/* ═══ Quartet v2 Calculator Styles ═══════════════════════════════════════
   Single source for all Quartet-redesigned calculator styles.
   Shared base uses q2-* prefix; per-calculator sections use ci-*, bc2-*, ir-*.
   New calculators should reuse q2-* and only add their own prefix when needed.
   ═══════════════════════════════════════════════════════════════════════ */


/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   SHARED BASE (q2-*)
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

/* ─── Override tool-page chrome for Quartet v2 calculators ───── */
.tool-page:has(.q2-page) {
  max-width: 1100px;
  background: var(--bg-deep);
  box-shadow: none;
  border: none;
  border-radius: 0;
  font-family: var(--font-quartet);
}
@media (min-width: 1200px) {
  .tool-page:has(.q2-page) {
    max-width: 1100px;
    padding: 2rem;
  }
}
.tool-page:has(.q2-page) h1 {
  font-family: var(--font-quartet);
  font-size: 56px;
  font-weight: 600;
  letter-spacing: -0.035em;
  line-height: 1.0;
  color: var(--ink-deep);
  margin: 0 0 12px;
  text-align: left;
  background: none;
  -webkit-text-fill-color: unset;
}
@media (max-width: 880px) {
  .tool-page:has(.q2-page) h1 { font-size: 40px; }
}
@media (max-width: 640px) {
  .tool-page:has(.q2-page) h1 { font-size: 32px; }
}

.tool-page:has(.q2-page) .ccs-beat { margin-bottom: 48px; }
.tool-page:has(.q2-page) .iq-faq { margin-top: 24px; margin-bottom: 24px; }
.tool-page:has(.q2-page) .ccs-affiliate-wrap { margin: 48px 0; }

/* ─── Page subtitle ─────────────────────────────────────────── */
.q2-subtitle {
  font-size: 16.5px;
  color: var(--muted-deep);
  margin: -6px 0 32px;
  max-width: 66ch;
  line-height: 1.5;
  text-wrap: pretty;
  letter-spacing: -0.004em;
}

/* ─── Tool grid ─────────────────────────────────────────────── */
.q2-tool {
  display: grid;
  grid-template-columns: 348px minmax(0, 1fr);
  gap: 20px;
  align-items: start;
  margin-bottom: 48px;
}

/* ─── Input column (sticky) ─────────────────────────────────── */
.q2-inputs {
  display: flex;
  flex-direction: column;
  gap: 14px;
  position: sticky;
  top: 8px;
}

/* ─── Results column (sticky) ───────────────────────────────── */
.q2-results {
  background: var(--surface-deep);
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  padding: 22px 26px 24px;
  position: sticky;
  top: 8px;
}

.q2-results-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  margin-bottom: 6px;
}

.q2-results-eyebrow {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: var(--muted-deep);
  font-weight: 600;
}

/* ─── Input cards ───────────────────────────────────────────── */
.q2-card {
  background: var(--surface-deep);
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  padding: 18px 18px 20px;
}

.q2-card.is-off { padding-bottom: 18px; }

.q2-card-head {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 16px;
}

.q2-card-num {
  width: 22px;
  height: 22px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 5px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep-2);
  font-family: var(--font-quartet-mono);
  font-size: 12px;
  font-weight: 600;
  color: var(--quartet-cyan);
}

.q2-card-title {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.01em;
}

.q2-card-optional {
  font-family: var(--font-quartet-mono);
  font-size: 9.5px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--muted-deep-2);
  border: 1px solid var(--line-deep-2);
  border-radius: 3px;
  padding: 2px 6px;
}

.q2-card-head .q2-toggle { margin-left: auto; }

/* ─── Prefill pill ──────────────────────────────────────────── */
.q2-prefill {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  padding: 6px 11px;
  margin-bottom: 14px;
  border-radius: 5px;
  border: 1px solid var(--quartet-pos-border);
  background: var(--quartet-pos-fill);
  color: var(--quartet-pos);
  font-size: 11.5px;
  font-weight: 500;
  letter-spacing: -0.005em;
}

.q2-prefill-ic { display: inline-flex; }
.q2-prefill-ic svg { width: 13px; height: 13px; }

.q2-prefill-edited {
  border-color: var(--line-deep-2);
  background: var(--bg-deep);
  color: var(--muted-deep);
  cursor: pointer;
  font-family: inherit;
}

.q2-prefill-edited svg { width: 13px; height: 13px; }

.q2-prefill-edited:hover {
  color: var(--ink-deep);
  border-color: var(--quartet-cyan-dim);
}

/* ─── Money / number field ──────────────────────────────────── */
.q2-mf {
  display: flex;
  flex-direction: column;
  gap: 7px;
}

.q2-mf.is-big .q2-mf-input input { font-size: 26px; }
.q2-mf.is-disabled { opacity: 0.45; pointer-events: none; }

.q2-mf-label {
  font-size: 12px;
  color: var(--ink-deep-2);
  font-weight: 500;
  letter-spacing: -0.005em;
}

.q2-mf-input {
  display: flex;
  align-items: baseline;
  gap: 5px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep-2);
  border-radius: 5px;
  padding: 9px 12px;
  transition: border-color .14s, background .14s;
  min-width: 0;
}

.q2-mf:focus-within .q2-mf-input {
  border-color: var(--cat, var(--quartet-cyan));
  background: var(--bg-deep);
}

.q2-mf-affix {
  font-family: var(--font-quartet-mono);
  font-size: 13px;
  color: var(--muted-deep);
}

.q2-mf-suffix {
  font-size: 10.5px;
  color: var(--muted-deep-2);
  letter-spacing: 0.02em;
  margin-left: auto;
}

.q2-mf-input input {
  flex: 1;
  min-width: 0;
  width: 100%;
  background: transparent;
  border: 0;
  outline: 0;
  padding: 0;
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 19px;
  font-weight: 500;
  letter-spacing: -0.02em;
  color: var(--ink-deep);
}

.q2-mf-input input::placeholder { color: var(--faint-deep); }
.q2-mf-input input:disabled { color: var(--muted-deep-2); }

.q2-mf-hint {
  font-size: 11px;
  color: var(--muted-deep);
  line-height: 1.45;
}

.q2-mf-hint b {
  font-family: var(--font-quartet-mono);
  color: var(--ink-deep-2);
  font-weight: 500;
}

/* ─── Segmented control ─────────────────────────────────────── */
.q2-seg {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep-2);
  border-radius: 6px;
  padding: 5px;
}

.q2-seg button {
  padding: 8px 6px;
  border: 0;
  border-radius: 4px;
  background: transparent;
  color: var(--muted-deep);
  font-family: var(--font-quartet);
  font-size: 12px;
  font-weight: 500;
  cursor: pointer;
  transition: all .12s;
}

.q2-seg button:hover { color: var(--ink-deep); }

.q2-seg button.active {
  background: var(--seg-active, var(--quartet-cyan));
  color: #0a0d14;
  font-weight: 600;
}

html:not(.dark) .q2-seg button.active {
  color: #ffffff;
}

/* ─── Toggle switch ─────────────────────────────────────────── */
.q2-toggle {
  width: 38px;
  height: 22px;
  border-radius: 999px;
  border: 1px solid var(--line-deep-2);
  background: var(--bg-deep);
  cursor: pointer;
  padding: 0;
  position: relative;
  transition: background .15s, border-color .15s;
}

.q2-toggle-knob {
  position: absolute;
  top: 2px;
  left: 2px;
  width: 16px;
  height: 16px;
  border-radius: 999px;
  background: var(--muted-deep);
  transition: transform .16s, background .16s;
}

.q2-toggle.on {
  background: var(--quartet-cyan);
  border-color: var(--quartet-cyan);
}

.q2-toggle.on .q2-toggle-knob {
  transform: translateX(16px);
  background: #0a0d14;
}

/* ─── Readout ───────────────────────────────────────────────── */
.q2-readout {
  margin-top: 20px;
  padding: 10px 18px 16px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  font-size: 13.5px;
  color: var(--ink-deep-2);
  line-height: 1.55;
  text-wrap: pretty;
}

.q2-readout b {
  font-family: var(--font-quartet-mono);
  color: var(--ink-deep);
  font-weight: 600;
}

/* ─── Beat footer ───────────────────────────────────────────── */
.q2-beat-foot {
  margin-top: 16px;
  padding-top: 13px;
  border-top: 1px dashed var(--line-deep);
  font-size: 11px;
  color: var(--muted-deep-2);
  font-style: italic;
  line-height: 1.5;
  text-wrap: pretty;
}

/* ─── Share row ─────────────────────────────────────────────── */
.q2-share {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px;
  margin: 0 0 72px;
  padding: 14px 20px;
  background: var(--surface-deep);
  border: 1px solid var(--line-deep);
  border-radius: 6px;
}

.q2-share-label {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--muted-deep-2);
  font-weight: 600;
}

.q2-share-btns { display: flex; gap: 6px; }

.q2-share-btn {
  width: 30px;
  height: 30px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 5px;
  border: 1px solid var(--line-deep-2);
  background: var(--bg-deep);
  color: var(--muted-deep);
  cursor: pointer;
  transition: all .12s;
  text-decoration: none;
}

.q2-share-btn:hover {
  color: var(--ink-deep);
  border-color: var(--quartet-cyan-dim);
}

.q2-share-btn svg { width: 14px; height: 14px; }

.q2-embed {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  padding: 6px 11px;
  border-radius: 5px;
  border: 1px solid var(--line-deep-2);
  background: var(--bg-deep);
  color: var(--muted-deep);
  font-family: inherit;
  font-size: 11.5px;
  cursor: pointer;
  text-decoration: none;
  transition: all .12s;
}

.q2-embed:hover {
  color: var(--ink-deep);
  border-color: var(--quartet-cyan-dim);
}

.q2-embed svg { width: 13px; height: 13px; }

.q2-updated {
  margin-left: auto;
  font-family: var(--font-quartet-mono);
  font-size: 10.5px;
  color: var(--muted-deep-2);
}

/* ─── How-to steps ──────────────────────────────────────────── */
.q2-steps {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.q2-step {
  display: grid;
  grid-template-columns: 40px 1fr;
  gap: 15px;
  align-items: start;
  background: var(--surface-deep);
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  padding: 18px 20px;
}

.q2-step-n {
  width: 40px;
  height: 40px;
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep-2);
  font-family: var(--font-quartet-mono);
  font-size: 17px;
  color: var(--quartet-cyan);
}

.q2-step-title {
  font-size: 14.5px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.01em;
  margin-bottom: 5px;
}

.q2-step-desc {
  font-size: 12.5px;
  color: var(--muted-deep);
  line-height: 1.55;
  text-wrap: pretty;
}

/* ─── Key concepts ──────────────────────────────────────────── */
.q2-concepts {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1px;
  background: var(--line-deep);
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  overflow: hidden;
}

.q2-concept {
  background: var(--bg-deep);
  padding: 20px 22px;
  border-left: 2px solid var(--accent, var(--quartet-cyan));
}

.q2-concept.tint-cyan   { --accent: var(--quartet-cyan); }
.q2-concept.tint-violet { --accent: var(--quartet-violet); }
.q2-concept.tint-amber  { --accent: var(--quartet-amber); }
.q2-concept.tint-pos    { --accent: var(--quartet-pos); }
.q2-concept.tint-indigo { --accent: var(--quartet-indigo); }
.q2-concept.tint-coral  { --accent: var(--quartet-coral); }

.q2-concept-term {
  font-size: 14.5px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.01em;
  margin-bottom: 8px;
}

.q2-concept-def {
  font-size: 12.5px;
  color: var(--ink-deep-2);
  line-height: 1.6;
  text-wrap: pretty;
}

/* ─── Tips ──────────────────────────────────────────────────── */
.q2-tips {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.q2-tip {
  background: var(--surface-deep);
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  padding: 18px 20px 16px;
}

.q2-tip-mark {
  width: 22px;
  height: 3px;
  border-radius: 2px;
  background: var(--accent, var(--quartet-cyan));
  margin-bottom: 14px;
}

.q2-tip.tint-pos    { --accent: var(--quartet-pos); }
.q2-tip.tint-cyan   { --accent: var(--quartet-cyan); }
.q2-tip.tint-violet { --accent: var(--quartet-violet); }
.q2-tip.tint-amber  { --accent: var(--quartet-amber); }
.q2-tip.tint-indigo { --accent: var(--quartet-indigo); }

.q2-tip-title {
  font-size: 14px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.01em;
  margin-bottom: 7px;
  text-wrap: pretty;
}

.q2-tip-body {
  font-size: 12.5px;
  color: var(--muted-deep);
  line-height: 1.55;
  text-wrap: pretty;
}

/* ─── Related articles ──────────────────────────────────────── */
.q2-articles {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.q2-article {
  display: flex;
  flex-direction: column;
  background: var(--surface-deep);
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  padding: 20px 22px 16px;
  text-decoration: none;
  color: inherit;
  transition: border-color .15s, background .15s;
}

.q2-article:hover {
  border-color: var(--accent, var(--quartet-cyan));
  background: var(--surface-deep-2);
}

.q2-article.tint-amber  { --accent: var(--quartet-amber); }
.q2-article.tint-pos    { --accent: var(--quartet-pos); }
.q2-article.tint-coral  { --accent: var(--quartet-coral); }
.q2-article.tint-cyan   { --accent: var(--quartet-cyan); }
.q2-article.tint-indigo { --accent: var(--quartet-indigo); }
.q2-article.tint-violet { --accent: var(--quartet-violet); }

.q2-article-cat {
  font-size: 10px;
  color: var(--accent, var(--quartet-cyan));
  text-transform: uppercase;
  letter-spacing: 0.16em;
  font-weight: 600;
  margin-bottom: 11px;
}

.q2-article-title {
  font-size: 16px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.015em;
  line-height: 1.25;
  margin-bottom: 7px;
  text-wrap: pretty;
}

.q2-article-excerpt {
  font-size: 12.5px;
  color: var(--muted-deep);
  line-height: 1.5;
  text-wrap: pretty;
  margin-bottom: 16px;
}

.q2-article-foot {
  margin-top: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-family: var(--font-quartet-mono);
  font-size: 10.5px;
  color: var(--muted-deep-2);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.q2-article-arrow {
  color: var(--accent, var(--quartet-cyan));
  font-size: 14px;
  transition: transform .15s;
}

.q2-article:hover .q2-article-arrow {
  transform: translateX(3px);
}

.q2-article--upcoming {
  border-style: dashed;
  cursor: default;
}

/* ─── Related calculators ───────────────────────────────────── */
.q2-calcs {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.q2-calc {
  display: flex;
  flex-direction: column;
  background: var(--surface-deep);
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  padding: 22px 22px 18px;
  text-decoration: none;
  color: inherit;
  transition: border-color .15s, background .15s;
}

.q2-calc:hover {
  border-color: var(--accent, var(--quartet-cyan));
  background: var(--surface-deep-2);
}

.q2-calc.tint-cyan   { --accent: var(--quartet-cyan); }
.q2-calc.tint-violet { --accent: var(--quartet-violet); }
.q2-calc.tint-pos    { --accent: var(--quartet-pos); }
.q2-calc.tint-amber  { --accent: var(--quartet-amber); }
.q2-calc.tint-indigo { --accent: var(--quartet-indigo); }
.q2-calc.tint-coral  { --accent: var(--quartet-coral); }

.q2-calc-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep-2);
  font-size: 18px;
  margin-bottom: 16px;
}

.q2-calc-title {
  font-size: 16px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.015em;
  line-height: 1.25;
  margin-bottom: 7px;
}

.q2-calc-desc {
  font-size: 12.5px;
  color: var(--muted-deep);
  line-height: 1.5;
  text-wrap: pretty;
  margin-bottom: 18px;
  flex: 1;
}

.q2-calc-action {
  font-family: var(--font-quartet);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent, var(--quartet-cyan));
  margin-top: auto;
}

.q2-calc-arrow {
  display: inline-block;
  transition: transform .15s;
}

.q2-calc:hover .q2-calc-arrow {
  transform: translateX(3px);
}

/* ─── Shared responsive ─────────────────────────────────────── */
@media (max-width: 940px) {
  .q2-tool { grid-template-columns: 1fr; }
  .q2-inputs,
  .q2-results { position: static; }
  .q2-steps,
  .q2-concepts,
  .q2-articles,
  .q2-calcs { grid-template-columns: 1fr; }
  .q2-tips { grid-template-columns: 1fr; }
}


/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   BUDGET CALCULATOR (bc2-*)
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

/* ─── Money field extras (dot, pct, currency, unit) ──────────── */
.bc2-mf-label {
  display: flex;
  align-items: center;
  gap: 7px;
}

.bc2-mf-dot {
  width: 8px;
  height: 8px;
  border-radius: 2px;
  background: var(--cat, var(--quartet-cyan));
  flex-shrink: 0;
}

.bc2-mf-pct {
  margin-left: auto;
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 11.5px;
  font-weight: 600;
  color: var(--cat, var(--muted-deep));
  letter-spacing: -0.01em;
}

.bc2-mf-cur {
  font-family: var(--font-quartet-mono);
  font-size: 14px;
  color: var(--muted-deep);
}

.bc2-mf-unit {
  font-family: var(--font-quartet-mono);
  font-size: 10.5px;
  color: var(--muted-deep-2);
  letter-spacing: 0.02em;
}

.bc2-fields {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

/* ─── Info popover ──────────────────────────────────────────── */
.bc2-info { position: relative; display: inline-flex; }

.bc2-info-dot {
  width: 15px;
  height: 15px;
  padding: 0;
  border-radius: 999px;
  border: 1px solid var(--line-deep-2);
  background: var(--bg-deep);
  color: var(--muted-deep-2);
  font-family: var(--font-quartet-mono);
  font-size: 10px;
  font-weight: 600;
  line-height: 1;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: all .12s;
}

.bc2-info-dot:hover,
.bc2-info-dot.on {
  border-color: var(--quartet-cyan-dim);
  color: var(--quartet-cyan);
}

.bc2-pop {
  position: absolute;
  top: calc(100% + 8px);
  left: -8px;
  z-index: 30;
  width: 220px;
  padding: 12px 13px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep-2);
  border-radius: 6px;
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.45);
  display: flex;
  flex-direction: column;
  gap: 9px;
}

.bc2-pop::before {
  content: '';
  position: absolute;
  top: -5px;
  left: 12px;
  width: 9px;
  height: 9px;
  background: var(--bg-deep);
  border-left: 1px solid var(--line-deep-2);
  border-top: 1px solid var(--line-deep-2);
  transform: rotate(45deg);
}

.bc2-pop-head {
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--muted-deep);
  font-weight: 600;
}

.bc2-pop-list { display: flex; flex-wrap: wrap; gap: 5px; }

.bc2-pop-item {
  font-size: 11px;
  color: var(--ink-deep-2);
  padding: 3px 8px;
  border-radius: 4px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep);
}

/* ─── Leftover / total ──────────────────────────────────────── */
.bc2-leftover {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 16px;
  padding-top: 14px;
  border-top: 1px solid var(--line-deep);
  font-size: 12.5px;
  color: var(--ink-deep-2);
  font-weight: 500;
}

.bc2-leftover-val {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 16px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.02em;
}

.bc2-leftover-note {
  margin-top: 5px;
  text-align: right;
  font-family: var(--font-quartet-mono);
  font-size: 11px;
  letter-spacing: -0.005em;
}

.bc2-leftover-note.is-left { color: var(--quartet-cyan); }
.bc2-leftover-note.is-over { color: var(--quartet-neg, #ffa8a8); }

/* ─── Budget seg override (mono font) ───────────────────────── */
.bc2-seg {
  margin-bottom: 14px;
}

.bc2-seg button {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  padding: 9px 6px;
  letter-spacing: 0.01em;
}

/* ─── Rule picker ───────────────────────────────────────────── */
.bc2-rule {
  margin-bottom: 20px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--line-deep);
}

.bc2-rule-bar {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 12px;
}

.bc2-rule-label {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--muted-deep);
  font-weight: 600;
}

.bc2-rule .bc2-seg {
  display: inline-flex;
  gap: 4px;
  margin-bottom: 0;
  padding: 4px;
}

.bc2-rule .bc2-seg button { padding: 7px 12px; }

.bc2-fw-why {
  font-size: 12px;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 4px 12px;
  align-items: baseline;
}

.bc2-fw-why-name {
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.01em;
}

.bc2-fw-why-for {
  font-family: var(--font-quartet-mono);
  font-size: 10px;
  color: var(--quartet-cyan);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  justify-self: start;
}

.bc2-fw-why p {
  grid-column: 1 / -1;
  font-size: 12.5px;
  color: var(--muted-deep);
  line-height: 1.55;
  text-wrap: pretty;
  margin: 2px 0 0;
}

/* ─── Verdict tag ───────────────────────────────────────────── */
.bc2-verdict-tag {
  flex-shrink: 0;
  font-size: 10.5px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 5px 11px;
  border-radius: 4px;
}

.bc2-verdict-tag.v-on-plan { color: var(--quartet-pos); background: var(--quartet-pos-fill); }
.bc2-verdict-tag.v-close   { color: var(--quartet-amber); background: var(--quartet-amber-fill); }
.bc2-verdict-tag.v-off     { color: var(--quartet-coral); background: var(--quartet-neg-fill); }

/* ─── Comparison bars ───────────────────────────────────────── */
.bc2-compare { margin-bottom: 24px; }

.bc2-compare-row {
  display: grid;
  grid-template-columns: 96px 1fr;
  align-items: center;
  gap: 14px;
  margin-bottom: 10px;
}

.bc2-compare-tag {
  font-family: var(--font-quartet-mono);
  font-size: 11px;
  color: var(--muted-deep);
  letter-spacing: -0.005em;
  text-align: right;
}

.bc2-bar {
  position: relative;
  height: 26px;
  display: flex;
  gap: 0;
  overflow: hidden;
  background: repeating-linear-gradient(45deg, var(--bg-deep), var(--bg-deep) 6px, transparent 6px, transparent 12px);
  border: 1px solid var(--line-deep);
  border-radius: 5px;
}

.bc2-bar.is-target { opacity: 0.92; }

.bc2-bar-seg {
  height: 100%;
  transition: width .25s ease;
}

.bc2-bar-seg + .bc2-bar-seg { box-shadow: -1px 0 0 rgba(10, 13, 20, 0.5); }

.bc2-bar-guide {
  position: absolute;
  top: -3px;
  bottom: -3px;
  width: 0;
  border-left: 1.5px dashed var(--ink-deep);
  opacity: 0.55;
  z-index: 4;
  transform: translateX(-1px);
}

.bc2-legend {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 16px;
  margin-top: 12px;
  padding-left: 110px;
}

.bc2-legend-item {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 11.5px;
  color: var(--muted-deep);
}

.bc2-legend-dot { width: 9px; height: 9px; border-radius: 2px; }

.bc2-legend-warn {
  font-family: var(--font-quartet-mono);
  font-size: 10.5px;
  color: var(--quartet-neg, #ffa8a8);
}

/* ─── Budget breakdown table ────────────────────────────────── */
.bc2-table {
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  overflow: hidden;
}

.bc2-tr {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 0.9fr 1.1fr;
  align-items: center;
  gap: 10px;
  padding: 13px 16px;
  border-top: 1px solid var(--line-deep);
}

.bc2-tr:first-child { border-top: 0; }

.bc2-tr-head {
  background: var(--bg-deep);
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--muted-deep-2);
  font-weight: 600;
}

.bc2-td-cat {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-deep);
}

.bc2-td-dot {
  width: 9px;
  height: 9px;
  border-radius: 2px;
  background: var(--cat);
  flex-shrink: 0;
}

.bc2-td-num {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 13px;
  color: var(--ink-deep-2);
  display: flex;
  align-items: baseline;
  gap: 7px;
  letter-spacing: -0.01em;
}

.bc2-td-num b { color: var(--ink-deep); font-weight: 600; }

.bc2-td-pct { font-size: 10.5px; color: var(--muted-deep-2); }

.bc2-td-diff {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: -0.01em;
}

.bc2-td-diff.tone-good { color: var(--muted-deep); }
.bc2-td-diff.tone-warn { color: var(--quartet-amber); }
.bc2-td-diff.tone-bad  { color: var(--quartet-neg, #ffa8a8); }

.bc2-status {
  font-size: 10px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 4px 9px;
  border-radius: 4px;
  white-space: nowrap;
}

.bc2-status.tone-good { color: var(--quartet-pos); background: var(--quartet-pos-fill); }
.bc2-status.tone-warn { color: var(--quartet-amber); background: var(--quartet-amber-fill); }
.bc2-status.tone-bad  { color: var(--quartet-neg, #ffa8a8); background: var(--quartet-neg-fill); }

/* ─── Compound projection table ─────────────────────────────── */
.bc2-compound {
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  overflow: hidden;
}

.bc2-comp-row {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr 1fr;
  align-items: center;
  gap: 10px;
  padding: 14px 18px;
  border-top: 1px solid var(--line-deep);
}

.bc2-comp-row:first-child { border-top: 0; }

.bc2-comp-row-head {
  background: var(--bg-deep);
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--muted-deep-2);
  font-weight: 600;
}

.bc2-comp-h {
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-deep);
}

.bc2-comp-cur,
.bc2-comp-tgt {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 16px;
  font-weight: 500;
  letter-spacing: -0.02em;
}

.bc2-comp-cur { color: var(--ink-deep-2); }
.bc2-comp-tgt { color: var(--quartet-pos); }

.bc2-comp-diff {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: -0.01em;
}

.bc2-comp-diff.up   { color: var(--quartet-pos); }
.bc2-comp-diff.flat { color: var(--muted-deep-2); }

/* ─── Budget responsive ─────────────────────────────────────── */
@media (max-width: 620px) {
  .bc2-tr {
    grid-template-columns: 1fr auto;
    gap: 6px 12px;
  }
  .bc2-tr-head { display: none; }
  .bc2-td-cat { grid-column: 1; grid-row: 1; }
  .bc2-td-status { grid-column: 2; grid-row: 1; justify-self: end; }
  .bc2-td-num:nth-of-type(2)::before { content: 'Now '; color: var(--muted-deep-2); font-size: 10px; }
  .bc2-td-num:nth-of-type(3)::before { content: 'Target '; color: var(--muted-deep-2); font-size: 10px; }
  .bc2-td-diff::before { content: 'Diff '; color: var(--muted-deep-2); font-size: 10px; font-weight: 400; }

  .bc2-compare-row { grid-template-columns: 70px 1fr; }
  .bc2-legend { padding-left: 0; }

  .bc2-comp-row { grid-template-columns: 1fr 1fr 1fr; }
  .bc2-comp-row span:nth-child(4) { display: none; }
}


/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   COMPOUND INTEREST CALCULATOR (ci-*)
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

:root { --ci-principal: #5b6577; }

/* ─── Two-column row ────────────────────────────────────────── */
.ci-row2 {
  display: grid;
  grid-template-columns: minmax(0,1fr) minmax(0,1fr);
  gap: 12px;
}

.ci-row2 .q2-mf { min-width: 0; }
.ci-row2 .q2-mf-suffix { margin-left: 2px; }

/* ─── Contribution section ──────────────────────────────────── */
.ci-contrib {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.ci-field {
  display: flex;
  flex-direction: column;
  gap: 7px;
}

.ci-contrib-total {
  font-size: 11.5px;
  color: var(--muted-deep);
  padding-top: 12px;
  border-top: 1px solid var(--line-deep);
  line-height: 1.45;
}

.ci-contrib-total b {
  font-family: var(--font-quartet-mono);
  color: var(--quartet-violet);
  font-weight: 600;
}

/* ─── Rule of 72 badge ──────────────────────────────────────── */
.ci-rule72 {
  font-family: var(--font-quartet-mono);
  font-size: 10.5px;
  color: var(--quartet-pos);
  background: var(--quartet-pos-fill);
  border: 1px solid var(--quartet-pos-border);
  border-radius: 4px;
  padding: 4px 9px;
  letter-spacing: -0.005em;
}

/* ─── Final balance ─────────────────────────────────────────── */
.ci-final {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 56px;
  font-weight: 500;
  letter-spacing: -0.04em;
  line-height: 1;
  color: var(--ink-deep);
}

.ci-final-sub {
  font-size: 13px;
  color: var(--muted-deep);
  margin-top: 10px;
  letter-spacing: -0.005em;
  text-wrap: pretty;
}

.ci-final-sub b {
  font-family: var(--font-quartet-mono);
  color: var(--quartet-pos);
  font-weight: 600;
}

/* ─── Split bar and legend ──────────────────────────────────── */
.ci-splitbar {
  display: flex;
  height: 12px;
  gap: 2px;
  margin: 20px 0 14px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep);
  border-radius: 3px;
  overflow: hidden;
}

.ci-splitbar-seg {
  height: 100%;
  transition: width .25s ease;
}

.ci-split-legend {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}

.ci-split-item {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: baseline;
  gap: 4px 7px;
  padding: 10px 12px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep);
  border-radius: 5px;
}

.ci-split-dot {
  width: 9px;
  height: 9px;
  border-radius: 2px;
  grid-row: 1;
}

.ci-split-label {
  font-size: 11px;
  color: var(--muted-deep);
  grid-row: 1;
}

.ci-split-val {
  grid-column: 1 / -1;
  grid-row: 2;
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 16px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.02em;
  margin-top: 3px;
}

.ci-split-pct {
  grid-column: 1 / -1;
  grid-row: 3;
  font-family: var(--font-quartet-mono);
  font-size: 10.5px;
  color: var(--muted-deep-2);
}

/* ─── Growth chart ──────────────────────────────────────────── */
.ci-chart-wrap { margin-top: 22px; }

.ci-chart-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  margin-bottom: 12px;
  flex-wrap: wrap;
}

.ci-chart-title {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--muted-deep);
  font-weight: 600;
}

.ci-chart-legend { display: flex; gap: 14px; }

.ci-cl {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  color: var(--muted-deep);
}

.ci-cl-dot {
  width: 9px;
  height: 9px;
  border-radius: 2px;
}

.ci-chart {
  position: relative;
  padding-left: 44px;
}

.ci-chart-plot { position: relative; }

.ci-chart-svg {
  display: block;
  width: 100%;
  height: 230px;
  overflow: visible;
  cursor: crosshair;
}

.ci-grid {
  stroke: var(--line-deep);
  stroke-width: 1;
  vector-effect: non-scaling-stroke;
}

.ci-band { vector-effect: non-scaling-stroke; }
.ci-band-principal { fill: var(--ci-principal); opacity: 0.5; }
.ci-band-contrib { fill: var(--quartet-violet); opacity: 0.42; }
.ci-band-interest { fill: var(--quartet-pos); opacity: 0.42; }

.ci-band-line {
  stroke: var(--quartet-pos);
  stroke-width: 2;
  vector-effect: non-scaling-stroke;
}

.ci-band-line-inv {
  stroke: var(--quartet-violet);
  stroke-width: 1.5;
  opacity: 0.8;
}

.ci-chart-yaxis {
  position: absolute;
  left: 0;
  top: 0;
  bottom: 26px;
  width: 42px;
}

.ci-chart-ylabel {
  position: absolute;
  right: 6px;
  transform: translateY(-50%);
  font-family: var(--font-quartet-mono);
  font-size: 9.5px;
  color: var(--muted-deep-2);
  white-space: nowrap;
}

.ci-chart-xaxis {
  position: relative;
  height: 16px;
  margin-left: 0;
}

.ci-chart-xlabel {
  position: absolute;
  transform: translateX(-50%);
  font-family: var(--font-quartet-mono);
  font-size: 9.5px;
  color: var(--muted-deep-2);
}

/* ─── Chart cursor and hover dots ───────────────────────────── */
.ci-chart-cursor {
  position: absolute;
  width: 1px;
  background: var(--line-deep-2);
  pointer-events: none;
  transform: translateX(-0.5px);
}

.ci-chart-hdot {
  position: absolute;
  border-radius: 999px;
  transform: translate(-50%, -50%);
  pointer-events: none;
}

.ci-chart-hdot.bal {
  width: 9px;
  height: 9px;
  background: var(--quartet-pos);
  border: 2px solid var(--bg-deep);
  box-shadow: 0 0 0 1px var(--quartet-pos);
}

.ci-chart-hdot.inv {
  width: 7px;
  height: 7px;
  background: var(--quartet-violet);
  border: 2px solid var(--bg-deep);
}

/* ─── Chart tooltip ─────────────────────────────────────────── */
.ci-chart-tip {
  position: absolute;
  z-index: 6;
  pointer-events: none;
  min-width: 158px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep-2);
  border-radius: 6px;
  box-shadow: 0 12px 28px rgba(0,0,0,0.45);
  padding: 11px 13px;
}

.ci-tip-year {
  font-family: var(--font-quartet-mono);
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--muted-deep);
  margin-bottom: 4px;
}

.ci-tip-bal {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 18px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.02em;
  margin-bottom: 9px;
}

.ci-tip-rows {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.ci-tip-row {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 11.5px;
  color: var(--muted-deep);
}

.ci-tip-row .d {
  width: 8px;
  height: 8px;
  border-radius: 2px;
  flex-shrink: 0;
}

.ci-tip-row b {
  margin-left: auto;
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  color: var(--ink-deep-2);
  font-weight: 600;
  letter-spacing: -0.01em;
}

/* ─── Year-by-year table ────────────────────────────────────── */
.ci-table {
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  overflow: hidden;
}

.ci-tr {
  display: grid;
  grid-template-columns: 56px 1.1fr 1.1fr 1.2fr 1.6fr;
  align-items: center;
  gap: 14px;
  padding: 9px 18px;
}

.ci-tr-head {
  background: var(--bg-deep);
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--muted-deep-2);
  font-weight: 600;
}

.ci-table-scroll {
  max-height: 420px;
  overflow-y: auto;
}

.ci-table-scroll .ci-tr {
  border-top: 1px solid var(--line-deep);
}

.ci-td-year {
  font-family: var(--font-quartet-mono);
  font-size: 12px;
  color: var(--muted-deep);
}

.ci-td-num {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 12.5px;
  color: var(--ink-deep-2);
  letter-spacing: -0.01em;
}

.ci-td-int { color: var(--quartet-pos); }
.ci-td-bal { color: var(--ink-deep); font-weight: 600; }

.ci-td-bar {
  display: flex;
  height: 8px;
  border-radius: 2px;
  overflow: hidden;
  background: var(--bg-deep);
}

.ci-td-bar span { height: 100%; }
.ci-tr-bar-head { text-align: left; }

/* ─── Compound interest responsive ──────────────────────────── */
@media (max-width: 620px) {
  .ci-final { font-size: 42px; }
  .ci-split-legend { grid-template-columns: 1fr; }
  .ci-row2 { grid-template-columns: 1fr; }
  .ci-tr { grid-template-columns: 40px 1fr 1fr; gap: 8px; }
  .ci-tr span:nth-child(4), .ci-tr span:nth-child(5) { display: none; }
}


/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   INVESTMENT RETURN CALCULATOR (ir-*)
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

:root { --ir-principal: #5b6577; }

/* ─── Row layouts ──────────────────────────────────────────── */
.ir-row2 {
  display: grid;
  grid-template-columns: minmax(0,1fr) minmax(0,1fr);
  gap: 12px;
}
.ir-row2 .q2-mf { min-width: 0; }
.ir-row2 .q2-mf-suffix { margin-left: 2px; }

.ir-row3 {
  display: grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 12px;
}
.ir-row3 .q2-mf { min-width: 0; }

/* ─── Stacked fields ──────────────────────────────────────── */
.ir-stack {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

/* ─── Field with label ─────────────────────────────────────── */
.ir-field {
  display: flex;
  flex-direction: column;
  gap: 7px;
}

.ir-field-label {
  font-size: 12px;
  color: var(--ink-deep-2);
  font-weight: 500;
  letter-spacing: -0.005em;
}

/* ─── Compare input section ────────────────────────────────── */
.ir-compare-in {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.ir-compare-note {
  font-size: 12px;
  color: var(--muted-deep);
  line-height: 1.5;
}

/* ─── Results: final balance ───────────────────────────────── */
.ir-final {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 52px;
  font-weight: 500;
  letter-spacing: -0.04em;
  line-height: 1;
  color: var(--ink-deep);
}

.ir-tag-nominal {
  font-family: var(--font-quartet-mono);
  font-size: 9.5px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--muted-deep-2);
  border: 1px solid var(--line-deep-2);
  border-radius: 3px;
  padding: 3px 7px;
}

.ir-real {
  font-size: 13px;
  color: var(--muted-deep);
  margin-top: 10px;
  letter-spacing: -0.005em;
  text-wrap: pretty;
}

.ir-real b {
  font-family: var(--font-quartet-mono);
  color: var(--quartet-pos);
  font-weight: 600;
}

.ir-real-sub {
  font-size: 11.5px;
  color: var(--muted-deep-2);
}

/* ─── Split bar and legend ─────────────────────────────────── */
.ir-splitbar {
  display: flex;
  height: 12px;
  gap: 2px;
  margin: 20px 0 14px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep);
  border-radius: 3px;
  overflow: hidden;
}

.ir-splitbar-seg {
  height: 100%;
  transition: width .25s ease;
}

.ir-split-legend {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}

.ir-split-item {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: baseline;
  gap: 4px 7px;
  padding: 10px 12px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep);
  border-radius: 5px;
}

.ir-split-dot {
  width: 9px;
  height: 9px;
  border-radius: 2px;
  grid-row: 1;
}

.ir-split-label {
  font-size: 11px;
  color: var(--muted-deep);
  grid-row: 1;
}

.ir-split-val {
  grid-column: 1 / -1;
  grid-row: 2;
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 16px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.02em;
  margin-top: 3px;
}

/* ─── Withdrawal note ──────────────────────────────────────── */
.ir-wd-note {
  font-size: 12px;
  color: var(--muted-deep);
  margin-top: 14px;
  padding: 10px 14px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep);
  border-radius: 5px;
  line-height: 1.5;
}

/* ─── Growth chart ─────────────────────────────────────────── */
.ir-chart-wrap { margin-top: 22px; }

.ir-chart-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  margin-bottom: 12px;
  flex-wrap: wrap;
}

.ir-chart-title {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--muted-deep);
  font-weight: 600;
}

.ir-chart-legend { display: flex; gap: 14px; flex-wrap: wrap; }

.ir-cl {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  color: var(--muted-deep);
}

.ir-cl-dot {
  width: 9px;
  height: 9px;
  border-radius: 2px;
}

.ir-cl-line {
  width: 16px;
  height: 2px;
  border-radius: 1px;
  background: var(--quartet-amber);
  opacity: 0.8;
}

.ir-chart {
  position: relative;
  padding-left: 44px;
}

.ir-chart-plot { position: relative; }

.ir-chart-svg {
  display: block;
  width: 100%;
  height: 230px;
  overflow: visible;
  cursor: crosshair;
}

.ir-grid {
  stroke: var(--line-deep);
  stroke-width: 1;
  vector-effect: non-scaling-stroke;
}

.ir-band { vector-effect: non-scaling-stroke; }
.ir-band-principal { fill: var(--ir-principal); opacity: 0.5; }
.ir-band-contrib { fill: var(--quartet-violet); opacity: 0.42; }
.ir-band-interest { fill: var(--quartet-pos); opacity: 0.42; }

.ir-band-line {
  stroke: var(--quartet-pos);
  stroke-width: 2;
  vector-effect: non-scaling-stroke;
}

.ir-line-b {
  stroke: var(--quartet-amber);
  stroke-dasharray: 6 4;
  stroke-width: 2;
  opacity: 0.8;
}

.ir-chart-yaxis {
  position: absolute;
  left: 0;
  top: 0;
  bottom: 26px;
  width: 42px;
}

.ir-chart-ylabel {
  position: absolute;
  right: 6px;
  transform: translateY(-50%);
  font-family: var(--font-quartet-mono);
  font-size: 9.5px;
  color: var(--muted-deep-2);
  white-space: nowrap;
}

.ir-chart-xaxis {
  position: relative;
  height: 16px;
}

.ir-chart-xlabel {
  position: absolute;
  transform: translateX(-50%);
  font-family: var(--font-quartet-mono);
  font-size: 9.5px;
  color: var(--muted-deep-2);
}

.ir-chart-cursor {
  position: absolute;
  width: 1px;
  background: var(--line-deep-2);
  pointer-events: none;
  transform: translateX(-0.5px);
}

.ir-chart-hdot {
  position: absolute;
  border-radius: 999px;
  transform: translate(-50%, -50%);
  pointer-events: none;
}

.ir-chart-hdot.bal {
  width: 9px;
  height: 9px;
  background: var(--quartet-pos);
  border: 2px solid var(--bg-deep);
  box-shadow: 0 0 0 1px var(--quartet-pos);
}

.ir-chart-hdot.b {
  width: 7px;
  height: 7px;
  background: var(--quartet-amber);
  border: 2px solid var(--bg-deep);
}

.ir-chart-tip {
  position: absolute;
  z-index: 6;
  pointer-events: none;
  min-width: 158px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep-2);
  border-radius: 6px;
  box-shadow: 0 12px 28px rgba(0,0,0,0.45);
  padding: 11px 13px;
}

.ir-tip-year {
  font-family: var(--font-quartet-mono);
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--muted-deep);
  margin-bottom: 4px;
}

.ir-tip-bal {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 18px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.02em;
  margin-bottom: 9px;
}

.ir-tip-rows {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.ir-tip-row {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 11.5px;
  color: var(--muted-deep);
}

.ir-tip-row .d {
  width: 8px;
  height: 8px;
  border-radius: 2px;
  flex-shrink: 0;
}

.ir-tip-row b {
  margin-left: auto;
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  color: var(--ink-deep-2);
  font-weight: 600;
  letter-spacing: -0.01em;
}

.ir-tip-b { opacity: 0.85; }

/* ─── Scenario comparison ──────────────────────────────────── */
.ir-compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-top: 22px;
}

.ir-compare-col {
  padding: 14px 16px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep);
  border-radius: 5px;
}

.ir-compare-col.a { border-left: 2px solid var(--quartet-cyan); }
.ir-compare-col.b { border-left: 2px solid var(--quartet-amber); }

.ir-compare-tag {
  font-family: var(--font-quartet-mono);
  font-size: 10px;
  color: var(--muted-deep);
  letter-spacing: -0.005em;
  margin-bottom: 6px;
}

.ir-compare-val {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 22px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.03em;
}

.ir-compare-delta {
  grid-column: 1 / -1;
  padding: 12px 16px;
  border-radius: 5px;
  text-align: center;
}

.ir-compare-delta.pos {
  background: var(--quartet-pos-fill);
  border: 1px solid var(--quartet-pos-border);
}

.ir-compare-delta.neg {
  background: var(--quartet-neg-fill);
  border: 1px solid var(--quartet-neg, #ffa8a8);
}

.ir-compare-delta-lbl {
  font-size: 11px;
  color: var(--muted-deep);
  margin-bottom: 4px;
}

.ir-compare-delta-val {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 20px;
  font-weight: 600;
  letter-spacing: -0.02em;
}

.ir-compare-delta.pos .ir-compare-delta-val { color: var(--quartet-pos); }
.ir-compare-delta.neg .ir-compare-delta-val { color: var(--quartet-neg, #ffa8a8); }

/* ─── Drag / waterfall breakdown ───────────────────────────── */
.ir-water-card { margin-top: 22px; }

.ir-water-intro {
  font-size: 13px;
  color: var(--ink-deep-2);
  line-height: 1.55;
  margin: 10px 0 18px;
  text-wrap: pretty;
}

.ir-water-intro b {
  font-family: var(--font-quartet-mono);
  color: var(--ink-deep);
  font-weight: 600;
}

.ir-water-bar {
  display: flex;
  height: 18px;
  border-radius: 3px;
  overflow: hidden;
  margin-bottom: 14px;
}

.ir-water-seg {
  height: 100%;
  transition: width .25s ease;
}

.ir-water-seg.tint-pos    { background: var(--quartet-pos); }
.ir-water-seg.tint-violet { background: var(--quartet-violet); }
.ir-water-seg.tint-coral  { background: var(--quartet-coral); }
.ir-water-seg.tint-amber  { background: var(--quartet-amber); }

.ir-water-legend {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.ir-water-item {
  display: grid;
  grid-template-columns: 14px 1fr auto auto;
  align-items: center;
  gap: 8px;
  font-size: 12px;
}

.ir-water-dot {
  width: 9px;
  height: 9px;
  border-radius: 2px;
}

.ir-water-lbl { color: var(--ink-deep-2); }

.ir-water-val {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.01em;
  text-align: right;
}

.ir-water-pct {
  font-family: var(--font-quartet-mono);
  font-size: 10.5px;
  color: var(--muted-deep-2);
  text-align: right;
  min-width: 32px;
}

.ir-water-gross {
  margin-top: 6px;
  padding-top: 8px;
  border-top: 1px dashed var(--line-deep);
}

/* ─── Year-by-year table ───────────────────────────────────── */
.ir-table {
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  overflow: hidden;
}

.ir-tr {
  display: grid;
  grid-template-columns: 56px 1.1fr 1.1fr 1.2fr 1.6fr;
  align-items: center;
  gap: 14px;
  padding: 9px 18px;
}

.ir-table.has-wd .ir-tr {
  grid-template-columns: 56px 1fr 1fr 0.9fr 1.1fr 1.5fr;
}

.ir-tr-head {
  background: var(--bg-deep);
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--muted-deep-2);
  font-weight: 600;
}

.ir-table-scroll {
  max-height: 420px;
  overflow-y: auto;
}

.ir-table-scroll .ir-tr {
  border-top: 1px solid var(--line-deep);
}

.ir-td-year {
  font-family: var(--font-quartet-mono);
  font-size: 12px;
  color: var(--muted-deep);
}

.ir-td-num {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 12.5px;
  color: var(--ink-deep-2);
  letter-spacing: -0.01em;
}

.ir-td-int { color: var(--quartet-pos); }
.ir-td-wd { color: var(--quartet-neg, #ffa8a8); }
.ir-td-bal { color: var(--ink-deep); font-weight: 600; }

.ir-td-bar {
  display: flex;
  height: 8px;
  border-radius: 2px;
  overflow: hidden;
  background: var(--bg-deep);
}

.ir-td-bar span { height: 100%; }

/* ─── Investment return responsive ─────────────────────────── */
@media (max-width: 620px) {
  .ir-final { font-size: 40px; }
  .ir-split-legend { grid-template-columns: 1fr; }
  .ir-row2 { grid-template-columns: 1fr; }
  .ir-row3 { grid-template-columns: 1fr; }
  .ir-compare { grid-template-columns: 1fr; }
  .ir-tr { grid-template-columns: 40px 1fr 1fr; gap: 8px; }
  .ir-table.has-wd .ir-tr { grid-template-columns: 40px 1fr 1fr; }
  .ir-tr span:nth-child(n+4):not(:last-child) { display: none; }
}

/* ═══════════════════════════════════════════════════════════════
   MORTGAGE CALCULATOR (mg-*)
   ═══════════════════════════════════════════════════════════════ */

/* ─── Rows / stacks ──────────────────────────────────────── */
.mg-row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; align-items: end; }
.mg-row2 > .q2-mf { position: relative; }
.mg-row2 .q2-mf-hint { position: absolute; top: 100%; left: 0; padding-top: 2px; }
.mg-stack { display: flex; flex-direction: column; gap: 14px; }
.mg-field { display: flex; flex-direction: column; gap: 6px; }
.mg-field-label { font-size: 11px; font-weight: 500; letter-spacing: .06em; text-transform: uppercase; color: var(--muted-deep); }
.mg-opt { font-size: 10px; color: var(--muted-deep); text-transform: lowercase; letter-spacing: .02em; font-weight: 400; }

/* ─── Down payment mode toggle ───────────────────────────── */
.mg-down-input { position: relative; }
.mg-down-mode { display: flex; gap: 0; position: absolute; right: 6px; top: 50%; transform: translateY(-50%); }
.mg-down-mode button { font-family: var(--font-quartet-mono, monospace); font-size: 13px; padding: 3px 8px; border: 1px solid var(--line-deep-2); background: transparent; color: var(--muted-deep); cursor: pointer; transition: background .12s, color .12s; }
.mg-down-mode button:first-child { border-radius: 4px 0 0 4px; }
.mg-down-mode button:last-child  { border-radius: 0 4px 4px 0; border-left: 0; }
.mg-down-mode button.on { background: var(--quartet-cyan); color: var(--bg-deep); border-color: var(--quartet-cyan); }

/* ─── Derived row (loan amount + LTV) ────────────────────── */
.mg-derived { display: flex; align-items: center; gap: 10px; margin-top: 14px; padding: 10px 12px; background: var(--surface-deep-2, rgba(255,255,255,.03)); border-radius: 5px; font-size: 13px; color: var(--ink-deep-2); }
.mg-derived b { font-family: var(--font-quartet-mono, monospace); font-variant-numeric: tabular-nums; color: var(--ink-deep); }
.mg-ltv { font-family: var(--font-quartet-mono, monospace); font-size: 11px; padding: 2px 7px; border-radius: 3px; font-variant-numeric: tabular-nums; margin-left: auto; }
.mg-ltv.ok { background: var(--quartet-pos-fill, rgba(109,212,158,.1)); color: var(--quartet-pos); }
.mg-ltv.warn { background: var(--quartet-neg-fill, rgba(255,138,138,.1)); color: var(--quartet-neg, #ff8a8a); }

/* ─── Country selector ──────────────────────────────────── */
.mg-country-wrap { margin-bottom: 14px; }
.mg-country-sel { position: relative; }
.mg-country-dd { width: 100%; padding: 8px 32px 8px 12px; border: 1px solid var(--line-deep-2); border-radius: var(--radius-sm, 8px); background: var(--bg-deep); color: var(--ink-deep); font-size: 14px; font-family: inherit; cursor: pointer; appearance: none; -webkit-appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='7' fill='none'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23888' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 12px center; }
.mg-country-dd:focus { outline: none; border-color: var(--quartet-cyan); box-shadow: 0 0 0 2px var(--quartet-cyan-fill); }

/* ─── PMI note ───────────────────────────────────────────── */
.mg-pmi-note { margin-top: 12px; font-size: 12px; line-height: 1.5; padding: 8px 12px; border-radius: 5px; }
.mg-pmi-note.on { background: var(--quartet-neg-fill, rgba(255,138,138,.1)); color: var(--quartet-neg, #ff8a8a); }
.mg-pmi-note.off { background: var(--quartet-pos-fill, rgba(109,212,158,.1)); color: var(--quartet-pos); }

/* ─── Frequency segmented control (3 options) ──────────── */
.mg-freq-seg { grid-template-columns: repeat(3, 1fr); }

/* ─── Date input ─────────────────────────────────────────── */
input[type="date"].mg-date { flex: 1; min-width: 0; width: 100%; background: transparent; border: 0; outline: 0; padding: 0; font-family: var(--font-quartet-mono, monospace); font-variant-numeric: tabular-nums; font-size: 19px; font-weight: 500; letter-spacing: -0.02em; color: var(--ink-deep); color-scheme: dark; }
input[type="date"].mg-date:focus { outline: 0; }

/* ─── Results hero ───────────────────────────────────────── */
.mg-hero { font-family: var(--font-quartet-mono, monospace); font-variant-numeric: tabular-nums; font-size: 52px; font-weight: 600; color: var(--ink-deep); line-height: 1.1; letter-spacing: -0.02em; margin-top: 6px; }
.mg-hero-unit { font-size: 18px; font-weight: 400; color: var(--muted-deep); letter-spacing: 0; }
.mg-hero-sub { font-size: 13px; color: var(--ink-deep-2); line-height: 1.55; margin-top: 6px; text-wrap: pretty; }
.mg-hero-sub b { color: var(--ink-deep); }
.mg-freq-pill { font-size: 10px; text-transform: uppercase; letter-spacing: .1em; padding: 3px 8px; border-radius: 3px; background: var(--surface-deep-2, rgba(255,255,255,.05)); color: var(--quartet-cyan); font-weight: 500; }

/* ─── Payment composition bar ────────────────────────────── */
.mg-breakdown { margin-top: 20px; }
.mg-bd-bar { display: flex; height: 10px; border-radius: 5px; overflow: hidden; gap: 2px; }
.mg-bd-seg { border-radius: 3px; transition: width .3s ease; }
.mg-bd-legend { display: grid; grid-template-columns: 1fr 1fr; gap: 6px 16px; margin-top: 12px; }
.mg-bd-item { display: flex; align-items: center; gap: 6px; font-size: 12px; color: var(--ink-deep-2); }
.mg-bd-dot { width: 8px; height: 8px; border-radius: 2px; flex-shrink: 0; }
.mg-bd-lbl { flex: 1; }
.mg-bd-val { font-family: var(--font-quartet-mono, monospace); font-variant-numeric: tabular-nums; color: var(--ink-deep); font-weight: 500; }

/* ─── Stats grid ─────────────────────────────────────────── */
.mg-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; margin-top: 20px; background: var(--line-deep); border: 1px solid var(--line-deep); border-radius: 6px; overflow: hidden; }
.mg-stat { background: var(--bg-deep); padding: 12px 14px; }
.mg-stat-lbl { font-size: 10px; text-transform: uppercase; letter-spacing: .06em; color: var(--muted-deep); font-weight: 600; margin-bottom: 6px; }
.mg-stat-val { font-family: var(--font-quartet-mono, monospace); font-variant-numeric: tabular-nums; font-size: 16px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.02em; }
.mg-stat-val.amber { color: var(--quartet-amber); }

/* ─── PMI drop / savings callouts ────────────────────────── */
.mg-pmi-drop { display: flex; align-items: flex-start; gap: 10px; margin-top: 14px; padding: 13px 16px; border-radius: 6px; background: rgba(255,155,122,0.06); border: 1px solid rgba(255,155,122,0.28); font-size: 13px; color: var(--ink-deep-2); line-height: 1.5; text-wrap: pretty; }
.mg-pmi-drop b { font-family: var(--font-quartet-mono); color: var(--quartet-coral, #ff9b7a); font-weight: 600; }
.mg-pmi-drop-ic { display: inline-flex; flex-shrink: 0; color: var(--quartet-coral, #ff9b7a); margin-top: 1px; }
.mg-pmi-drop-ic svg { width: 16px; height: 16px; }
.mg-saved { display: flex; align-items: flex-start; gap: 10px; margin-top: 14px; padding: 13px 16px; border-radius: 6px; background: var(--quartet-pos-fill); border: 1px solid var(--quartet-pos-border, rgba(52,211,153,.28)); font-size: 13px; color: var(--ink-deep-2); line-height: 1.5; text-wrap: pretty; }
.mg-saved b { font-family: var(--font-quartet-mono); color: var(--quartet-pos); font-weight: 600; }
.mg-saved-ic { display: inline-flex; flex-shrink: 0; color: var(--quartet-pos); margin-top: 1px; }
.mg-saved-ic svg { width: 16px; height: 16px; }

/* ─── Chart ──────────────────────────────────────────────── */
.mg-chart-head { display: flex; align-items: center; justify-content: space-between; margin-top: 24px; margin-bottom: 10px; gap: 12px; flex-wrap: wrap; }
.mg-chart-title { font-size: 14px; font-weight: 500; color: var(--ink-deep); }
.mg-chart-legend { display: flex; gap: 14px; }
.mg-cl { display: flex; align-items: center; gap: 6px; font-size: 11px; color: var(--muted-deep); }
.mg-cl-line { width: 16px; height: 0; border-top: 2px; }
.mg-cl-line.solid { border-top-style: solid; border-color: var(--quartet-cyan); }
.mg-cl-line.dash { border-top-style: dashed; border-color: var(--quartet-pos); }
.mg-cl-line.dot { border-top-style: dotted; border-color: var(--quartet-amber); }

.mg-chart { position: relative; width: 100%; }
.mg-chart-yaxis { position: absolute; left: 0; top: 0; bottom: 0; width: 46px; z-index: 1; }
.mg-chart-ylabel { position: absolute; right: 0; transform: translateY(-50%); font-family: var(--font-quartet-mono, monospace); font-size: 10px; color: var(--muted-deep); font-variant-numeric: tabular-nums; text-align: right; }
.mg-chart-plot { position: relative; margin-left: 48px; }
.mg-chart-svg { display: block; width: 100%; height: auto; }
.mg-grid { stroke: var(--line-deep); stroke-width: 1; vector-effect: non-scaling-stroke; }
.mg-line { stroke-width: 2; vector-effect: non-scaling-stroke; }
.mg-line-bal { stroke: var(--quartet-cyan); }
.mg-line-prin { stroke: var(--quartet-pos); stroke-dasharray: 6 4; }
.mg-line-int { stroke: var(--quartet-amber); stroke-dasharray: 3 3; }
.mg-pmi-marker { stroke: var(--quartet-coral, #ff9b7a); stroke-width: 1; stroke-dasharray: 4 4; vector-effect: non-scaling-stroke; }
.mg-pmi-tag { position: absolute; top: 4px; transform: translateX(-50%); font-size: 9px; text-transform: uppercase; letter-spacing: .08em; color: var(--quartet-coral, #ff9b7a); white-space: nowrap; }
.mg-chart-cursor { position: absolute; width: 1px; background: var(--ink-deep); opacity: .25; pointer-events: none; }
.mg-chart-tip { position: absolute; z-index: 5; pointer-events: none; background: var(--surface-deep, #131822); border: 1px solid var(--line-deep-2); border-radius: 6px; padding: 10px 14px; box-shadow: 0 6px 20px rgba(0,0,0,.35); min-width: 180px; }
.mg-tip-yr { font-size: 11px; font-weight: 600; color: var(--ink-deep); margin-bottom: 8px; text-transform: uppercase; letter-spacing: .04em; }
.mg-tip-rows { display: flex; flex-direction: column; gap: 4px; }
.mg-tip-row { display: flex; align-items: center; gap: 6px; font-size: 12px; color: var(--ink-deep-2); }
.mg-tip-row .d { width: 7px; height: 7px; border-radius: 2px; flex-shrink: 0; }
.mg-tip-row b { margin-left: auto; font-family: var(--font-quartet-mono, monospace); font-variant-numeric: tabular-nums; color: var(--ink-deep); }
.mg-chart-xaxis { position: relative; height: 20px; margin-left: 48px; margin-top: 4px; }
.mg-chart-xlabel { position: absolute; transform: translateX(-50%); font-family: var(--font-quartet-mono, monospace); font-size: 10px; color: var(--muted-deep); font-variant-numeric: tabular-nums; }

/* ─── Amortization schedule ──────────────────────────────── */
.mg-sched { margin-top: 20px; }
.mg-sched-toggle { display: flex; align-items: center; justify-content: space-between; width: 100%; padding: 12px 14px; border: 1px solid var(--line-deep-2); border-radius: 6px; background: transparent; color: var(--ink-deep); font-size: 13px; font-weight: 500; cursor: pointer; transition: border-color .12s; }
.mg-sched-toggle:hover { border-color: var(--quartet-cyan); }
.mg-sched-toggle.open { border-radius: 6px 6px 0 0; border-bottom-color: transparent; }
.mg-sched-count { font-family: var(--font-quartet-mono, monospace); font-size: 11px; color: var(--muted-deep); margin-left: 6px; }
.mg-sched-chev { width: 16px; height: 16px; color: var(--muted-deep); transition: transform .2s; }
.mg-sched-toggle.open .mg-sched-chev { transform: rotate(180deg); }

.mg-table { border: 1px solid var(--line-deep-2); border-top: 0; border-radius: 0 0 6px 6px; }
.mg-tr { display: grid; grid-template-columns: 50px 1fr 1fr 1fr 1fr; gap: 8px; padding: 8px 14px; align-items: center; font-size: 12px; color: var(--ink-deep-2); border-top: 1px solid var(--line-deep); }
.mg-tr.has-date { grid-template-columns: 50px 90px 1fr 1fr 1fr 1fr; }
.mg-tr-head { font-size: 10px; text-transform: uppercase; letter-spacing: .06em; color: var(--muted-deep); font-weight: 500; border-top: 0; padding-top: 10px; padding-bottom: 10px; background: var(--surface-deep-2, rgba(255,255,255,.02)); }
.mg-table-scroll { max-height: 360px; overflow-y: auto; }
.mg-td-num { font-family: var(--font-quartet-mono, monospace); font-variant-numeric: tabular-nums; color: var(--muted-deep); }
.mg-td-date { font-size: 11px; color: var(--muted-deep); }
.mg-td-val { font-family: var(--font-quartet-mono, monospace); font-variant-numeric: tabular-nums; text-align: right; }
.mg-td-prin { color: var(--quartet-pos); }
.mg-td-int { color: var(--quartet-amber); }
.mg-td-bal { color: var(--ink-deep); font-weight: 500; }
.mg-td-extra { font-size: 10px; color: var(--quartet-pos); margin-left: 4px; }

/* ─── Mortgage responsive ────────────────────────────────── */
@media (max-width: 620px) {
  .mg-hero { font-size: 40px; }
  .mg-row2 { grid-template-columns: 1fr; }
  .mg-bd-legend { grid-template-columns: 1fr; }
  .mg-stats { grid-template-columns: 1fr 1fr; }
  .mg-tr { grid-template-columns: 40px 1fr 1fr; }
  .mg-tr.has-date { grid-template-columns: 40px 1fr 1fr; }
  .mg-tr span:nth-child(n+4):not(:last-child) { display: none; }
}

/* ============================================================================
   FINANCIAL INDEPENDENCE (FIRE) CALCULATOR  (fi-*)
   ============================================================================ */

.fi-page { --fi-tint: var(--quartet-violet); }

.fi-row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

/* --- Info popover --- */
.fi-info { position: relative; margin-left: 6px; display: inline-flex; }
.fi-info-dot {
  width: 17px; height: 17px; border-radius: 50%; border: 1.5px solid var(--ink-deep, #c8c8d0);
  background: transparent; color: var(--ink-deep, #c8c8d0); font: 600 10px/1 var(--font-quartet, sans-serif);
  cursor: pointer; display: inline-flex; align-items: center; justify-content: center; padding: 0;
}
.fi-info-dot.on { border-color: var(--quartet-cyan); color: var(--quartet-cyan); }
.fi-pop {
  position: absolute; left: 50%; bottom: calc(100% + 8px); transform: translateX(-50%);
  width: 240px; padding: 12px 14px; border-radius: 6px;
  background: var(--surface-deep, #1c1c26); color: var(--ink-deep, #c8c8d0);
  font: 12.5px/1.55 var(--font-quartet, sans-serif); box-shadow: 0 6px 24px rgba(0,0,0,.35);
  z-index: 30; pointer-events: auto;
}

/* --- Scenario selector --- */
.fi-scen-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 5px;
  background: var(--bg-deep); border: 1px solid var(--line-deep-2);
  border-radius: 8px; padding: 5px; margin-bottom: 12px;
}
.fi-scen-chip {
  padding: 10px 8px; border: 0; border-radius: 5px;
  background: transparent; color: var(--muted-deep);
  font-family: var(--font-quartet); font-size: 12.5px; font-weight: 500;
  cursor: pointer; transition: all .12s;
}
.fi-scen-chip:hover { color: var(--ink-deep); }
.fi-scen-chip.active {
  background: var(--quartet-cyan); color: #0a0d14; font-weight: 600;
}
.fi-scen-card {
  position: relative; border-radius: 8px; padding: 16px 18px;
  overflow: hidden; border: 1px solid var(--line-deep-2);
}
.fi-scen-card::before {
  content: ''; position: absolute; inset: 0; opacity: 0.14;
  background: linear-gradient(120deg, var(--g1) 0%, transparent 70%);
  pointer-events: none;
}
.fi-scen-card.tint-cyan    { --g1: var(--quartet-cyan); }
.fi-scen-card.tint-violet  { --g1: var(--quartet-violet); }
.fi-scen-card.tint-amber   { --g1: var(--quartet-amber); }
.fi-scen-card.tint-pos     { --g1: var(--quartet-pos); }
.fi-scen-card.tint-indigo  { --g1: var(--quartet-indigo, #8a9fff); }
.fi-scen-card-head {
  display: flex; align-items: baseline; justify-content: space-between;
  gap: 12px; margin-bottom: 7px; position: relative;
}
.fi-scen-card-name {
  font-size: 14px; font-weight: 700; color: var(--ink-deep); letter-spacing: -0.01em;
}
.fi-scen-card-exp {
  font-family: var(--font-quartet-mono); font-size: 10.5px;
  color: var(--muted-deep); letter-spacing: -0.005em; text-align: right;
}
.fi-scen-card p {
  position: relative; font-size: 12.5px; color: var(--ink-deep-2);
  line-height: 1.55; margin: 0; text-wrap: pretty;
}

/* --- FI hero --- */
.fi-hero {
  font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums;
  font-size: 48px; font-weight: 500; line-height: 1; color: var(--ink-deep);
  letter-spacing: -.02em; margin: 4px 0 8px;
}
.fi-hero-note {
  font: 400 13px/1.55 var(--font-quartet, sans-serif); color: var(--ink-deep, #c8c8d0);
  margin-bottom: 18px;
}
.fi-hero-note b { color: var(--ink-deep); }

/* --- Scenario pill in results --- */
.fi-scen-pill {
  font: 600 10px/1 var(--font-quartet-mono); color: var(--quartet-cyan);
  text-transform: uppercase; letter-spacing: .1em;
  padding: 4px 10px; border-radius: 3px;
  background: var(--surface-deep-2, rgba(255,255,255,.05));
}

/* --- Formula breakdown --- */
.fi-formula {
  display: flex; align-items: stretch; gap: 8px; flex-wrap: wrap;
  margin-top: 14px; margin-bottom: 10px;
}
.fi-formula-part {
  display: flex; flex-direction: column; gap: 2px;
  padding: 8px 12px; background: var(--bg-deep); border: 1px solid var(--line-deep);
  border-radius: 6px; min-width: 0;
}
.fi-formula-part b { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 15px; font-weight: 600; line-height: 1.2; color: var(--ink-deep); letter-spacing: -0.01em; }
.fi-formula-part small { font-size: 10px; color: var(--muted-deep); white-space: nowrap; }
.fi-formula-part.accent { border-color: var(--quartet-cyan-dim, rgba(109,212,220,.4)); background: rgba(109,212,220,0.07); }
.fi-formula-part.accent b { color: var(--quartet-cyan); }
.fi-formula-op { display: flex; align-items: center; font-family: var(--font-quartet-mono); font-size: 15px; color: var(--muted-deep); }

/* --- Stats grid --- */
.fi-stats {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px;
  margin-bottom: 18px; padding-top: 18px; border-top: 1px solid var(--line-deep);
}
.fi-stat {
  padding: 12px 14px; border-radius: 5px;
  background: var(--bg-deep); border: 1px solid var(--line-deep);
}
.fi-stat-lbl { font-size: 11px; text-transform: uppercase; letter-spacing: .06em; color: var(--muted-deep); margin-bottom: 4px; }
.fi-stat-val { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 18px; font-weight: 600; line-height: 1.2; color: var(--ink-deep); }
.fi-stat-val.accent { color: var(--quartet-pos); }
.fi-stat-val.muted  { color: var(--muted-deep); font-size: 14px; }

/* --- Progress bar --- */
.fi-progress { margin-bottom: 20px; }
.fi-progress-bar {
  height: 8px; border-radius: 4px;
  background: var(--bg-deep); border: 1px solid var(--line-deep);
  overflow: hidden; margin-bottom: 6px;
}
.fi-progress-bar span {
  display: block; height: 100%; border-radius: 4px;
  background: var(--quartet-cyan);
  transition: width .4s ease;
}
.fi-progress-meta {
  display: flex; justify-content: space-between;
  font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums;
  font-size: 12px; line-height: 1; color: var(--muted-deep);
}

/* --- Extras: sensitivity, sustainability, nudge --- */
.fi-extras { display: flex; flex-direction: column; gap: 14px; margin-bottom: 22px; }

.fi-sens { padding: 14px; border-radius: 6px; background: var(--bg-deep); border: 1px solid var(--line-deep); }
.fi-sens-lbl { font-size: 11px; font-weight: 600; text-transform: uppercase; letter-spacing: .14em; color: var(--muted-deep); margin-bottom: 10px; }
.fi-sens-row { display: grid; grid-template-columns: repeat(5, 1fr); gap: 6px; }
.fi-sens-cell { text-align: center; padding: 8px 4px; border-radius: 5px; border: 1px solid transparent; }
.fi-sens-cell.on { border-color: var(--quartet-violet); background: rgba(184,141,255,0.08); }
.fi-sens-wr { font-family: var(--font-quartet-mono); font-size: 11px; color: var(--muted-deep); }
.fi-sens-cell.on .fi-sens-wr { font-weight: 600; }
.fi-sens-fi { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 13px; font-weight: 600; color: var(--ink-deep); margin-top: 3px; letter-spacing: -0.01em; }
.fi-sens-cell.on .fi-sens-wr { color: var(--quartet-violet); }

.fi-sustain {
  display: flex; align-items: flex-start; gap: 9px;
  padding: 12px 14px; border-radius: 6px; border: 1px solid;
  font-size: 12.5px; line-height: 1.5; text-wrap: pretty;
}
.fi-sustain b { font-family: var(--font-quartet-mono); font-weight: 600; }
.fi-sustain.ok  { background: var(--quartet-pos-fill); border-color: var(--quartet-pos-border, rgba(52,211,153,.28)); color: var(--ink-deep-2); }
.fi-sustain.ok b { color: var(--quartet-pos); }
.fi-sustain.warn { background: rgba(255,155,122,0.07); border-color: rgba(255,155,122,0.3); color: var(--ink-deep-2); }
.fi-sustain.warn b { color: var(--quartet-coral, #ff9b7a); }
.fi-sustain-ic { display: inline-flex; flex-shrink: 0; margin-top: 1px; }
.fi-sustain-ic svg { width: 15px; height: 15px; }
.fi-sustain.ok  .fi-sustain-ic { color: var(--quartet-pos); }
.fi-sustain.warn .fi-sustain-ic { color: var(--quartet-coral, #ff9b7a); }

.fi-nudge {
  display: flex; align-items: flex-start; gap: 9px;
  padding: 12px 14px; border-radius: 6px;
  background: var(--quartet-pos-fill); border: 1px solid var(--quartet-pos-border, rgba(52,211,153,.28));
  font-size: 12.5px; color: var(--ink-deep-2); line-height: 1.5;
}
.fi-nudge b { font-family: var(--font-quartet-mono); color: var(--quartet-pos); font-weight: 600; }
.fi-nudge-ic { display: inline-flex; flex-shrink: 0; color: var(--quartet-pos); margin-top: 1px; }
.fi-nudge-ic svg { width: 15px; height: 15px; }

/* --- Chart --- */
.fi-chart { position: relative; margin-bottom: 12px; }
.fi-chart-yaxis { position: absolute; left: 0; top: 0; bottom: 26px; width: 48px; }
.fi-chart-ylabel {
  position: absolute; right: 4px; transform: translateY(-50%);
  font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums;
  font-size: 10.5px; font-weight: 500; line-height: 1; color: var(--muted-deep);
}
.fi-chart-plot { position: relative; margin-left: 48px; overflow: hidden; border-radius: 0 8px 8px 0; }
.fi-chart-svg { display: block; width: 100%; height: auto; }
.fi-grid { stroke: color-mix(in srgb, var(--ink-deep, #c8c8d0) 10%, transparent); stroke-width: 1; }
.fi-area { fill: color-mix(in srgb, var(--quartet-cyan) 12%, transparent); }
.fi-line { stroke: var(--quartet-cyan); stroke-width: 2.5; }
.fi-target-line { stroke: var(--quartet-violet); stroke-width: 2; stroke-dasharray: 8 5; }
.fi-cross-line { stroke: var(--quartet-pos); stroke-width: 1.5; stroke-dasharray: 4 3; }
.fi-target-tag {
  position: absolute; right: 12px; transform: translateY(-50%);
  font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums;
  font-size: 11px; font-weight: 600; line-height: 1; color: var(--quartet-violet);
  background: color-mix(in srgb, var(--bg-deep, #111118) 85%, transparent);
  padding: 3px 8px; border-radius: 5px;
}
.fi-cross-dot {
  position: absolute; width: 10px; height: 10px; border-radius: 50%;
  background: var(--quartet-pos); border: 2px solid var(--bg-deep, #111118);
  transform: translate(-50%, -50%); z-index: 5;
}
.fi-chart-cursor {
  position: absolute; width: 1px;
  background: color-mix(in srgb, var(--ink-deep, #c8c8d0) 30%, transparent);
  pointer-events: none; z-index: 3;
}
.fi-chart-hdot {
  position: absolute; width: 8px; height: 8px; border-radius: 50%;
  background: var(--quartet-cyan); border: 2px solid var(--bg-deep, #111118);
  transform: translate(-50%, -50%); z-index: 5; pointer-events: none;
}
.fi-chart-tip {
  position: absolute; z-index: 10; pointer-events: none;
  background: var(--surface-deep, #1c1c26); border-radius: 6px;
  padding: 10px 14px; box-shadow: 0 4px 16px rgba(0,0,0,.35);
  min-width: 120px;
}
.fi-tip-age { font: 500 11px/1 var(--font-quartet, sans-serif); color: var(--ink-deep, #c8c8d0); margin-bottom: 4px; }
.fi-tip-nw { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 18px; font-weight: 700; line-height: 1.2; color: var(--ink-deep); }
.fi-tip-meta { font: 400 11.5px/1 var(--font-quartet, sans-serif); color: var(--ink-deep, #c8c8d0); margin-top: 4px; }
.fi-chart-xaxis { margin-left: 48px; position: relative; height: 22px; }
.fi-chart-xlabel {
  position: absolute; transform: translateX(-50%);
  font-family: var(--font-quartet-mono); font-size: 10.5px; font-weight: 400; line-height: 1;
  color: var(--muted-deep); white-space: nowrap; top: 6px;
}
.fi-chart-head {
  display: flex; justify-content: space-between; align-items: baseline;
  margin-bottom: 10px; flex-wrap: wrap; gap: 6px;
}
.fi-chart-title { font-size: 11px; font-weight: 600; text-transform: uppercase; letter-spacing: .14em; color: var(--muted-deep); }
.fi-chart-note { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 12px; line-height: 1; color: var(--muted-deep); }

/* --- Responsive --- */
@media (max-width: 620px) {
  .fi-row2 { grid-template-columns: 1fr; }
  .fi-stats { grid-template-columns: 1fr 1fr; gap: 10px; }
  .fi-hero { font-size: 36px; }
  .fi-formula { gap: 6px; font-size: 13px; }
  .fi-sens-row { grid-template-columns: repeat(3, 1fr); }
  .fi-sens-cell:nth-child(n+4) { display: none; }
  .fi-scen-grid { gap: 4px; }
  .fi-scen-chip { padding: 8px 6px; font-size: 11.5px; }
}


/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   DEBT PAYOFF CALCULATOR  (dp-*)
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

/* --- Debt rows --- */
.dp-card-sum { font-size: 13px; color: var(--ink-deep-2); margin: -6px 0 12px; }
.dp-debt-list { display: flex; flex-direction: column; gap: 10px; }
.dp-debt-row { display: grid; grid-template-columns: 14px 1fr 30px; grid-template-areas: "dot name del" "fields fields fields"; gap: 10px 10px; align-items: center; padding: 12px; background: var(--bg-deep); border: 1px solid var(--line-deep); border-radius: 6px; }
.dp-debt-dot { grid-area: dot; width: 11px; height: 11px; border-radius: 3px; }
.dp-debt-name { grid-area: name; background: transparent; border: none; color: var(--ink-deep); font: inherit; font-weight: 600; font-size: 15px; padding: 4px 0; width: 100%; outline: none; border-bottom: 1px solid transparent; transition: border-color .15s; }
.dp-debt-name:focus { border-bottom-color: var(--quartet-cyan); }
.dp-debt-fields { grid-area: fields; display: grid; grid-template-columns: 1.3fr 1fr 1fr; gap: 8px; }
.dp-cell { display: flex; flex-direction: column; gap: 4px; min-width: 0; }
.dp-cell-lbl { font-size: 10px; text-transform: uppercase; letter-spacing: 0.06em; color: var(--muted-deep); font-weight: 600; }
.dp-cell-input { display: flex; align-items: baseline; gap: 3px; min-width: 0; background: var(--bg-deep); border: 1px solid var(--line-deep-2); border-radius: 5px; padding: 7px 9px; }
.dp-cell-input:focus-within { border-color: var(--quartet-cyan); }
.dp-aff { font-family: var(--font-quartet-mono); font-size: 11px; color: var(--muted-deep); flex-shrink: 0; }
.dp-aff-suf { margin-left: auto; }
.dp-cell-input input { flex: 1; min-width: 0; width: 100%; background: transparent; border: 0; outline: 0; padding: 0; font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 14px; font-weight: 500; color: var(--ink-deep); letter-spacing: -0.01em; }
.dp-debt-del { grid-area: del; width: 30px; height: 30px; display: inline-flex; align-items: center; justify-content: center; border-radius: 5px; border: 1px solid var(--line-deep-2); background: transparent; color: var(--muted-deep); cursor: pointer; }
.dp-debt-del:hover:not(:disabled) { color: var(--quartet-coral, #ff9b7a); border-color: var(--quartet-coral, #ff9b7a); }
.dp-debt-del:disabled { opacity: 0.3; cursor: not-allowed; }
.dp-debt-del svg { width: 14px; height: 14px; }

/* --- Add button --- */
.dp-add { display: flex; align-items: center; gap: 6px; background: none; border: 1px dashed var(--line-deep-2); border-radius: 6px; padding: 10px 14px; color: var(--muted-deep); font: inherit; font-size: 13px; cursor: pointer; width: 100%; justify-content: center; margin-top: 12px; transition: border-color .15s, color .15s; }
.dp-add svg { width: 16px; height: 16px; }
.dp-add:hover:not(:disabled) { border-color: var(--quartet-cyan); color: var(--quartet-cyan); }
.dp-add:disabled { cursor: default; opacity: .4; }

/* --- Extra payment note --- */
.dp-extra-note { font-size: 13px; color: var(--ink-deep-2); margin-top: 8px; }

/* --- Strategy selector --- */
.dp-strategy-bar { display: flex; align-items: center; gap: 16px; margin-bottom: 20px; flex-wrap: wrap; }
.dp-strategy-lbl { font-size: 11px; text-transform: uppercase; letter-spacing: 0.16em; color: var(--muted-deep); font-weight: 600; }
.dp-strategy-seg { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.dp-strategy-chip { display: flex; align-items: center; gap: 12px; padding: 14px 18px; border-radius: 8px; border: 1px solid var(--line-deep-2); background: var(--surface-deep); color: var(--muted-deep); cursor: pointer; transition: border-color .15s, background .15s; font: inherit; text-align: left; }
.dp-strategy-chip:hover { border-color: var(--quartet-cyan-dim, rgba(109,212,220,.4)); }
.dp-strategy-chip.active { border-color: var(--quartet-cyan); background: var(--surface-deep-2); }
.dp-strategy-ic { display: inline-flex; flex-shrink: 0; }
.dp-strategy-ic svg { width: 16px; height: 16px; }
.dp-strategy-txt { display: flex; flex-direction: column; gap: 1px; }
.dp-strategy-txt b { font-size: 14.5px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.01em; }
.dp-strategy-txt small { font-size: 11.5px; color: var(--muted-deep); }

/* --- Hero, stats, pills --- */
.dp-strat-pill { font-family: var(--font-quartet-mono); font-size: 10.5px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; padding: 3px 9px; border-radius: 4px; background: var(--surface-deep-2, rgba(255,255,255,.05)); color: var(--quartet-cyan); }
.dp-hero { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 44px; font-weight: 500; letter-spacing: -0.03em; line-height: 1.05; color: var(--ink-deep); }
.dp-hero-warn { color: var(--quartet-amber); font-size: 36px; }
.dp-hero-sub { font-size: 13px; color: var(--muted-deep); margin-top: 11px; line-height: 1.5; text-wrap: pretty; }
.dp-hero-sub b { font-family: var(--font-quartet-mono); color: var(--ink-deep); font-weight: 600; }
.dp-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; margin-top: 18px; background: var(--line-deep); border: 1px solid var(--line-deep); border-radius: 6px; overflow: hidden; }
.dp-stat { background: var(--bg-deep); padding: 12px 14px; }
.dp-stat-lbl { font-size: 10px; text-transform: uppercase; letter-spacing: .06em; color: var(--muted-deep); font-weight: 600; margin-bottom: 5px; }
.dp-stat-val { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 15px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.02em; }
.dp-stat-val.amber { color: var(--quartet-amber); }

/* --- Vs minimums callout --- */
.dp-vsmin { display: flex; align-items: flex-start; gap: 10px; margin-top: 16px; padding: 13px 16px; border-radius: 6px; background: var(--quartet-pos-fill); border: 1px solid var(--quartet-pos-border, rgba(52,211,153,.28)); font-size: 13px; color: var(--ink-deep-2); line-height: 1.5; }
.dp-vsmin.warn { background: rgba(255,155,122,0.07); border-color: rgba(255,155,122,0.3); }
.dp-vsmin-ic { display: inline-flex; flex-shrink: 0; margin-top: 1px; color: var(--quartet-pos); }
.dp-vsmin-ic svg { width: 16px; height: 16px; }
.dp-vsmin.warn .dp-vsmin-ic { color: var(--quartet-coral, #ff9b7a); }
.dp-vsmin b { font-family: var(--font-quartet-mono); font-weight: 600; color: var(--quartet-pos); }
.dp-vsmin.warn b { color: var(--quartet-coral, #ff9b7a); }

/* --- Strategy comparison --- */
.dp-compare { margin-top: 18px; border: 1px solid var(--line-deep); border-radius: 6px; overflow: hidden; }
.dp-compare-head { padding: 10px 14px; background: var(--bg-deep); font-size: 11px; text-transform: uppercase; letter-spacing: .1em; color: var(--muted-deep-2, var(--muted-deep)); font-weight: 600; border-bottom: 1px solid var(--line-deep); }
.dp-compare-grid { display: grid; grid-template-columns: 1fr 1fr; }
.dp-comp-col { padding: 14px; border-right: 1px solid var(--line-deep); }
.dp-comp-col:nth-child(2) { border-right: 0; }
.dp-comp-col.on { background: var(--surface-deep-2); }
.dp-comp-tag { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; margin-bottom: 8px; }
.dp-comp-tag.tint-pos { color: var(--quartet-pos); }
.dp-comp-tag.tint-cyan { color: var(--quartet-cyan); }
.dp-comp-val { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 18px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.02em; }
.dp-comp-meta { font-family: var(--font-quartet-mono); font-size: 11px; color: var(--muted-deep); margin-top: 4px; }
.dp-comp-delta { grid-column: 1 / -1; display: flex; gap: 24px; padding: 12px 14px; border-top: 1px solid var(--line-deep); background: var(--bg-deep); }
.dp-comp-delta-row { display: flex; flex-direction: column; gap: 2px; font-size: 10.5px; color: var(--muted-deep); text-transform: uppercase; letter-spacing: .06em; }
.dp-comp-delta-row b { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 15px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.01em; text-transform: none; }
.dp-comp-delta-row b.pos { color: var(--quartet-pos); }

/* --- Payoff order --- */
.dp-order { margin-top: 18px; border: 1px solid var(--line-deep); border-radius: 6px; overflow: hidden; }
.dp-order-head { padding: 10px 14px; background: var(--bg-deep); font-size: 11px; text-transform: uppercase; letter-spacing: 0.1em; color: var(--muted-deep); font-weight: 600; }
.dp-order-list { display: flex; flex-direction: column; }
.dp-order-row { display: grid; grid-template-columns: 26px 1fr auto; align-items: center; gap: 10px; padding: 9px 14px; border-top: 1px solid var(--line-deep); }
.dp-order-n { width: 22px; height: 22px; border-radius: 999px; background: var(--bg-deep); border: 1px solid var(--line-deep-2); color: var(--quartet-cyan); font-family: var(--font-quartet-mono); font-size: 11px; font-weight: 600; display: inline-flex; align-items: center; justify-content: center; }
.dp-order-name { font-size: 13px; font-weight: 500; color: var(--ink-deep); }
.dp-order-date { font-family: var(--font-quartet-mono); font-size: 12px; color: var(--muted-deep); }

/* --- Chart --- */
.dp-chart-head { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; margin-top: 22px; margin-bottom: 12px; }
.dp-chart-title { font-size: 11px; text-transform: uppercase; letter-spacing: .14em; color: var(--muted-deep); font-weight: 600; }
.dp-chart-note { font-size: 11px; color: var(--muted-deep-2, var(--muted-deep)); }
.dp-chart { display: grid; grid-template-columns: 48px 1fr; grid-template-rows: 1fr auto; gap: 0; }
.dp-chart-yaxis { position: relative; font-size: 11px; color: var(--ink-deep-2); }
.dp-chart-ylabel { position: absolute; right: 4px; transform: translateY(-50%); white-space: nowrap; }
.dp-chart-plot { position: relative; overflow: hidden; border-radius: 6px; }
.dp-chart-svg { width: 100%; display: block; background: var(--surface-deep); border: 1px solid var(--line-deep); border-radius: 6px; cursor: crosshair; }
.dp-grid { stroke: var(--line-deep); stroke-width: 0.5; }
.dp-area { fill: color-mix(in srgb, var(--quartet-cyan) 10%, transparent); }
.dp-chart-xaxis { grid-column: 2; position: relative; height: 18px; margin-top: 4px; font-size: 11px; color: var(--ink-deep-2); }
.dp-chart-xlabel { position: absolute; transform: translateX(-50%); white-space: nowrap; }

/* --- Chart tooltip --- */
.dp-chart-cursor { position: absolute; width: 1px; background: var(--ink-deep); opacity: .25; pointer-events: none; }
.dp-chart-tip { position: absolute; pointer-events: none; z-index: 4; background: var(--surface-deep); border: 1px solid var(--line-deep-2); border-radius: 6px; padding: 10px 14px; box-shadow: 0 6px 20px rgba(0,0,0,.35); min-width: 130px; }
.dp-tip-m { font-size: 12px; font-weight: 600; color: var(--ink-deep); margin-bottom: 6px; }
.dp-tip-rows { display: flex; flex-direction: column; gap: 3px; }
.dp-tip-row { display: flex; align-items: center; gap: 6px; font-size: 12px; color: var(--ink-deep-2); }
.dp-tip-row b { margin-left: auto; font-weight: 600; color: var(--ink-deep); }
.dp-tip-dot { width: 8px; height: 8px; border-radius: 2px; flex-shrink: 0; }
.dp-tip-total { margin-top: 3px; padding-top: 4px; border-top: 1px solid var(--line-deep); }

/* --- Schedule --- */
.dp-sched { margin-top: 16px; }
.dp-sched-toggle { display: flex; align-items: center; justify-content: space-between; width: 100%; padding: 12px 14px; background: transparent; border: 1px solid var(--line-deep-2); border-radius: 6px; color: var(--ink-deep); font: inherit; font-size: 13px; font-weight: 500; cursor: pointer; transition: border-color .12s; }
.dp-sched-toggle:hover { border-color: var(--quartet-cyan); }
.dp-sched-toggle.open { border-radius: 6px 6px 0 0; border-bottom-color: transparent; }
.dp-sched-chev { width: 16px; height: 16px; color: var(--muted-deep); transition: transform .2s; }
.dp-sched-toggle.open .dp-sched-chev { transform: rotate(180deg); }
.dp-table-wrap { overflow-x: auto; margin-top: 0; border-radius: 0 0 6px 6px; border: 1px solid var(--line-deep-2); border-top: 0; }
.dp-table { min-width: 500px; }
.dp-tr { display: grid; align-items: center; padding: 0 14px; min-height: 36px; border-top: 1px solid var(--line-deep); font-size: 12px; color: var(--ink-deep-2); }
.dp-tr:first-child { border-top: 0; }
.dp-tr-head { font-size: 10px; text-transform: uppercase; letter-spacing: .06em; color: var(--muted-deep); font-weight: 500; background: var(--surface-deep-2, rgba(255,255,255,.02)); padding-top: 10px; padding-bottom: 10px; position: sticky; top: 0; z-index: 1; }
.dp-th { text-overflow: ellipsis; overflow: hidden; white-space: nowrap; }
.dp-table-scroll { max-height: 400px; overflow-y: auto; }
.dp-td { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; color: var(--ink-deep-2); }
.dp-td.paid { color: var(--quartet-pos); opacity: .6; }
.dp-td.target { color: var(--quartet-amber); font-weight: 600; }
.dp-td-m { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-weight: 500; color: var(--muted-deep); }
.dp-td-total { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-weight: 600; color: var(--ink-deep); }
.dp-star { color: var(--quartet-amber); margin-right: 2px; }

/* --- Empty state --- */
.dp-empty { padding: 40px 20px; text-align: center; color: var(--ink-deep-2); font-size: 14px; }

/* --- Responsive --- */
@media (max-width: 620px) {
  .dp-debt-fields { grid-template-columns: 1fr; }
  .dp-stats { grid-template-columns: 1fr; }
  .dp-hero { font-size: 36px; }
  .dp-strategy-seg { grid-template-columns: 1fr; }
  .dp-compare-grid { grid-template-columns: 1fr; }
  .dp-comp-delta { flex-direction: column; gap: 8px; }
}


/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   EMERGENCY FUND (ef-*)
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

/* --- Segmented control (ef-specific overrides) --- */
.ef-seg { display: flex; gap: 4px; font-size: 12px; }
.ef-seg button { flex: 1; white-space: nowrap; padding: 7px 4px; font-size: 11.5px; }

/* --- Risk field groups --- */
.ef-field { display: flex; flex-direction: column; gap: 6px; margin-bottom: 12px; }

/* --- Checkbox factors --- */
.ef-checks { display: flex; flex-direction: column; gap: 8px; margin-top: 16px; padding-top: 16px; border-top: 1px solid var(--line-deep); }
.ef-check { display: flex; align-items: center; gap: 8px; cursor: pointer; font-size: 13px; color: var(--ink-deep-2); }
.ef-check input { accent-color: var(--quartet-cyan); }
.ef-check-pts { margin-left: auto; font-size: 11.5px; font-weight: 600; color: var(--quartet-cyan); }
.ef-factors { display: flex; flex-direction: column; gap: 8px; margin-top: 14px; padding-top: 14px; border-top: 1px solid var(--line-deep); }
.ef-factor { display: flex; align-items: center; gap: 10px; cursor: pointer; }
.ef-factor input { position: absolute; opacity: 0; pointer-events: none; }
.ef-factor-box { width: 18px; height: 18px; flex-shrink: 0; border-radius: 5px; border: 1px solid var(--line-deep-2); background: var(--bg-deep); display: inline-flex; align-items: center; justify-content: center; color: #0a0d14; }
.ef-factor-box svg { width: 12px; height: 12px; }
.ef-factor.on .ef-factor-box { background: var(--quartet-cyan); border-color: var(--quartet-cyan); }
.ef-factor-lbl { font-size: 12.5px; color: var(--ink-deep-2); }

/* --- Preference grid --- */
.ef-pref-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 6px; }
.ef-pref-cell { display: flex; flex-direction: column; align-items: center; gap: 3px; padding: 11px 4px; border: 1px solid var(--line-deep-2); border-radius: 6px; background: var(--bg-deep); color: var(--muted-deep); cursor: pointer; transition: border-color .15s, background .15s; font: inherit; }
.ef-pref-cell:hover { color: var(--ink-deep); }
.ef-pref-cell.active { border-color: var(--quartet-cyan); background: rgba(109,212,220,0.08); }
.ef-pref-lbl { font-size: 10.5px; letter-spacing: 0.02em; }
.ef-pref-mo { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 18px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.02em; }
.ef-pref-mo small { font-size: 0.5em; color: var(--muted-deep); margin-left: 1px; }
.ef-pref-cell.active .ef-pref-mo { color: var(--quartet-cyan); }
.ef-pref-note { margin-top: 10px; font-size: 12px; color: var(--ink-deep-2); line-height: 1.45; }

/* --- Results head (risk pill) --- */
.ef-risk-pill { font-family: var(--font-quartet-mono); font-size: 10.5px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; padding: 3px 9px; border-radius: 4px; }
.ef-risk-pill.tint-pos { background: var(--quartet-pos-fill); color: var(--quartet-pos); }
.ef-risk-pill.tint-cyan { background: var(--surface-deep-2, rgba(255,255,255,.05)); color: var(--quartet-cyan); }
.ef-risk-pill.tint-amber { background: var(--quartet-amber-fill); color: var(--quartet-amber); }
.ef-risk-pill.tint-coral { background: var(--quartet-neg-fill); color: var(--quartet-coral); }

/* --- Hero --- */
.ef-hero { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 50px; font-weight: 500; letter-spacing: -0.04em; line-height: 1; color: var(--ink-deep); }
.ef-hero-sub { font-size: 13px; color: var(--muted-deep); margin-top: 11px; line-height: 1.5; text-wrap: pretty; }
.ef-hero-sub b { font-family: var(--font-quartet-mono); color: var(--ink-deep); font-weight: 600; }

/* --- Score breakdown chips --- */
.ef-score-chips { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 16px; }
.ef-sb-chip { font-size: 11px; color: var(--ink-deep-2); background: var(--bg-deep); border: 1px solid var(--line-deep-2); border-radius: 999px; padding: 4px 10px; }
.ef-sb-chip b { font-family: var(--font-quartet-mono); color: var(--quartet-amber); font-weight: 600; }
.ef-sb-chip.neg b { color: var(--quartet-pos); }

/* --- Coverage comparison box --- */
.ef-compare { display: flex; align-items: flex-start; gap: 10px; margin-top: 16px; padding: 13px 16px; border-radius: 6px; font-size: 12.5px; color: var(--ink-deep-2); line-height: 1.5; text-wrap: pretty; }
.ef-compare.tint-amber { background: rgba(255,198,109,0.06); border: 1px solid rgba(255,198,109,0.28); }
.ef-compare-ic { display: inline-flex; flex-shrink: 0; color: var(--quartet-amber); margin-top: 1px; }
.ef-compare-ic svg { width: 16px; height: 16px; }
.ef-compare b { font-family: var(--font-quartet-mono); color: var(--ink-deep); font-weight: 600; }

/* --- Stats --- */
.ef-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; margin-top: 18px; background: var(--line-deep); border: 1px solid var(--line-deep); border-radius: 6px; overflow: hidden; }
.ef-stat { background: var(--bg-deep); padding: 12px 13px; }
.ef-stat-lbl { font-size: 9.5px; text-transform: uppercase; letter-spacing: .05em; color: var(--muted-deep); font-weight: 600; margin-bottom: 5px; }
.ef-stat-val { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 15px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.02em; }
.ef-stat-val.amber { color: var(--quartet-amber); }
.ef-stat-val.tint-pos { color: var(--quartet-pos); }
.ef-stat-val.tint-cyan { color: var(--quartet-cyan); }
.ef-stat-val.tint-amber { color: var(--quartet-amber); }
.ef-stat-val.tint-coral { color: var(--quartet-coral); }

/* --- Done box --- */
.ef-done-box { display: flex; align-items: flex-start; gap: 10px; margin-top: 16px; padding: 13px 16px; background: var(--quartet-pos-fill); border: 1px solid var(--quartet-pos-border, rgba(52,211,153,.28)); border-radius: 6px; font-size: 13px; color: var(--ink-deep-2); line-height: 1.5; }
.ef-done-ic { display: inline-flex; flex-shrink: 0; color: var(--quartet-pos); margin-top: 1px; }
.ef-done-ic svg { width: 16px; height: 16px; }
.ef-done-box b { font-family: var(--font-quartet-mono); color: var(--quartet-pos); font-weight: 600; }

/* --- Accelerated savings --- */
.ef-accel { margin-top: 16px; border: 1px solid var(--line-deep); border-radius: 6px; overflow: hidden; }
.ef-accel-head { padding: 10px 14px; background: var(--bg-deep); font-size: 11px; text-transform: uppercase; letter-spacing: .1em; color: var(--muted-deep); font-weight: 600; }
.ef-accel-row { display: grid; grid-template-columns: 1fr 1fr; }
.ef-accel-cell { padding: 13px 14px; border-top: 1px solid var(--line-deep); }
.ef-accel-cell:nth-child(2) { border-left: 1px solid var(--line-deep); }
.ef-accel-when { font-size: 11px; color: var(--muted-deep); margin-bottom: 4px; }
.ef-accel-amt { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 18px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.02em; }
.ef-accel-amt span { font-size: 12px; color: var(--muted-deep); }

/* --- Chart --- */
.ef-chart-head { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; margin-top: 22px; margin-bottom: 12px; flex-wrap: wrap; }
.ef-chart-title { font-size: 11px; text-transform: uppercase; letter-spacing: .14em; color: var(--muted-deep); font-weight: 600; }
.ef-chart-note { font-family: var(--font-quartet-mono); font-size: 10.5px; color: var(--muted-deep); }
.ef-chart { position: relative; margin-bottom: 20px; }
.ef-chart-yaxis { position: absolute; left: 0; top: 0; bottom: 26px; width: 52px; display: flex; flex-direction: column; pointer-events: none; }
.ef-chart-ylabel { position: absolute; right: 6px; transform: translateY(-50%); font-family: var(--font-quartet-mono); font-size: 9.5px; color: var(--muted-deep); white-space: nowrap; }
.ef-chart-plot { margin-left: 56px; position: relative; }
.ef-chart-svg { width: 100%; display: block; }
.ef-grid { stroke: var(--line-deep); stroke-width: 1; }
.ef-area { fill: rgba(50,69,255,.08); }
.ef-line { stroke: var(--quartet-cyan); stroke-width: 2.5; stroke-linecap: round; }
.ef-rec-line { stroke: var(--quartet-pos); stroke-width: 1.5; stroke-dasharray: 6 4; }
.ef-pref-line { stroke: var(--quartet-amber); stroke-width: 1.5; stroke-dasharray: 4 3; opacity: .7; }
.ef-rec-tag, .ef-pref-tag { position: absolute; right: 0; font-size: 10.5px; font-weight: 600; padding: 2px 8px; border-radius: 4px; transform: translateY(-50%); white-space: nowrap; pointer-events: none; }
.ef-rec-tag { background: rgba(34,197,94,.12); color: var(--quartet-pos); }
.ef-pref-tag { background: rgba(245,158,11,.12); color: var(--quartet-amber); }
.ef-chart-cursor { position: absolute; width: 1px; background: var(--ink-deep); opacity: .25; pointer-events: none; }
.ef-chart-hdot { position: absolute; width: 8px; height: 8px; border-radius: 50%; background: var(--quartet-cyan); border: 2px solid var(--surface-deep); transform: translate(-50%, -50%); pointer-events: none; z-index: 2; }
.ef-chart-tip { position: absolute; pointer-events: none; z-index: 4; background: var(--surface-deep); border: 1px solid var(--line-deep-2); border-radius: 6px; padding: 10px 14px; box-shadow: 0 6px 20px rgba(0,0,0,.35); min-width: 130px; }
.ef-tip-month { font-size: 12px; font-weight: 600; color: var(--ink-deep); margin-bottom: 4px; }
.ef-tip-bal { font-size: 16px; font-weight: 700; color: var(--ink-deep); }
.ef-tip-cov { font-size: 11.5px; color: var(--ink-deep-2); margin-top: 2px; }
.ef-chart-xaxis { margin-left: 56px; display: flex; position: relative; height: 20px; }
.ef-chart-xlabel { position: absolute; transform: translateX(-50%); font-family: var(--font-quartet-mono); font-size: 9.5px; color: var(--muted-deep); }

/* --- Milestones --- */
.ef-miles { margin-top: 24px; }
.ef-miles-head { font-size: 11px; text-transform: uppercase; letter-spacing: .12em; color: var(--muted-deep); font-weight: 600; margin-bottom: 22px; }
.ef-miles-track { position: relative; height: 8px; margin: 0 20px 28px; background: var(--bg-deep); border: 1px solid var(--line-deep); border-radius: 4px; overflow: hidden; }
.ef-miles-fill { display: block; height: 100%; border-radius: 4px; background: linear-gradient(90deg, var(--quartet-pos), var(--quartet-cyan)); transition: width .4s ease; }
.ef-miles-dot { position: absolute; top: 50%; transform: translate(-50%, -50%); width: 22px; height: 22px; border-radius: 5px; border: 1px solid var(--line-deep-2); background: var(--bg-deep); display: flex; align-items: center; justify-content: center; cursor: pointer; font: inherit; font-family: var(--font-quartet-mono); font-size: 10px; font-weight: 600; color: var(--muted-deep); transition: border-color .15s, background .15s; padding: 0; }
.ef-miles-dot.achieved { background: var(--quartet-pos); border-color: var(--quartet-pos); color: #fff; }
.ef-miles-dot.active { border-color: var(--quartet-cyan); box-shadow: 0 0 0 3px rgba(50,69,255,.15); }
.ef-miles-check { font-size: 11px; }
.ef-miles-detail { padding: 12px 14px; border-radius: 6px; border: 1px solid var(--line-deep); background: var(--bg-deep); }
.ef-miles-amount { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 15px; font-weight: 600; color: var(--ink-deep); margin-bottom: 4px; }
.ef-miles-status { font-size: 12.5px; color: var(--ink-deep-2); line-height: 1.45; }

/* --- Row2 side-by-side fields --- */
.ef-row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 14px; }

/* --- Responsive --- */
@media (max-width: 620px) {
  .ef-hero { font-size: 36px; }
  .ef-stats { grid-template-columns: 1fr 1fr; }
  .ef-pref-grid { grid-template-columns: repeat(2, 1fr); }
  .ef-row2 { grid-template-columns: 1fr; }
  .ef-accel-row { grid-template-columns: 1fr; }
}


/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   SALARY BREAKDOWN (sb-*)
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

.sb-page .q2-inputs { position: sticky; top: 20px; }

.sb-grid3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 10px; }

.sb-seg { display: grid; grid-template-columns: 1fr 1fr; gap: 5px; background: var(--bg-deep-2); border: 1px solid var(--line-deep-2); border-radius: 6px; padding: 5px; }
.sb-seg-5 { grid-template-columns: repeat(5, 1fr); }
.sb-seg button { padding: 8px 6px; border: 0; border-radius: 4px; background: transparent; color: var(--muted-deep); font-family: var(--font-quartet); font-size: 11.5px; font-weight: 500; cursor: pointer; }
.sb-seg button:hover { color: var(--ink-deep); }
.sb-seg button.active { background: var(--quartet-cyan); color: #0a0d14; font-weight: 600; }
.sb-seg-base { margin-top: 6px; }

/* Hero */
.sb-hero { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 56px; font-weight: 500; letter-spacing: -0.04em; line-height: 1; color: var(--ink-deep); }
.sb-hero-unit { font-size: 0.34em; color: var(--muted-deep); letter-spacing: -0.01em; font-weight: 500; }
.sb-hero-sub { font-size: 13.5px; color: var(--muted-deep); margin-top: 12px; line-height: 1.5; letter-spacing: -0.005em; }
.sb-hero-sub b { font-family: var(--font-quartet-mono); color: var(--ink-deep); font-weight: 600; }

/* Field labels */
.sb-field { display: flex; flex-direction: column; gap: 6px; }
.sb-field-label { font-size: 11px; font-weight: 600; color: var(--muted-deep); text-transform: uppercase; letter-spacing: 0.08em; }

/* Live ticker */
.sb-ticker { margin-top: 20px; padding: 16px 18px; background: var(--bg-deep-2); border: 1px solid var(--line-deep-2); border-radius: 8px; }
.sb-ticker-row { display: flex; align-items: baseline; justify-content: space-between; gap: 8px; flex-wrap: wrap; }
.sb-ticker-label { font-size: 12px; font-weight: 600; color: var(--ink-deep-2); display: flex; align-items: center; gap: 8px; }
.sb-ticker-meta { font-size: 10.5px; color: var(--muted-deep-2); }
.sb-pulse { display: inline-block; width: 7px; height: 7px; border-radius: 999px; background: var(--quartet-pos); box-shadow: 0 0 0 0 rgba(109,212,158,0.5); animation: sb-pulse 1.6s ease-out infinite; flex-shrink: 0; }
@keyframes sb-pulse { 0% { box-shadow: 0 0 0 0 rgba(109,212,158,0.5); } 70% { box-shadow: 0 0 0 7px rgba(109,212,158,0); } 100% { box-shadow: 0 0 0 0 rgba(109,212,158,0); } }
.sb-ticker-val { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 34px; font-weight: 600; color: var(--quartet-pos); letter-spacing: -0.03em; display: block; margin-top: 8px; line-height: 1; }
.sb-ticker-sub { font-family: var(--font-quartet-mono); font-size: 11px; color: var(--muted-deep-2); margin-top: 8px; letter-spacing: -0.01em; display: block; }

/* Cascade */
.sb-cascade { margin-top: 20px; border: 1px solid var(--line-deep); border-radius: 8px; overflow: hidden; }
.sb-cascade-row { display: flex; align-items: center; justify-content: space-between; gap: 14px; padding: 13px 16px; border-top: 1px solid var(--line-deep); }
.sb-cascade-row:first-child { border-top: 0; }
.sb-cascade-row.is-star { background: var(--quartet-cyan-fill); border-top-color: var(--quartet-cyan-border); }
.sb-cascade-row.is-star + .sb-cascade-row { border-top-color: var(--quartet-cyan-border); }
.sb-row-k { display: flex; flex-direction: column; gap: 2px; min-width: 0; }
.sb-row-label { font-size: 13.5px; color: var(--ink-deep); font-weight: 500; letter-spacing: -0.01em; }
.sb-cascade-row.is-star .sb-row-label { color: var(--quartet-cyan); font-weight: 600; }
.sb-row-sub { font-size: 10.5px; color: var(--muted-deep-2); }
.sb-row-v { display: flex; flex-direction: column; align-items: flex-end; gap: 2px; flex-shrink: 0; }
.sb-row-amt { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 16px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.01em; }
.sb-cascade-row.is-star .sb-row-amt { font-size: 22px; color: var(--quartet-cyan); }
.sb-row-alt { font-family: var(--font-quartet-mono); font-size: 10px; color: var(--muted-deep-2); letter-spacing: -0.01em; }

/* True hourly rate */
.sb-true { margin-top: 18px; padding: 18px; background: var(--bg-deep-2); border: 1px solid var(--line-deep-2); border-radius: 8px; }
.sb-true-head { display: flex; align-items: center; gap: 9px; margin-bottom: 6px; }
.sb-true-ic { display: inline-flex; color: var(--quartet-coral); }
.sb-true-ic svg { width: 16px; height: 16px; }
.sb-true-title { font-size: 13px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.005em; }
.sb-true-desc { font-size: 12px; color: var(--muted-deep); line-height: 1.5; margin-bottom: 14px; }
.sb-true-cols { display: grid; grid-template-columns: 1fr auto 1fr; gap: 14px; align-items: center; }
.sb-true-col { display: flex; flex-direction: column; gap: 4px; }
.sb-true-k { font-size: 10px; font-weight: 600; color: var(--muted-deep); text-transform: uppercase; letter-spacing: 0.1em; }
.sb-true-v { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 20px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.02em; }
.sb-true-v.accent { color: var(--quartet-coral); }
.sb-true-v .u { font-size: 11px; color: var(--muted-deep); font-weight: 500; }
.sb-true-sub { font-size: 10.5px; color: var(--muted-deep-2); }
.sb-true-arrow { font-size: 20px; color: var(--muted-deep-2); }
.sb-true-note { margin-top: 14px; padding-top: 12px; border-top: 1px solid var(--line-deep); font-size: 11.5px; color: var(--muted-deep); line-height: 1.5; }
.sb-true-note b { font-family: var(--font-quartet-mono); color: var(--ink-deep-2); font-weight: 600; }

/* Hours to earn */
.sb-earn { margin-top: 18px; padding: 18px; background: var(--bg-deep-2); border: 1px solid var(--line-deep-2); border-radius: 8px; }
.sb-earn-head { display: flex; align-items: center; gap: 9px; margin-bottom: 6px; }
.sb-earn-ic { display: inline-flex; color: var(--quartet-violet); }
.sb-earn-ic svg { width: 16px; height: 16px; }
.sb-earn-title { font-size: 13px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.005em; }
.sb-earn-desc { font-size: 12px; color: var(--muted-deep); line-height: 1.5; margin-bottom: 14px; }
.sb-earn-field { margin-bottom: 12px; }
.sb-earn-result { display: flex; flex-direction: column; gap: 4px; margin-bottom: 14px; }
.sb-earn-time { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 22px; font-weight: 600; color: var(--quartet-violet); letter-spacing: -0.02em; }
.sb-earn-hrs { font-family: var(--font-quartet-mono); font-size: 11px; color: var(--muted-deep-2); letter-spacing: -0.01em; }
.sb-earn-chips { display: flex; flex-wrap: wrap; gap: 6px; }
.sb-earn-chip { display: inline-flex; align-items: baseline; gap: 0; padding: 0; border-radius: 5px; border: 1px solid var(--line-deep-2); background: var(--surface-deep); color: var(--ink-deep-2); font-family: inherit; font-size: 11.5px; cursor: pointer; overflow: hidden; }
.sb-earn-chip:hover { border-color: var(--quartet-violet); color: var(--ink-deep); }
.sb-earn-chip.active { border-color: var(--quartet-violet); background: rgba(184,141,255,0.10); color: var(--ink-deep); }
.sb-chip-label { padding: 6px 8px 6px 11px; }
.sb-chip-price { padding: 6px 11px 6px 8px; font-family: var(--font-quartet-mono); font-size: 10.5px; color: var(--muted-deep); }

/* SB responsive */
@media (max-width: 940px) {
  .sb-page .q2-inputs { position: static; }
}
@media (max-width: 560px) {
  .sb-hero { font-size: 44px; }
  .sb-seg-5 { grid-template-columns: repeat(3, 1fr); }
  .sb-ticker-val { font-size: 28px; }
}


/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   ASSET ALLOCATION (aa-*)
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

.aa-results-wrap { position: sticky; top: 20px; }

/* Questionnaire */
.aa-questions { display: flex; flex-direction: column; gap: 18px; }
.aa-q-label { display: flex; gap: 9px; align-items: baseline; font-size: 13px; color: var(--ink-deep); font-weight: 500; letter-spacing: -0.005em; margin-bottom: 10px; line-height: 1.4; text-wrap: pretty; }
.aa-q-badge { flex-shrink: 0; width: 18px; height: 18px; display: inline-flex; align-items: center; justify-content: center; border-radius: 4px; background: var(--bg-deep-2); border: 1px solid var(--line-deep-2); color: var(--muted-deep); font-family: var(--font-quartet-mono); font-size: 10px; font-weight: 600; }
.aa-q-options { display: flex; flex-wrap: wrap; gap: 6px; padding-left: 27px; }
.aa-q-options button { padding: 7px 11px; border-radius: 5px; border: 1px solid var(--line-deep-2); background: var(--bg-deep-2); color: var(--muted-deep); font-family: inherit; font-size: 11.5px; cursor: pointer; letter-spacing: -0.005em; }
.aa-q-options button:hover { color: var(--ink-deep); border-color: var(--quartet-cyan-dim); }
.aa-q-options button.active { font-weight: 600; }
.aa-q-options button.active[data-tint="pos"]    { border-color: var(--quartet-pos);    background: rgba(109,212,158,0.08); color: var(--quartet-pos); }
.aa-q-options button.active[data-tint="cyan"]   { border-color: var(--quartet-cyan);   background: var(--quartet-cyan-fill); color: var(--quartet-cyan); }
.aa-q-options button.active[data-tint="violet"] { border-color: var(--quartet-violet); background: rgba(184,141,255,0.08); color: var(--quartet-violet); }
.aa-q-options button.active[data-tint="amber"]  { border-color: var(--quartet-amber);  background: rgba(255,198,109,0.08); color: var(--quartet-amber); }
.aa-q-options button.active[data-tint="coral"]  { border-color: var(--quartet-coral);  background: rgba(255,139,128,0.08); color: var(--quartet-coral); }

/* Holdings */
.aa-holdings { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.aa-mf-dot { width: 8px; height: 8px; border-radius: 2px; background: var(--cat, var(--quartet-cyan)); flex-shrink: 0; }
.aa-holdings-total { display: flex; align-items: baseline; justify-content: space-between; margin-top: 14px; padding-top: 14px; border-top: 1px solid var(--line-deep); font-size: 12px; color: var(--muted-deep); }
.aa-holdings-total-val { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 15px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.01em; }

/* Profile */
.aa-score-chip { font-family: var(--font-quartet-mono); font-size: 10.5px; color: var(--muted-deep-2); border: 1px solid var(--line-deep-2); border-radius: 4px; padding: 3px 9px; letter-spacing: -0.01em; }
.aa-profile { display: flex; align-items: baseline; gap: 14px; flex-wrap: wrap; }
.aa-profile-name { font-size: 34px; font-weight: 600; letter-spacing: -0.025em; color: var(--accent, var(--quartet-cyan)); line-height: 1; }
.aa-profile.tint-pos   { --accent: var(--quartet-pos); }
.aa-profile.tint-cyan  { --accent: var(--quartet-cyan); }
.aa-profile.tint-violet { --accent: var(--quartet-violet); }
.aa-profile.tint-amber { --accent: var(--quartet-amber); }
.aa-profile.tint-coral { --accent: var(--quartet-coral); }
.aa-profile-equity { font-family: var(--font-quartet-mono); font-size: 12px; color: var(--muted-deep); font-variant-numeric: tabular-nums; }
.aa-profile-blurb { font-size: 13px; color: var(--ink-deep-2); line-height: 1.55; margin-top: 10px; text-wrap: pretty; }
.aa-cap-note { display: flex; gap: 10px; align-items: flex-start; margin-top: 14px; padding: 12px 14px; background: rgba(255,198,109,0.06); border: 1px solid rgba(255,198,109,0.26); border-radius: 6px; font-size: 12px; color: var(--ink-deep-2); line-height: 1.5; text-wrap: pretty; }
.aa-cap-ic { flex-shrink: 0; color: var(--quartet-amber); display: inline-flex; }
.aa-cap-ic svg { width: 16px; height: 16px; }

/* Donut */
.aa-donut { display: grid; grid-template-columns: 150px 1fr; gap: 22px; align-items: center; margin-top: 22px; padding: 18px; background: var(--bg-deep-2); border: 1px solid var(--line-deep); border-radius: 8px; }
.aa-donut-svg { width: 150px; height: 150px; display: block; }
.aa-donut-center-pct { font-family: var(--font-quartet-mono); font-size: 22px; font-weight: 600; fill: var(--ink-deep); letter-spacing: -0.03em; }
.aa-donut-center-label { font-size: 9px; fill: var(--muted-deep-2); text-transform: uppercase; letter-spacing: 0.12em; }
.aa-donut-legend { display: flex; flex-direction: column; gap: 9px; }
.aa-donut-legend-item { display: grid; grid-template-columns: 14px 1fr auto; align-items: center; gap: 10px; }
.aa-donut-legend-dot { width: 10px; height: 10px; border-radius: 2px; }
.aa-donut-legend-name { font-size: 12.5px; color: var(--ink-deep-2); }
.aa-donut-legend-pct { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 13px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.01em; }

/* Risk band */
.aa-band { margin-top: 16px; padding: 18px; background: var(--bg-deep-2); border: 1px solid var(--line-deep); border-radius: 8px; }
.aa-band-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-bottom: 18px; }
.aa-band-stat { display: flex; flex-direction: column; gap: 5px; }
.aa-band-stat-val { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 18px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.02em; }
.aa-band-stat-label { font-size: 10px; color: var(--muted-deep); text-transform: uppercase; letter-spacing: 0.12em; font-weight: 600; }
.aa-band-track { position: relative; height: 10px; background: var(--surface-deep-hi); border-radius: 999px; }
.aa-band-range { position: absolute; top: 0; bottom: 0; background: var(--quartet-cyan-fill); border: 1px solid var(--quartet-cyan-border); border-radius: 999px; }
.aa-band-zero { position: absolute; top: -3px; bottom: -3px; width: 1px; background: var(--line-deep-2); }
.aa-band-dot { position: absolute; top: 50%; width: 11px; height: 11px; border-radius: 999px; background: var(--quartet-cyan); border: 2px solid var(--bg-deep-2); transform: translate(-50%, -50%); box-shadow: 0 0 0 1px var(--quartet-cyan); }
.aa-band-labels { display: flex; justify-content: space-between; margin-top: 8px; font-family: var(--font-quartet-mono); font-size: 9.5px; color: var(--muted-deep-2); }
.aa-band-stat-val .u { font-size: 11px; color: var(--muted-deep); font-weight: 500; }
.aa-band-note { margin-top: 14px; padding-top: 12px; border-top: 1px solid var(--line-deep); font-size: 11.5px; color: var(--muted-deep); line-height: 1.5; }

/* Rebalance */
.aa-reb { margin-top: 16px; }
.aa-reb-head { font-size: 13px; font-weight: 600; color: var(--ink-deep); letter-spacing: -0.005em; margin-bottom: 12px; }
.aa-reb-seg { margin-bottom: 12px; }
.aa-reb-empty { font-size: 12.5px; color: var(--muted-deep); padding: 14px 16px; background: var(--bg-deep-2); border: 1px dashed var(--line-deep-2); border-radius: 6px; line-height: 1.5; text-wrap: pretty; }
.aa-reb-table { border: 1px solid var(--line-deep); border-radius: 8px; overflow: hidden; }
.aa-reb-tr { display: grid; grid-template-columns: 1.1fr 1fr 1fr 1.2fr; align-items: center; gap: 10px; padding: 11px 14px; border-top: 1px solid var(--line-deep); }
.aa-reb-tr:first-child { border-top: 0; }
.aa-reb-tr-head { background: var(--bg-deep-2); font-size: 10px; text-transform: uppercase; letter-spacing: 0.1em; color: var(--muted-deep-2); font-weight: 600; }
.aa-reb-td-asset { display: flex; align-items: center; gap: 8px; font-size: 12.5px; color: var(--ink-deep); font-weight: 500; }
.aa-reb-dot { width: 9px; height: 9px; border-radius: 2px; flex-shrink: 0; }
.aa-reb-td-num { font-family: var(--font-quartet-mono); font-variant-numeric: tabular-nums; font-size: 12.5px; color: var(--ink-deep-2); letter-spacing: -0.01em; display: flex; flex-direction: column; gap: 1px; }
.aa-reb-td-pct { font-size: 9.5px; color: var(--muted-deep-2); }
.aa-reb-td-action { font-family: var(--font-quartet-mono); font-size: 11.5px; font-weight: 600; letter-spacing: -0.01em; text-align: right; }
.aa-reb-td-action.tone-buy  { color: var(--quartet-pos); }
.aa-reb-td-action.tone-sell { color: var(--quartet-neg, #ffa8a8); }
.aa-reb-td-action.tone-hold { color: var(--muted-deep-2); }
.aa-reb-summary { display: flex; align-items: center; justify-content: space-between; margin-top: 10px; font-size: 11.5px; color: var(--muted-deep); }
.aa-reb-summary b { font-family: var(--font-quartet-mono); color: var(--ink-deep-2); font-weight: 600; }
.aa-reb-monthly-row { margin-bottom: 12px; }
.aa-reb-aligned { font-size: 12.5px; color: var(--quartet-pos); padding: 14px 16px; background: var(--bg-deep-2); border-radius: 6px; }
.aa-reb-eta { font-size: 12px; color: var(--muted-deep); margin-bottom: 12px; }
.aa-reb-eta b { font-family: var(--font-quartet-mono); color: var(--quartet-cyan); font-weight: 600; }
.aa-reb-eta-add { font-size: 11px; color: var(--muted-deep-2); margin-left: 6px; }
.aa-reb-tr.is-anchor { opacity: 0.5; }
.aa-reb-footer { margin-top: 12px; font-size: 11.5px; color: var(--muted-deep); line-height: 1.5; text-wrap: pretty; }

/* AA responsive */
@media (max-width: 980px) {
  .aa-results-wrap { position: static; }
}
@media (max-width: 560px) {
  .aa-profile-name { font-size: 28px; }
  .aa-holdings { grid-template-columns: 1fr; }
  .aa-donut { grid-template-columns: 1fr; justify-items: center; text-align: left; }
  .aa-band-stats { grid-template-columns: 1fr; gap: 8px; }
}


/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   GROWTH VS DIVIDEND (gd-*)
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

/* --- Stacks & grids --- */
.gd-stack { display: flex; flex-direction: column; gap: 12px; margin-top: 12px; }
.gd-grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }

/* --- Field with label --- */
.gd-field { display: flex; flex-direction: column; gap: 7px; }
.gd-field-label { font-size: 12px; color: var(--ink-deep-2); font-weight: 500; }
.gd-field-mt { margin-top: 14px; }

/* --- Split note (strategy breakdown) --- */
.gd-splitnote {
  font-size: 11px;
  color: var(--muted-deep);
  margin-top: 10px;
  line-height: 1.5;
}
.gd-splitnote b {
  font-family: var(--font-quartet-mono);
  color: var(--ink-deep-2);
  font-weight: 500;
}

/* --- Hero --- */
.gd-hero {
  font-family: var(--font-quartet-mono);
  font-size: 44px;
  font-weight: 600;
  letter-spacing: -0.03em;
  line-height: 1.05;
  margin: 8px 0 6px;
  color: var(--ink-deep);
}
.gd-hero-cyan { color: var(--quartet-cyan); }
.gd-hero-amber { color: var(--quartet-amber); }
.gd-hero-sub {
  font-size: 13.5px;
  color: var(--muted-deep);
  line-height: 1.55;
  margin-bottom: 20px;
  text-wrap: pretty;
}
.gd-hero-sub b { color: var(--ink-deep); font-weight: 600; }

/* --- Strategy comparison cards --- */
.gd-compare { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 20px; }

.gd-strat {
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  padding: 14px 14px 12px;
  background: var(--surface-deep);
  transition: border-color .15s;
}
.gd-strat-growth.is-win { border-color: var(--quartet-cyan-dim); background: color-mix(in srgb, var(--quartet-cyan) 3%, var(--surface-deep)); }
.gd-strat-div.is-win { border-color: var(--quartet-amber-dim); background: color-mix(in srgb, var(--quartet-amber) 3%, var(--surface-deep)); }

.gd-strat-head { display: flex; align-items: center; gap: 8px; margin-bottom: 6px; }
.gd-strat-name { font-size: 12px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; }
.gd-strat-growth .gd-strat-name { color: var(--quartet-cyan); }
.gd-strat-div .gd-strat-name { color: var(--quartet-amber); }
.gd-strat-tag {
  margin-left: auto;
  font-size: 9.5px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 3px 7px;
  border-radius: 3px;
  background: var(--quartet-cyan-fill);
  color: var(--quartet-cyan);
  border: 1px solid var(--quartet-cyan-border);
}
.gd-strat-tag.gd-tag-amber {
  background: var(--quartet-amber-fill);
  color: var(--quartet-amber);
  border-color: var(--quartet-amber-border);
}

.gd-strat-val {
  font-family: var(--font-quartet-mono);
  font-size: 26px;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--ink-deep);
  margin-bottom: 10px;
}

.gd-strat-rows { display: flex; flex-direction: column; gap: 4px; }
.gd-strat-row {
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  color: var(--muted-deep);
  line-height: 1.5;
}
.gd-strat-row b {
  font-family: var(--font-quartet-mono);
  font-weight: 500;
  color: var(--ink-deep-2);
}
.gd-strat-row b.neg { color: var(--quartet-neg); }

/* --- Chart --- */
.gd-chart { margin: 20px 0; position: relative; }
.gd-chart-legend { display: flex; gap: 16px; margin-bottom: 8px; font-size: 11px; color: var(--muted-deep); }
.gd-leg { display: flex; align-items: center; gap: 6px; }
.gd-leg-line { width: 16px; height: 2.5px; border-radius: 1px; display: inline-block; }
.gd-leg-growth { background: var(--quartet-cyan); }
.gd-leg-div { background: var(--quartet-amber); }

.gd-chart-yaxis { position: absolute; left: 0; top: 0; bottom: 0; width: 50px; }
.gd-chart-ylabel { position: absolute; right: 6px; transform: translateY(-50%); font-size: 9.5px; font-family: var(--font-quartet-mono); color: var(--muted-deep-2); }
.gd-chart-plot { position: relative; margin-left: 50px; }
.gd-chart-svg { width: 100%; display: block; }
.gd-grid { stroke: var(--line-deep); stroke-width: 0.5; }
.gd-line { stroke-width: 2.5; stroke-linecap: round; }
.gd-line-growth { stroke: var(--quartet-cyan); }
.gd-line-div { stroke: var(--quartet-amber); stroke-dasharray: 10 4; }
.gd-cursor { stroke: var(--muted-deep); stroke-width: 1; stroke-dasharray: 3 3; opacity: 0.5; }

.gd-hdot { position: absolute; width: 10px; height: 10px; border-radius: 50%; transform: translate(-50%, -50%); border: 2px solid var(--surface-deep); pointer-events: none; }
.gd-hdot-growth { background: var(--quartet-cyan); }
.gd-hdot-div { background: var(--quartet-amber); }

.gd-chart-xaxis { display: flex; position: relative; margin-left: 50px; height: 18px; }
.gd-chart-xlabel { position: absolute; transform: translateX(-50%); font-size: 9.5px; font-family: var(--font-quartet-mono); color: var(--muted-deep-2); }

/* Chart tooltip */
.gd-tip {
  position: absolute;
  background: var(--surface-deep);
  border: 1px solid var(--line-deep-2);
  border-radius: 6px;
  padding: 8px 10px;
  pointer-events: none;
  z-index: 10;
  min-width: 150px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
}
.gd-tip-year { font-size: 10px; font-weight: 600; color: var(--muted-deep); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 4px; }
.gd-tip-rows { display: flex; flex-direction: column; gap: 3px; }
.gd-tip-row { display: flex; align-items: center; gap: 6px; font-size: 12px; color: var(--ink-deep-2); }
.gd-tip-row .d { width: 7px; height: 7px; border-radius: 2px; flex-shrink: 0; }
.gd-tip-row b { margin-left: auto; font-family: var(--font-quartet-mono); font-weight: 500; color: var(--ink-deep); }

/* --- Readout --- */
.gd-readout {
  margin-top: 18px;
  padding: 14px 16px;
  background: var(--surface-deep);
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  font-size: 13px;
  color: var(--ink-deep);
  line-height: 1.55;
  text-wrap: pretty;
}
.gd-readout b { font-family: var(--font-mono); color: var(--ink); font-weight: 600; }

/* --- Income panel --- */
.gd-income {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 14px;
  border-radius: 6px;
  border: 1px solid var(--quartet-amber-border);
  background: var(--quartet-amber-fill);
  margin-top: 14px;
}
.gd-income-ic { flex-shrink: 0; width: 28px; height: 28px; color: var(--quartet-amber); margin-top: 2px; }
.gd-income-ic svg { width: 100%; height: 100%; }
.gd-income-lbl { font-size: 12px; color: var(--muted-deep); margin-bottom: 2px; }
.gd-income-val {
  font-family: var(--font-quartet-mono);
  font-size: 22px;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--quartet-amber);
}
.gd-income-val span { font-size: 12px; font-weight: 500; color: var(--muted-deep); letter-spacing: 0; }
.gd-income-sub { font-size: 11.5px; color: var(--muted-deep); margin-top: 2px; }

/* --- Card dot (growth/dividend stock cards) --- */
.gd-card-dot {
  width: 10px;
  height: 10px;
  border-radius: 3px;
  flex-shrink: 0;
}

/* --- Row-2 grid for stock inputs --- */
.gd-row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }

/* --- Total return line in stock cards --- */
.gd-totret {
  font-size: 11px;
  color: var(--muted-deep);
  margin-top: 10px;
  line-height: 1.5;
}
.gd-totret b {
  font-family: var(--font-quartet-mono);
  color: var(--ink-deep-2);
  font-weight: 500;
}

/* --- Total contributed bar --- */
.gd-total {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 14px;
  border: 1px solid var(--line-deep);
  border-radius: 5px;
  margin-bottom: 14px;
}
.gd-total-k { font-size: 12px; color: var(--muted-deep); }
.gd-total-v {
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 14px;
  font-weight: 600;
  color: var(--ink-deep);
}

/* --- Three outcome cards --- */
.gd-outcomes { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-bottom: 20px; }

.gd-out {
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  padding: 14px 14px 12px;
  background: var(--surface-deep);
  transition: border-color .15s;
}
.gd-out-cyan.is-win { border-color: var(--quartet-cyan-dim); background: color-mix(in srgb, var(--quartet-cyan) 3%, var(--surface-deep)); }
.gd-out-amber.is-win { border-color: var(--quartet-amber-dim); background: color-mix(in srgb, var(--quartet-amber) 3%, var(--surface-deep)); }
.gd-out-coral.is-win { border-color: var(--quartet-coral-dim, var(--quartet-amber-dim)); background: color-mix(in srgb, var(--quartet-coral) 3%, var(--surface-deep)); }

.gd-out-head { display: flex; align-items: center; gap: 8px; margin-bottom: 4px; }
.gd-out-name { font-size: 11.5px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.06em; color: var(--ink-deep-2); }
.gd-out-cyan .gd-out-name { color: var(--quartet-cyan); }
.gd-out-amber .gd-out-name { color: var(--quartet-amber); }
.gd-out-coral .gd-out-name { color: var(--quartet-coral); }

.gd-out-tag {
  margin-left: auto;
  font-size: 9px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 3px 7px;
  border-radius: 3px;
  white-space: nowrap;
}
.gd-out-tag.cyan { background: var(--quartet-cyan-fill); color: var(--quartet-cyan); border: 1px solid var(--quartet-cyan-border); }
.gd-out-tag.amber { background: var(--quartet-amber-fill); color: var(--quartet-amber); border: 1px solid var(--quartet-amber-border); }
.gd-out-tag.coral { background: var(--quartet-coral-fill, var(--quartet-amber-fill)); color: var(--quartet-coral); border: 1px solid var(--quartet-coral-border, var(--quartet-amber-border)); }

.gd-out-ret {
  font-size: 10.5px;
  color: var(--muted-deep-2);
  margin-bottom: 6px;
}

.gd-out-val {
  font-family: var(--font-quartet-mono);
  font-size: 22px;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--ink-deep);
  margin-bottom: 10px;
}
.gd-out-val-lbl { font-size: 11px; font-weight: 500; color: var(--muted-deep); letter-spacing: 0; }

.gd-out-rows { display: flex; flex-direction: column; gap: 3px; }
.gd-out-row {
  display: flex;
  justify-content: space-between;
  font-size: 11.5px;
  color: var(--muted-deep);
  line-height: 1.5;
}
.gd-out-row b {
  font-family: var(--font-quartet-mono);
  font-weight: 500;
  color: var(--ink-deep-2);
}
.gd-out-row b.neg { color: var(--quartet-neg); }
.gd-out-row b.pos { color: var(--quartet-pos); }

/* --- 3-line chart: add coral/divno line --- */
.gd-leg-divno { background: var(--quartet-coral); }
.gd-line-divno { stroke: var(--quartet-coral); stroke-dasharray: 4 4; }
.gd-hdot-divno { background: var(--quartet-coral); }

/* GD responsive */
@media (max-width: 980px) {
  .gd-results { position: static; }
}
@media (max-width: 640px) {
  .gd-hero { font-size: 32px; }
  .gd-compare { grid-template-columns: 1fr; }
  .gd-outcomes { grid-template-columns: 1fr; }
  .gd-grid2 { grid-template-columns: 1fr; }
  .gd-row2 { grid-template-columns: 1fr; }
}


/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   PGBL VS VGBL (pv-*)
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

/* --- Stacks & grids --- */
.pv-stack { display: flex; flex-direction: column; gap: 12px; margin-top: 12px; }
.pv-grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }

/* --- Field with label --- */
.pv-field { display: flex; flex-direction: column; gap: 7px; }
.pv-field-label { font-size: 12px; color: var(--ink-deep-2); font-weight: 500; }
.pv-field-mt { margin-top: 14px; }

/* --- Hero --- */
.pv-hero {
  font-family: var(--font-quartet-mono);
  font-size: 44px;
  font-weight: 600;
  letter-spacing: -0.03em;
  line-height: 1.05;
  margin: 8px 0 6px;
  color: var(--ink-deep);
}
.pv-hero-cyan { color: var(--quartet-cyan); }
.pv-hero-violet { color: var(--quartet-violet); }
.pv-hero-sub {
  font-size: 13.5px;
  color: var(--muted-deep);
  line-height: 1.55;
  margin-bottom: 20px;
  text-wrap: pretty;
}
.pv-hero-sub b { color: var(--ink-deep); font-weight: 600; }

/* --- Plan comparison cards --- */
.pv-compare { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 20px; }

.pv-plan {
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  padding: 14px 14px 12px;
  background: var(--surface-deep);
  transition: border-color .15s;
}
.pv-plan-pgbl.is-win { border-color: var(--quartet-cyan-dim); background: color-mix(in srgb, var(--quartet-cyan) 3%, var(--surface-deep)); }
.pv-plan-vgbl.is-win { border-color: var(--quartet-violet-dim); background: color-mix(in srgb, var(--quartet-violet) 3%, var(--surface-deep)); }

.pv-plan-head { display: flex; align-items: center; gap: 8px; margin-bottom: 6px; }
.pv-plan-name { font-size: 12px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; }
.pv-plan-pgbl .pv-plan-name { color: var(--quartet-cyan); }
.pv-plan-vgbl .pv-plan-name { color: var(--quartet-violet); }
.pv-plan-tag {
  margin-left: auto;
  font-size: 9.5px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 3px 7px;
  border-radius: 3px;
  background: var(--quartet-cyan-fill);
  color: var(--quartet-cyan);
  border: 1px solid var(--quartet-cyan-border);
}
.pv-plan-tag.violet {
  background: var(--quartet-violet-fill);
  color: var(--quartet-violet);
  border-color: var(--quartet-violet-border);
}

.pv-plan-val {
  font-family: var(--font-quartet-mono);
  font-size: 26px;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--ink-deep);
  margin-bottom: 10px;
}

.pv-plan-rows { display: flex; flex-direction: column; gap: 4px; }
.pv-plan-row {
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  color: var(--muted-deep);
  line-height: 1.5;
}
.pv-plan-row b { font-family: var(--font-quartet-mono); font-weight: 500; color: var(--ink-deep-2); }
.pv-plan-row b.pos { color: var(--quartet-pos); }
.pv-plan-row b.neg { color: var(--quartet-neg); }
.pv-plan-row.sub { font-size: 10.5px; color: var(--muted-deep-2); font-style: italic; }

/* --- Stacked comparison bars --- */
.pv-bars { margin: 18px 0; }
.pv-bar-group { margin-bottom: 10px; }
.pv-bar-label { display: flex; justify-content: space-between; font-size: 12px; color: var(--ink-deep-2); margin-bottom: 4px; }
.pv-bar-total { font-family: var(--font-quartet-mono); font-weight: 500; }
.pv-bar-track { display: flex; height: 22px; border-radius: 4px; overflow: hidden; background: var(--bg-deep); }
.pv-bar-seg { height: 100%; transition: width .3s ease; }
.pv-seg-cyan { background: var(--quartet-cyan); }
.pv-seg-pos { background: var(--quartet-pos); }
.pv-seg-violet { background: var(--quartet-violet); }
.pv-bar-legend { display: flex; gap: 14px; margin-top: 8px; font-size: 10.5px; color: var(--muted-deep); }
.pv-bl { display: flex; align-items: center; gap: 5px; }
.pv-bl-dot { width: 8px; height: 8px; border-radius: 2px; flex-shrink: 0; }

/* --- Why panel --- */
.pv-why { display: flex; flex-direction: column; gap: 0; margin: 16px 0; border: 1px solid var(--line-deep); border-radius: 6px; overflow: hidden; }
.pv-why-row { display: flex; justify-content: space-between; align-items: center; padding: 10px 14px; font-size: 12px; border-bottom: 1px solid var(--line-deep); }
.pv-why-row:last-child { border-bottom: 0; }
.pv-why-k { color: var(--muted-deep); }
.pv-why-v { font-family: var(--font-quartet-mono); font-weight: 500; color: var(--ink-deep-2); white-space: nowrap; }

/* --- Contextual flags --- */
.pv-flag {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  padding: 12px 14px;
  border-radius: 6px;
  border: 1px solid var(--quartet-amber-border);
  background: var(--quartet-amber-fill);
  font-size: 12px;
  color: var(--muted-deep);
  line-height: 1.55;
  margin-top: 10px;
}
.pv-flag-ic { flex-shrink: 0; width: 18px; height: 18px; color: var(--quartet-amber); margin-top: 1px; }
.pv-flag-ic svg { width: 100%; height: 100%; }
.pv-flag-amber { border-color: var(--quartet-amber-border); background: var(--quartet-amber-fill); }

/* --- Net wealth by year chart --- */
.pv-chart { margin: 18px 0; }
.pv-chart-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 8px; }
.pv-chart-title { font-size: 12px; font-weight: 600; color: var(--ink-deep-2); }
.pv-chart-legend { display: flex; gap: 14px; }
.pv-cl { display: flex; align-items: center; gap: 6px; font-size: 11px; color: var(--muted-deep); }
.pv-cl-line { width: 16px; height: 2.5px; border-radius: 1px; display: inline-block; }
.pv-cl-line.cyan { background: var(--quartet-cyan); }
.pv-cl-line.violet { background: var(--quartet-violet); }

.pv-chart-inner { position: relative; }
.pv-chart-yaxis { position: absolute; left: 0; top: 0; bottom: 0; width: 56px; }
.pv-chart-ylabel { position: absolute; right: 6px; transform: translateY(-50%); font-size: 9px; font-family: var(--font-quartet-mono); color: var(--muted-deep-2); white-space: nowrap; }
.pv-chart-plot { position: relative; margin-left: 56px; }
.pv-chart-svg { width: 100%; display: block; }
.pv-grid { stroke: var(--line-deep); stroke-width: 0.5; }
.pv-line { stroke-width: 2.5; stroke-linecap: round; }
.pv-line-pgbl { stroke: var(--quartet-cyan); }
.pv-line-vgbl { stroke: var(--quartet-violet); stroke-dasharray: 10 4; }
.pv-cursor { stroke: var(--muted-deep); stroke-width: 1; stroke-dasharray: 3 3; opacity: 0.5; }
.pv-cross-line { stroke: var(--quartet-pos); stroke-width: 1.5; stroke-dasharray: 5 3; opacity: 0.6; }

.pv-hdot { position: absolute; width: 10px; height: 10px; border-radius: 50%; transform: translate(-50%, -50%); border: 2px solid var(--surface-deep); pointer-events: none; }
.pv-hdot.cyan { background: var(--quartet-cyan); }
.pv-hdot.violet { background: var(--quartet-violet); }

.pv-chart-xaxis { display: flex; position: relative; margin-left: 56px; height: 18px; }
.pv-chart-xlabel { position: absolute; transform: translateX(-50%); font-size: 9.5px; font-family: var(--font-quartet-mono); color: var(--muted-deep-2); }

/* Chart tooltip */
.pv-tip {
  position: absolute;
  background: var(--surface-deep);
  border: 1px solid var(--line-deep-2);
  border-radius: 6px;
  padding: 8px 10px;
  pointer-events: none;
  z-index: 10;
  min-width: 140px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
}
.pv-tip-year { font-size: 10px; font-weight: 600; color: var(--muted-deep); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 4px; }
.pv-tip-rows { display: flex; flex-direction: column; gap: 3px; }
.pv-tip-row { display: flex; align-items: center; gap: 6px; font-size: 12px; color: var(--ink-deep-2); }
.pv-tip-row .d { width: 7px; height: 7px; border-radius: 2px; flex-shrink: 0; }
.pv-tip-row b { margin-left: auto; font-family: var(--font-quartet-mono); font-weight: 500; color: var(--ink-deep); }

/* Crossover flag on chart */
.pv-cross-flag {
  position: absolute;
  top: -2px;
  transform: translateX(-50%);
  font-size: 9px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--quartet-pos);
  background: var(--quartet-pos-fill);
  border: 1px solid var(--quartet-pos-border);
  border-radius: 3px;
  padding: 2px 7px;
  white-space: nowrap;
}

/* Crossover callout note */
.pv-cross-note {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  padding: 12px 14px;
  border-radius: 6px;
  border: 1px solid var(--line-deep);
  background: var(--surface-deep);
  font-size: 12px;
  color: var(--ink-deep);
  line-height: 1.55;
  margin-top: 10px;
}
.pv-cross-note.pos { border-color: var(--quartet-pos-border); background: var(--quartet-pos-fill); }
.pv-cross-note b { color: var(--ink-deep); font-weight: 600; }
.pv-cross-ic { flex-shrink: 0; width: 18px; height: 18px; color: var(--quartet-pos); margin-top: 1px; }
.pv-cross-ic svg { width: 100%; height: 100%; }

/* PV responsive */
@media (max-width: 980px) {
  .pv-results { position: static; }
}
@media (max-width: 640px) {
  .pv-hero { font-size: 32px; }
  .pv-compare { grid-template-columns: 1fr; }
  .pv-grid2 { grid-template-columns: 1fr; }
}

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   MONTE CARLO SIMULATOR (mc-*)
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

/* ─── Tool grid override ───────────────────────────────────── */
.mc-tool.q2-tool { grid-template-columns: 348px minmax(0, 1fr); }

/* ─── Mode tabs ────────────────────────────────────────────── */
.mc-modes {
  display: flex;
  gap: 8px;
  margin-bottom: 24px;
}

.mc-mode {
  flex: 1;
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 12px 14px;
  border: 1px solid var(--line-deep-2);
  border-radius: 6px;
  background: var(--surface-deep);
  cursor: pointer;
  font-family: var(--font-quartet);
  text-align: left;
  transition: border-color .14s, background .14s;
}
.mc-mode:hover { border-color: var(--quartet-cyan-dim); }
.mc-mode.active {
  border-color: var(--quartet-cyan);
  background: var(--quartet-cyan-fill, rgba(50, 190, 220, 0.06));
}

.mc-mode-ic {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  color: var(--muted-deep);
  margin-top: 1px;
}
.mc-mode-ic svg { width: 100%; height: 100%; }
.mc-mode.active .mc-mode-ic { color: var(--quartet-cyan); }

.mc-mode-text { display: flex; flex-direction: column; gap: 3px; }

.mc-mode-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.01em;
}

.mc-mode-blurb {
  font-size: 11px;
  color: var(--muted-deep);
  line-height: 1.4;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

/* ─── Input helpers ────────────────────────────────────────── */
.mc-row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 14px; }
.mc-row1 { margin-top: 14px; }
.mc-stack { display: flex; flex-direction: column; gap: 14px; }
.mc-note-inline {
  font-size: 11.5px;
  color: var(--muted-deep);
  line-height: 1.45;
  padding: 8px 0 0;
}

/* ─── Info tooltip ─────────────────────────────────────────── */
.mc-info {
  position: relative;
  display: inline-flex;
  margin-left: 5px;
  color: var(--muted-deep);
  cursor: help;
  vertical-align: middle;
}
.mc-info svg { width: 13px; height: 13px; }
.mc-info-tip {
  display: none;
  position: absolute;
  bottom: calc(100% + 6px);
  left: 50%;
  transform: translateX(-50%);
  width: 240px;
  padding: 9px 11px;
  border-radius: 5px;
  background: var(--ink-deep);
  color: var(--bg-deep);
  font-size: 11px;
  line-height: 1.45;
  font-weight: 400;
  z-index: 20;
  pointer-events: none;
}
.mc-info:hover .mc-info-tip,
.mc-info:focus .mc-info-tip { display: block; }

/* ─── Results hero ─────────────────────────────────────────── */
.mc-hero {
  font-family: var(--font-quartet-mono);
  font-size: 44px;
  font-weight: 600;
  letter-spacing: -0.03em;
  color: var(--ink-deep);
  line-height: 1.05;
  margin: 4px 0 8px;
}
.mc-hero.mc-prob.good { color: var(--quartet-pos); }
.mc-hero.mc-prob.mid  { color: var(--quartet-amber); }
.mc-hero.mc-prob.low  { color: var(--quartet-coral); }

.mc-hero-sub {
  font-size: 13px;
  color: var(--muted-deep);
  line-height: 1.55;
  margin-bottom: 18px;
}
.mc-hero-sub b {
  font-family: var(--font-quartet-mono);
  color: var(--ink-deep-2);
  font-weight: 500;
}

.mc-tag {
  font-family: var(--font-quartet-mono);
  font-size: 9.5px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--muted-deep-2);
  border: 1px solid var(--line-deep-2);
  border-radius: 3px;
  padding: 2px 7px;
  white-space: nowrap;
}

/* ─── Percentile stats grid ────────────────────────────────── */
.mc-stats {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr 1fr;
  gap: 8px;
  margin-bottom: 20px;
}

.mc-stat {
  padding: 10px 12px;
  border-radius: 5px;
  border: 1px solid var(--line-deep);
  background: var(--bg-deep);
}
.mc-stat.worst { border-color: var(--quartet-coral-dim, var(--line-deep)); }
.mc-stat.best  { border-color: var(--quartet-pos-border, var(--line-deep)); }

.mc-stat-k {
  display: block;
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--muted-deep-2);
  margin-bottom: 4px;
}

.mc-stat-v {
  display: block;
  font-family: var(--font-quartet-mono);
  font-size: 15px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.02em;
}
.mc-stat.worst .mc-stat-v { color: var(--quartet-coral); }
.mc-stat.best .mc-stat-v  { color: var(--quartet-pos); }

/* ─── Fan chart ────────────────────────────────────────────── */
.mc-chart-wrap { margin-bottom: 18px; }

.mc-chart-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  margin-bottom: 10px;
}

.mc-chart-title {
  font-size: 12px;
  font-weight: 600;
  color: var(--ink-deep-2);
  letter-spacing: -0.005em;
}

.mc-chart-legend {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.mc-cl {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 10.5px;
  color: var(--muted-deep);
}

.mc-cl-band {
  width: 14px;
  height: 10px;
  border-radius: 2px;
  background: var(--quartet-cyan);
  opacity: 0.28;
}

.mc-cl-line {
  width: 16px;
  height: 2px;
  border-radius: 1px;
}
.mc-cl-line.med { background: var(--quartet-cyan); }
.mc-cl-line.det { background: var(--quartet-amber); border-style: dashed; height: 0; border-top: 2px dashed var(--quartet-amber); }
.mc-cl-line.tgt { background: var(--quartet-pos); border-style: dashed; height: 0; border-top: 2px dashed var(--quartet-pos); }

.mc-chart {
  position: relative;
  display: grid;
  grid-template-columns: 50px 1fr;
  grid-template-rows: 1fr auto;
}

.mc-chart-yaxis {
  position: relative;
  grid-row: 1;
  grid-column: 1;
}

.mc-chart-ylabel {
  position: absolute;
  right: 4px;
  transform: translateY(-50%);
  font-family: var(--font-quartet-mono);
  font-size: 10px;
  color: var(--muted-deep-2);
  white-space: nowrap;
}

.mc-chart-plot {
  position: relative;
  grid-row: 1;
  grid-column: 2;
  overflow: hidden;
  border-radius: 4px;
}

.mc-chart-svg { width: 100%; height: auto; display: block; }

.mc-grid { stroke: var(--line-deep); stroke-width: 0.5; }

.mc-band { fill: var(--quartet-cyan); }
.mc-band-outer { fill-opacity: 0.10; }
.mc-band-mid   { fill-opacity: 0.18; }
.mc-band-inner { fill-opacity: 0.30; }

.mc-median {
  stroke: var(--quartet-cyan);
  stroke-width: 2.5;
  stroke-linecap: round;
}

.mc-det {
  stroke: var(--quartet-amber);
  stroke-width: 1.5;
  stroke-dasharray: 6 4;
  stroke-linecap: round;
}

.mc-target-line {
  stroke: var(--quartet-pos);
  stroke-width: 1.3;
  stroke-dasharray: 6 4;
  stroke-linecap: round;
}

.mc-cursor {
  stroke: var(--ink-deep);
  stroke-width: 0.7;
  stroke-dasharray: 3 2;
  opacity: 0.4;
}

.mc-hdot {
  position: absolute;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--quartet-cyan);
  border: 2px solid var(--surface-deep);
  transform: translate(-50%, -50%);
  pointer-events: none;
  z-index: 2;
}

.mc-chart-xaxis {
  position: relative;
  grid-row: 2;
  grid-column: 2;
  height: 20px;
}

.mc-chart-xlabel {
  position: absolute;
  transform: translateX(-50%);
  font-family: var(--font-quartet-mono);
  font-size: 10px;
  color: var(--muted-deep-2);
  top: 4px;
}

/* ─── Chart tooltip ────────────────────────────────────────── */
.mc-tip {
  position: absolute;
  z-index: 10;
  background: var(--surface-deep);
  border: 1px solid var(--line-deep-2);
  border-radius: 6px;
  padding: 10px 12px;
  pointer-events: none;
  min-width: 150px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.15);
}

.mc-tip-year {
  font-size: 10px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--muted-deep);
  margin-bottom: 6px;
}

.mc-tip-rows {
  display: flex;
  flex-direction: column;
  gap: 3px;
}

.mc-tip-row {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  font-size: 11px;
}
.mc-tip-row span { color: var(--ink-deep-2); }
.mc-tip-row b { font-family: var(--font-quartet-mono); font-weight: 500; color: var(--ink-deep); }
.mc-tip-row.best b { color: var(--quartet-pos); }
.mc-tip-row.worst b { color: var(--quartet-coral); }
.mc-tip-row.med b { color: var(--quartet-cyan); }
.mc-tip-row.det span { color: var(--quartet-amber); }
.mc-tip-row.det b { color: var(--quartet-amber); }

/* ─── Volatility-drag callout ──────────────────────────────── */
.mc-drag {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 14px 16px;
  border-radius: 6px;
  border: 1px solid var(--quartet-amber-border, var(--line-deep));
  background: var(--quartet-amber-fill, rgba(245, 180, 60, 0.05));
  margin-bottom: 16px;
}

.mc-drag-ic {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  color: var(--quartet-amber);
  margin-top: 1px;
}
.mc-drag-ic svg { width: 100%; height: 100%; }

.mc-drag-body { flex: 1; min-width: 0; }

.mc-drag-title {
  font-size: 12.5px;
  font-weight: 600;
  color: var(--ink-deep);
  margin-bottom: 4px;
}

.mc-drag-text {
  font-size: 12px;
  color: var(--muted-deep);
  line-height: 1.55;
}
.mc-drag-text b {
  font-family: var(--font-quartet-mono);
  color: var(--ink-deep-2);
  font-weight: 500;
}

/* ─── Context row (total contributed / withdrawn) ──────────── */
.mc-context {
  display: flex;
  gap: 20px;
  padding: 10px 0 0;
  border-top: 1px solid var(--line-deep);
}

.mc-context-item {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.mc-context-k {
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--muted-deep-2);
}

.mc-context-v {
  font-family: var(--font-quartet-mono);
  font-size: 14px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.02em;
}

/* ─── MC responsive ────────────────────────────────────────── */
@media (max-width: 980px) {
  .mc-tool.q2-tool { grid-template-columns: 1fr; }
  .mc-results { position: static; }
}
@media (max-width: 640px) {
  .mc-modes { flex-direction: column; }
  .mc-hero { font-size: 32px; }
  .mc-stats { grid-template-columns: 1fr 1fr; }
  .mc-row2 { grid-template-columns: 1fr; }
}


/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   WEALTH MULTIPLIER (wm-*)
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

/* --- Row-2 grid for growth / inflation inputs --- */
.wm-row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }

/* --- Hero --- */
.wm-hero {
  font-family: var(--font-quartet-mono);
  font-size: 48px;
  font-weight: 600;
  letter-spacing: -0.03em;
  line-height: 1.05;
  margin: 8px 0 6px;
  color: var(--ink-deep);
}
.wm-hero-sub {
  font-size: 13.5px;
  color: var(--muted-deep);
  line-height: 1.55;
  margin-bottom: 20px;
  text-wrap: pretty;
}
.wm-hero-sub b { color: var(--ink-deep); font-weight: 600; }

/* --- Tag pill next to eyebrow --- */
.wm-tag {
  font-family: var(--font-quartet-mono);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: -0.01em;
  color: var(--quartet-cyan);
  background: var(--quartet-cyan-fill);
  border: 1px solid var(--quartet-cyan-border);
  border-radius: 4px;
  padding: 3px 8px;
  white-space: nowrap;
}

/* --- 4-stat grid --- */
.wm-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-bottom: 20px;
}
.wm-stat {
  padding: 10px 12px;
  background: var(--bg-deep);
  border: 1px solid var(--line-deep);
  border-radius: 5px;
}
.wm-stat-k { display: block; font-size: 11px; color: var(--muted-deep); margin-bottom: 3px; }
.wm-stat-v {
  display: block;
  font-family: var(--font-quartet-mono);
  font-variant-numeric: tabular-nums;
  font-size: 17px;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--ink-deep);
}
.wm-stat-real { color: var(--quartet-violet); }
.wm-stat-mult { color: var(--quartet-cyan); }

/* --- Chart wrapper --- */
.wm-chart-wrap { margin-bottom: 20px; }
.wm-chart-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 10px;
}
.wm-chart-title {
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.01em;
}
.wm-chart-legend { display: flex; gap: 14px; font-size: 11px; color: var(--muted-deep); }
.wm-cl { display: flex; align-items: center; gap: 5px; }
.wm-cl-line { width: 16px; height: 2.5px; border-radius: 1px; display: inline-block; }
.wm-cl-line.comp { background: var(--quartet-cyan); }
.wm-cl-line.lin { background: var(--muted-deep); opacity: 0.5; }
.wm-cl-line.real { background: var(--quartet-violet); }

/* --- Chart --- */
.wm-chart { position: relative; }
.wm-chart-yaxis { position: absolute; left: 0; top: 0; bottom: 0; width: 50px; }
.wm-chart-ylabel { position: absolute; right: 6px; transform: translateY(-50%); font-size: 9.5px; font-family: var(--font-quartet-mono); color: var(--muted-deep-2); }
.wm-chart-plot { position: relative; margin-left: 50px; }
.wm-chart-svg { width: 100%; display: block; }
.wm-grid { stroke: var(--line-deep); stroke-width: 0.5; }
.wm-area { fill: var(--quartet-cyan); opacity: 0.06; }
.wm-line { stroke-width: 2.5; stroke-linecap: round; }
.wm-line-compound { stroke: var(--quartet-cyan); }
.wm-line-linear { stroke: var(--muted-deep); stroke-dasharray: 8 4; opacity: 0.4; }
.wm-line-real { stroke: var(--quartet-violet); stroke-dasharray: 6 4; }
.wm-custom-line { stroke: var(--quartet-cyan); stroke-width: 1; stroke-dasharray: 4 4; opacity: 0.5; }
.wm-cursor { stroke: var(--muted-deep); stroke-width: 1; stroke-dasharray: 3 3; opacity: 0.5; }

.wm-custom-flag {
  position: absolute;
  bottom: 22px;
  transform: translateX(-50%);
  font-size: 9px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--quartet-cyan);
  background: var(--quartet-cyan-fill);
  border: 1px solid var(--quartet-cyan-border);
  border-radius: 3px;
  padding: 2px 7px;
  white-space: nowrap;
}

.wm-hdot {
  position: absolute;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  transform: translate(-50%, -50%);
  border: 2px solid var(--surface-deep);
  background: var(--quartet-cyan);
  pointer-events: none;
}

.wm-chart-xaxis { display: flex; position: relative; margin-left: 50px; height: 18px; }
.wm-chart-xlabel { position: absolute; transform: translateX(-50%); font-size: 9.5px; font-family: var(--font-quartet-mono); color: var(--muted-deep-2); }

/* Chart tooltip */
.wm-tip {
  position: absolute;
  background: var(--surface-deep);
  border: 1px solid var(--line-deep-2);
  border-radius: 6px;
  padding: 8px 10px;
  pointer-events: none;
  z-index: 10;
  min-width: 160px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
}
.wm-tip-year { font-size: 10px; font-weight: 600; color: var(--muted-deep); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 4px; }
.wm-tip-rows { display: flex; flex-direction: column; gap: 3px; }
.wm-tip-row { display: flex; align-items: center; gap: 6px; font-size: 12px; color: var(--ink-deep-2); }
.wm-tip-row .d { width: 7px; height: 7px; border-radius: 2px; flex-shrink: 0; }
.wm-tip-row b { margin-left: auto; font-family: var(--font-quartet-mono); font-weight: 500; color: var(--ink-deep); }

/* --- Milestone bars --- */
.wm-miles-wrap { margin-bottom: 20px; }
.wm-miles-title {
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.01em;
  margin-bottom: 10px;
}
.wm-miles {
  display: flex;
  gap: 6px;
  align-items: flex-end;
}
.wm-mile {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 3px;
}
.wm-mile-val {
  font-family: var(--font-quartet-mono);
  font-size: 10px;
  font-weight: 600;
  color: var(--ink-deep-2);
}
.wm-mile-bar-track {
  width: 100%;
  height: 80px;
  display: flex;
  align-items: flex-end;
}
.wm-mile-bar {
  width: 100%;
  border-radius: 3px 3px 0 0;
  background: var(--quartet-cyan);
  opacity: 0.2;
  transition: height 0.3s;
}
.wm-mile.is-custom .wm-mile-bar { opacity: 0.5; background: var(--quartet-cyan); }
.wm-mile-mult { font-family: var(--font-quartet-mono); font-size: 9.5px; color: var(--muted-deep); }
.wm-mile-year { font-size: 9.5px; font-family: var(--font-quartet-mono); color: var(--muted-deep-2); }
.wm-mile.is-custom .wm-mile-val { color: var(--quartet-cyan); }
.wm-mile.is-custom .wm-mile-mult { color: var(--quartet-cyan); }
.wm-mile.is-custom .wm-mile-year { color: var(--quartet-cyan); font-weight: 600; }

/* --- Callouts --- */
.wm-callouts {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-top: 20px;
}
.wm-callout {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  padding: 12px 14px;
  border-radius: 6px;
  border: 1px solid var(--line-deep);
  background: var(--surface-deep);
}
.wm-callout-ic { flex-shrink: 0; width: 22px; height: 22px; color: var(--quartet-cyan); margin-top: 2px; }
.wm-callout-ic svg { width: 100%; height: 100%; }
.wm-callout-ic.violet { color: var(--quartet-violet); }
.wm-callout-k { font-size: 11px; color: var(--muted-deep); margin-bottom: 2px; }
.wm-callout-v {
  font-family: var(--font-quartet-mono);
  font-size: 20px;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--quartet-cyan);
  margin-bottom: 2px;
}
.wm-callout-v b { font-weight: inherit; }
.wm-callout-v.violet { color: var(--quartet-violet); }
.wm-callout-sub { font-size: 11.5px; color: var(--muted-deep); line-height: 1.45; }
.wm-callout-sub b { font-family: var(--font-quartet-mono); color: var(--ink-deep-2); font-weight: 500; }

/* --- Year-by-year table --- */
.wm-table {
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  overflow: hidden;
  margin-top: 16px;
}
.wm-tr {
  display: grid;
  grid-template-columns: 52px repeat(5, 1fr);
  gap: 0;
  padding: 8px 12px;
  border-bottom: 1px solid var(--line-deep);
  font-family: var(--font-quartet-mono);
  font-size: 12px;
  font-variant-numeric: tabular-nums;
  color: var(--ink-deep-2);
}
.wm-tr:last-child { border-bottom: 0; }
.wm-tr-head {
  font-family: var(--font-quartet);
  font-size: 10.5px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--muted-deep);
  font-weight: 600;
  background: var(--bg-deep);
  border-bottom: 1px solid var(--line-deep-2);
  position: sticky;
  top: 0;
  z-index: 1;
}
.wm-td-year { color: var(--muted-deep); font-weight: 500; }
.wm-td-comp { color: var(--ink-deep); font-weight: 500; }
.wm-td-real { color: var(--quartet-violet); }
.wm-tr.is-custom { background: color-mix(in srgb, var(--quartet-cyan) 4%, transparent); }
.wm-tr.is-custom .wm-td-year { color: var(--quartet-cyan); font-weight: 600; }
.wm-tr.is-mile { background: color-mix(in srgb, var(--ink-deep) 2%, transparent); }
.wm-table-scroll { max-height: 440px; overflow-y: auto; }

/* --- Educational sections --- */
.wm-steps {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 16px;
}
.wm-step {
  display: flex;
  gap: 12px;
  padding: 14px;
  background: var(--surface-deep);
  border: 1px solid var(--line-deep);
  border-radius: 6px;
}
.wm-step-n {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 5px;
  background: var(--quartet-cyan-fill);
  border: 1px solid var(--quartet-cyan-border);
  font-family: var(--font-quartet-mono);
  font-size: 12px;
  font-weight: 600;
  color: var(--quartet-cyan);
}
.wm-step-title { font-size: 13px; font-weight: 600; color: var(--ink-deep); margin-bottom: 4px; }
.wm-step-desc { font-size: 12px; color: var(--muted-deep); line-height: 1.5; }

.wm-concepts {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 16px;
}
.wm-concept {
  padding: 14px;
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  background: var(--surface-deep);
  border-left: 3px solid var(--quartet-cyan);
}
.wm-concept.tint-cyan { border-left-color: var(--quartet-cyan); }
.wm-concept.tint-violet { border-left-color: var(--quartet-violet); }
.wm-concept.tint-amber { border-left-color: var(--quartet-amber); }
.wm-concept.tint-pos { border-left-color: var(--quartet-pos); }
.wm-concept.tint-indigo { border-left-color: var(--quartet-indigo, #6366f1); }
.wm-concept.tint-coral { border-left-color: var(--quartet-coral, #f97066); }
.wm-concept-term { font-size: 13px; font-weight: 600; color: var(--ink-deep); margin-bottom: 4px; }
.wm-concept-def { font-size: 12px; color: var(--muted-deep); line-height: 1.5; }

.wm-tips {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 16px;
}
.wm-tip-card {
  padding: 14px;
  border: 1px solid var(--line-deep);
  border-radius: 6px;
  background: var(--surface-deep);
  border-left: 3px solid var(--quartet-cyan);
}
.wm-tip-card.tint-cyan { border-left-color: var(--quartet-cyan); }
.wm-tip-card.tint-indigo { border-left-color: var(--quartet-indigo, #6366f1); }
.wm-tip-card.tint-pos { border-left-color: var(--quartet-pos); }
.wm-tip-card.tint-amber { border-left-color: var(--quartet-amber); }
.wm-tip-card.tint-violet { border-left-color: var(--quartet-violet); }
.wm-tip-mark { display: none; }
.wm-tip-title { font-size: 13px; font-weight: 600; color: var(--ink-deep); margin-bottom: 4px; }
.wm-tip-body { font-size: 12px; color: var(--muted-deep); line-height: 1.5; }

/* --- WM responsive --- */
@media (max-width: 980px) {
  .wm-results { position: static; }
}
@media (max-width: 640px) {
  .wm-hero { font-size: 36px; }
  .wm-row2 { grid-template-columns: 1fr; }
  .wm-stats { grid-template-columns: 1fr; }
  .wm-callouts { grid-template-columns: 1fr; }
  .wm-steps { grid-template-columns: 1fr; }
  .wm-concepts { grid-template-columns: 1fr; }
  .wm-tips { grid-template-columns: 1fr; }
  .wm-chart-legend { flex-wrap: wrap; }
}


/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   CALCULATORS OVERVIEW PAGE (cal-*)
   Builds on top of the ins-* classes from insight-quartet.css.
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

/* ─── Top row: search + count pill ─────────────────────────────── */
.cal-toprow {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}

.cal-toprow .ins-search { margin-bottom: 0; }

.cal-count {
  font-family: var(--font-quartet-mono);
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--muted-deep-2);
  border: 1px solid var(--line-deep-2);
  border-radius: 999px;
  padding: 7px 14px;
  white-space: nowrap;
}

/* ─── 4-col grid override ──────────────────────────────────────── */
.cal-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

/* ─── Calculator card tweaks on ins-insight-card ────────────────── */
.cal-card {
  padding-bottom: 50px;
}
.cal-card .ins-insight-sub {
  max-width: none;
}

/* Cyan tint (not in the standard tint list) */
.ins-insight-card.cal-card--cyan .ins-insight-icon { color: var(--quartet-cyan); background: var(--quartet-cyan-fill); }
.ins-insight-card.cal-card--cyan .ins-insight-arrow { color: var(--quartet-cyan); }

/* ─── Title row with badge ─────────────────────────────────────── */
.cal-card-titlerow {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}

.cal-badge {
  font-family: var(--font-quartet-mono);
  font-size: 9px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  border-radius: 3px;
  padding: 2px 6px;
  line-height: 1.4;
}

.cal-badge--new {
  color: var(--quartet-pos);
  background: var(--quartet-pos-fill);
  border: 1px solid var(--quartet-pos-border);
}

.cal-badge--region {
  color: var(--muted-deep);
  background: var(--bg-deep);
  border: 1px solid var(--line-deep-2);
}

/* ─── Feature cards (account-gated) ────────────────────────────── */
.cal-feature .ins-insight-sub { margin-bottom: 0; }
.cal-feature .ins-insight-arrow { display: none; }

.cal-feature-badge {
  position: absolute;
  bottom: 18px;
  left: 22px;
  font-family: var(--font-quartet-mono);
  font-size: 9.5px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  border-radius: 3px;
  padding: 3px 8px;
}

.cal-feature-badge--free {
  color: var(--quartet-pos);
  background: var(--quartet-pos-fill);
  border: 1px solid var(--quartet-pos-border);
}

.cal-feature-badge--premium {
  color: var(--quartet-amber);
  background: var(--quartet-amber-fill);
  border: 1px solid var(--quartet-amber-border, rgba(255, 198, 109, 0.30));
}

/* ─── Embed card ───────────────────────────────────────────────── */
.cal-embed {
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 22px 26px;
  border: 1px solid var(--line-deep);
  border-radius: 10px;
  background: var(--surface-deep);
  text-decoration: none;
  color: inherit;
  transition: border-color .2s ease, background .2s ease;
}

.cal-embed:hover {
  border-color: var(--quartet-cyan-border);
  background: var(--surface-deep-2);
}

.cal-embed-ic {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  background: var(--quartet-cyan-fill);
  color: var(--quartet-cyan);
}

.cal-embed-ic svg { width: 22px; height: 22px; }

.cal-embed-body { flex: 1; min-width: 0; }

.cal-embed-title {
  font-size: 16px;
  font-weight: 600;
  color: var(--ink-deep);
  letter-spacing: -0.01em;
  margin-bottom: 4px;
}

.cal-embed-sub {
  font-size: 13px;
  color: var(--muted-deep);
  line-height: 1.5;
  text-wrap: pretty;
}

.cal-embed-cta {
  flex-shrink: 0;
  font-family: var(--font-quartet-mono);
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--quartet-cyan);
  white-space: nowrap;
}

/* ─── CTA section ──────────────────────────────────────────────── */
.cal-cta {
  position: relative;
  background: linear-gradient(180deg, rgba(184, 141, 255, 0.10), rgba(109, 212, 220, 0.06));
  border: 1px solid var(--quartet-violet);
  border-radius: 6px;
  padding: 26px 28px 24px;
  margin-top: 8px;
  overflow: hidden;
}

.cal-cta::before {
  content: '';
  position: absolute;
  left: 0; right: 0; top: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--quartet-violet), var(--quartet-cyan), transparent);
}

.cal-cta-head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
  margin-bottom: 14px;
}

.cal-cta-eyebrow {
  font-size: 10px;
  color: var(--quartet-violet);
  text-transform: uppercase;
  letter-spacing: 0.22em;
  font-weight: 700;
}

.cal-cta-disclosure {
  font-size: 9.5px;
  color: var(--muted-deep-2);
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-weight: 500;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.cal-cta-disclosure::before {
  content: '';
  width: 6px; height: 6px;
  border-radius: 999px;
  background: var(--quartet-violet);
  opacity: 0.7;
}

.cal-cta h2 {
  margin: 0 0 6px;
  font-size: 24px;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--ink-deep);
}

.cal-cta .cal-cta-pitch {
  font-size: 14px;
  color: var(--ink-deep-2);
  line-height: 1.55;
  max-width: 78ch;
  margin: 0 0 18px;
  text-wrap: pretty;
}

.cal-cta-actions {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 16px;
  align-items: stretch;
}

.cal-cta-bullets {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.cal-cta-bullet {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  color: var(--ink-deep-2);
}

.cal-cta-bullet .cal-cta-dot {
  width: 6px;
  height: 6px;
  border-radius: 999px;
  background: var(--quartet-cyan);
  flex-shrink: 0;
}

.cal-cta-big {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 0 32px;
  background: var(--quartet-violet);
  color: #0a0d14;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  border: 0;
  border-radius: 3px;
  cursor: pointer;
  font-family: var(--font-quartet);
  text-decoration: none;
  transition: background .15s ease, transform .15s ease;
  white-space: nowrap;
}

.cal-cta-big:hover {
  background: #c8a3ff;
  transform: translateY(-1px);
}

.cal-cta-trust {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
  margin-top: 14px;
  padding-top: 12px;
  border-top: 1px solid rgba(184, 141, 255, 0.18);
  font-size: 10px;
  color: var(--muted-deep);
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-weight: 500;
}

.cal-cta-trust .cal-cta-trust-item {
  display: inline-flex;
  align-items: center;
  gap: 7px;
}

/* ─── Responsive ───────────────────────────────────────────────── */
@media (max-width: 1100px) {
  .cal-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 880px) {
  .cal-grid { grid-template-columns: repeat(2, 1fr); }
  .cal-embed { flex-wrap: wrap; }
  .cal-cta-actions { grid-template-columns: 1fr; }
  .cal-cta-big { padding: 14px 24px; justify-content: center; }
}

@media (max-width: 540px) {
  .cal-grid { grid-template-columns: 1fr; }
}