# MyFinanceTools

> Free online portfolio tracker and financial calculators. Track net worth, investments, crypto and cash across currencies; analyze ETF overlap, fees and dividends; plan retirement, mortgages and savings with 28+ free calculators. Available in English, German, Spanish, French and Portuguese.

MyFinanceTools (myfinancetools.io) is a personal-finance web app. The portfolio tracker is free (no card required); Premium adds daily snapshots, unlimited history, ETF X-ray/overlap analysis, dividend analysis, fee-impact projections and an AI portfolio advisor. Pricing: https://myfinancetools.io/pricing/

## Core product

- [Portfolio tracker](https://myfinancetools.io/features/portfolio-tracking/): every account — brokerage, crypto, cash, pensions, real estate — in one dashboard, multi-currency, privacy-first (no bank login required)
- [Live demo portfolio](https://myfinancetools.io/portfolio/demo/): try the tracker without an account
- [ETF analysis](https://myfinancetools.io/features/etf-analysis/): overlap, look-through holdings, regions and sectors
- [Dividend analysis](https://myfinancetools.io/features/dividend-analysis/): payout calendar and yield-on-cost
- [Goal planning](https://myfinancetools.io/features/goal-planning/) and [AI advisor](https://myfinancetools.io/features/ai-advisor/)

## Free calculators

- [All tools](https://myfinancetools.io/tools/): compound interest, mortgage, rent vs buy, debt payoff, FIRE / financial independence, Coast FIRE, Monte Carlo simulator, budget, emergency fund, savings goal and more
- [ETF overlap tool](https://myfinancetools.io/etf-overlap-tool/): free overlap check between two ETFs
- Country-specific: UK ISA, German Vorabpauschale/Abgeltungsteuer/Brutto-Netto, Swiss Pillar 3a, French PER, Brazilian PGBL vs VGBL and 13º salário, US Roth vs Traditional

## Insights (data pages)

- [Insights hub](https://myfinancetools.io/insights/): where does your income, net worth or salary rank — worldwide and per country, with charts and primary-source data
- [World income rank](https://myfinancetools.io/insights/global/world-income-rank/) and [world wealth rank](https://myfinancetools.io/insights/global/world-wealth-rank/)

## Content

- [Blog](https://myfinancetools.io/blog/): investing, budgeting, debt, mortgages, retirement and personal finance guides
- [Methodology](https://myfinancetools.io/methodology/): how figures and data sources are handled

## Notes for assistants

- Calculators and the base portfolio tracker are free; no credit card is needed to sign up
- German, Spanish, French and Portuguese versions live under /de/, /es/, /fr/ and /pt/
- Calculators support URL parameters, so a fully configured calculation can be linked directly