this.
This measure excludes accrued entitlements from public and most occupational pension schemes, so the real economic wealth of a typical household is meaningfully higher than the figure shown. The wealthier you are, the smaller that adjustment is in proportion.
Go global?
Type the same number into the global wealth pyramid to see your tier among billions of adults worldwide.
→
Next steps
Four ways to act on this number.
Am I rich in Japan? (income)
The income twin of this page: your percentile and tier from the same survey family.
Compare→
Saving rate, ranked
How much of your take-home pay you keep, versus other economies.
Compare→
Can I afford a house in Japan?
What you can buy at your income and current mortgage rates.
Calculate→
Compound your next milestone
See what a lump sum becomes at 5%, 7% and 10% over 10, 20 and 30 years.
Run it→
Frequently asked questions
The median Japanese household had net assets of ¥14,220,000 (roughly €88,000 or US$92,000) in 2019, according to the National Survey of Family Income, Consumption and Wealth (NSFIE) — the most recent published net-wealth survey. The mean was ¥28,337,000 — about 2× the median, reflecting wealth concentration at the top.
Japan's mean of ¥28,337,000 is roughly twice the median of ¥14,220,000. While Japan has relatively low income inequality (Gini ≈ 0.29 on disposable income), wealth inequality is much higher (Gini ≈ 0.66 on financial assets, 0.64 on housing/land). Older households who bought property during decades of growth, plus business owners, hold substantial assets relative to younger and renting households.
Japan's Statistics Bureau publishes the median and mean of household net assets in the NSFIE summary release, but not the P10, P90, P95 or P99 thresholds. Decile breakdowns exist in the detailed e-Stat cross-tabulation tables, but they are not part of the standard publication. We list only what is officially published. By contrast, more recent annual data on household savings (not net wealth) is available from the 2024 Family Savings Survey: median savings ¥11,890,000 (savings holders), mean ¥19,840,000 (two-or-more-person households).
Japan has one of the highest household savings rates among developed nations. Japanese households hold a large share of wealth in bank deposits and insurance/pension reserves rather than equities or real estate investment. Bank deposits alone account for more than 50% of household financial assets in Japan, compared with roughly 13% in the United States. This conservative allocation means steady accumulation but lower returns over the long run than equity-heavy distributions in the US or UK.
Japan has the world's oldest population, and this profoundly shapes its wealth distribution. Households headed by people aged 60 and over hold a disproportionate share of total wealth — they have had decades to save and accumulate assets, while younger generations face stagnant wages and high housing costs. This generational wealth gap is a major policy concern, and is why aggregate measures (mean, median) miss meaningful tier differences within Japan.
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