Multiplicador de Riqueza
Ve cómo el tiempo y la capitalización multiplican tu riqueza.
| Year | Compound Value | Linear Value | Real Value | Multiplication Factor | Real Factor |
|---|---|---|---|---|---|
| 1 | $1,070.00 | $1,070.00 | $1,049.00 | 1.07x | 1.05x |
| 2 | $1,145.00 | $1,140.00 | $1,100.00 | 1.14x | 1.10x |
| 5 | $1,403.00 | $1,350.00 | $1,270.00 | 1.40x | 1.27x |
| 10 | $1,967.00 | $1,700.00 | $1,614.00 | 1.97x | 1.61x |
| 15 | $2,759.00 | $2,050.00 | $2,050.00 | 2.76x | 2.05x |
| 20 | $3,870.00 | $2,400.00 | $2,604.00 | 3.87x | 2.60x |
| 25 | $5,427.00 | $2,750.00 | $3,308.00 | 5.43x | 3.31x |
| 30 | $7,612.00 | $3,100.00 | $4,203.00 | 7.61x | 4.20x |
| 35 | $10,677.00 | $3,450.00 | $5,339.00 | 10.68x | 5.34x |
| 40 | $14,974.00 | $3,800.00 | $6,782.00 | 14.97x | 6.78x |
| 45 | $21,002.00 | $4,150.00 | $8,615.00 | 21.00x | 8.62x |
| 50 | $29,457.00 | $4,500.00 | $10,944.00 | 29.46x | 10.94x |
| 55 | $41,315.00 | $4,850.00 | $13,903.00 | 41.32x | 13.90x |
| 60 | $57,946.00 | $5,200.00 | $17,661.00 | 57.95x | 17.66x |
Tips
The most powerful factor in wealth accumulation is time—start early!
Even modest interest rates can lead to large growth over decades.
The difference between 20 and 40 years of compounding is dramatic.
Don't underestimate the effect of compounding on your future wealth.
Inflation reduces your real return—always check the real (after-inflation) growth.
FAQ
Why does time matter so much?
What if I start late?
Is a higher rate or more time better?
What is the difference between linear and compound growth?
Why consider inflation?