Calculatrice d'Allocation d'Actifs - Optimiser le Portefeuille selon la Tolérance au Risque
Déterminez l'allocation d'actifs optimale basée sur votre âge, tolérance au risque et objectifs d'investissement. Obtenez des recommandations de portefeuille personnalisées pour actions, obligations et investissements alternatifs.
Recommended Portfolio Allocation
Expected Annual Return: 6.3%
Stocks: 65%
Bonds: 30%
Alternatives: 5%
Tips
A common rule: subtract your age from 100 to get your stock percentage (e.g., at 30, consider 70% stocks). Adjust based on risk tolerance.
Don't put all stocks in one company or sector. Use broad index funds or ETFs for instant diversification across hundreds of companies.
Market movements will shift your allocation over time. Rebalance by selling high-performing assets and buying underperforming ones.
Begin with broad index funds or target-date funds. As you gain experience and assets, you can add more sophisticated investments.
FAQ
What is asset allocation and why is it important?
How often should I rebalance my portfolio?
What if I'm young but risk-averse?
Should I include crypto in my portfolio?