How does your net worth compare in the Netherlands?

Enter your household net worth after debts. See your percentile — and what it actually means.

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Where does your wealth rank?

Enter your household net worth above to see your percentile, your tier, and what it means.

Median net worth
€ 73.000
Top 10% threshold
€ 780.000
Top 1% threshold
€ 3.800.000

Net wealth distribution in the Netherlands

Each bar is a slice of the Netherlands's households. The dashed lines mark the median and mean.

Middle 60% · € 5.000€ 420.0005001k2k3k5k8k10k15k20k30k50k75k100k150k200k300k500k750k1.0M1.5M2.0MMedian: € 73.000Top 10%: € 780.000

What the numbers actually say

A top-10% household owns 10.7× the median.
In the Netherlands, wealth inequality dwarfs income inequality.
The middle 60% of households own between € 5.000 and € 420.000.
Most 'normal' net worths in the Netherlands fit inside that band.
The top 1% own 52.1× a typical household.
It's not a gap — it's a different category.
Only 1 in 20 households in the Netherlands own more than € 1.250.000.
Top 5% starts here.
The average net worth is € 225.000 — far above the median.
That gap is the ultra-wealthy pulling the average into another orbit.
A top-10% household owns 1560× a bottom-10% household.
That's the spread inside one country.

Household net wealth · Net wealth is the total value of a household's assets (real estate, bank deposits, financial assets, pension rights where measurable, business equity) minus all liabilities (mortgages, consumer loans, student debt). Data from ECB Household Finance and Consumption Survey (HFCS) Wave 4, conducted by De Nederlandsche Bank. Dutch median wealth is notably low due to very high mortgage debt — Dutch mortgages historically had high loan-to-value ratios (~90-100%) and many were interest-only, meaning younger households often have near-zero or negative net wealth despite high incomes.

Data: ECB — Household Finance and Consumption Survey (HFCS) Wave 4 / De Nederlandsche Bank · reference year 2021, published 2023