Calculadora de Acciones de Crecimiento vs Dividendos
Compare acciones de crecimiento versus acciones de dividendos con diferentes escenarios de inversión. Vea qué estrategia funciona mejor según las tasas de impuestos, horizonte temporal y opciones de reinversión.
Tips
Consider Your Tax Situation: Dividend taxes are typically paid annually, while capital gains taxes are deferred until you sell. This can significantly impact your after-tax returns.
Time Horizon Matters: Growth stocks tend to outperform over longer periods due to compound growth, while dividend stocks provide steady income and may be less volatile.
Diversification is Key: Most portfolios benefit from a mix of both growth and dividend stocks rather than choosing just one strategy.
Reinvestment Power: Reinvesting dividends can significantly boost long-term returns, especially in tax-advantaged accounts where you avoid annual dividend taxes.
Consider the Companies: Some companies offer both growth and dividends. High-quality dividend growers can provide the best of both worlds.
Account Type Matters: In tax-advantaged accounts (401k, IRA), dividend taxes don't apply, making dividend strategies more attractive.
FAQ
What's the difference between growth and dividend stocks?
Which strategy is better for long-term wealth building?
How do taxes affect the comparison?
Should I choose one strategy or mix both?
What about dividend growth stocks?